Clifford And Irmajean Moe Scholarship Fund
Clifford And Irmajean Moe Scholarship Fund maintains over $2M in assets with zero officer compensation despite fluctuating revenues.
EIN: 203523027 · Milwaukee, WI · NTEE: B82 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $1.3M |
| Total Expenses | $157K |
| Program Spending | 95% |
| CEO/Top Officer Pay | $2 |
| Net Assets | $2.1M |
| Transparency Score | 90/100 |
Is Clifford And Irmajean Moe Scholarship Fund Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Clifford And Irmajean Moe Scholarship Fund directs 95% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Clifford And Irmajean Moe Scholarship Fund
Clifford And Irmajean Moe Scholarship Fund (EIN: 203523027) is a nonprofit organization based in Milwaukee, WI, classified under NTEE code B82. The organization reported total revenue of $1.3M and total assets of $2.1M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Clifford And Irmajean Moe Scholarship Fund's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Clifford And Irmajean Moe Scholarship Fund is a mid-size nonprofit that has been operating for 19 years, with 10 years of IRS 990 filings on record (2012–2024). Revenue has grown at a compound annual rate of -6.9%.
Key Financial Metrics (2024)
From the most recent IRS 990 filing on record:
| Total Revenue | $136K |
| Total Expenses | $157K |
| Surplus / Deficit | $-21,527 |
| Total Assets | $2.1M |
| Total Liabilities | $1 |
| Net Assets | $2.1M |
| Operating Margin | -15.9% |
| Debt-to-Asset Ratio | 0.0% |
| Months of Reserves | 161.6 months |
Financial Health Grade: B
In 2024, Clifford And Irmajean Moe Scholarship Fund reported a deficit of $22K with expenses exceeding revenue, holds 161.6 months of operating reserves (strong position), has a debt-to-asset ratio of 0.0% (very low leverage).
Financial Trends
Over 10 years of filings (2012–2024), Clifford And Irmajean Moe Scholarship Fund's revenue has declined at a compound annual growth rate (CAGR) of -6.9%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -141.8% | -14.4% | -8.1% |
| 2022 | -72.3% | +16.5% | -1.9% |
| 2021 | +390.1% | +0.2% | +12.7% |
| 2020 | +378.8% | +69.2% | +50.6% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 2000 |
| IRS Ruling Date | 2007 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Clifford And Irmajean Moe Scholarship Fund with a Mission Score of 90 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 5%
- programs: 95%
- fundraising: 0%
According to IRS 990 filings, Clifford And Irmajean Moe Scholarship Fund allocates its expenses as follows: admin: 5%, programs: 95%, fundraising: 0%. With 95% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2024)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $22K, with expenses exceeding revenue.
- Debt-to-asset ratio: 0.0%.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, indicating that the organization operates without paid officers or that compensation is covered by an affiliated entity, which is highly efficient for an organization of its size with over $2 million in assets.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Clifford And Irmajean Moe Scholarship Fund's IRS 990 filings:
- Significant revenue volatility, including negative revenue in 202305, which could indicate reliance on unpredictable investment returns.
Strengths
The following positive indicators were identified for Clifford And Irmajean Moe Scholarship Fund:
- Strong asset base of over $2 million, providing financial stability.
- Consistently low liabilities ($1 across all filings), indicating excellent financial health and minimal debt.
- 0% officer compensation, demonstrating high efficiency and dedication to program spending.
- Consistent filing history (10 filings), indicating good transparency and compliance.
Frequently Asked Questions about Clifford And Irmajean Moe Scholarship Fund
Is Clifford And Irmajean Moe Scholarship Fund a legitimate charity?
Based on AI analysis of IRS 990 filings, Clifford And Irmajean Moe Scholarship Fund (EIN: 203523027) some concerns. Mission Score: 90/100. 1 red flag identified, 4 strengths noted.
How does Clifford And Irmajean Moe Scholarship Fund spend its money?
Clifford And Irmajean Moe Scholarship Fund directs 95% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Clifford And Irmajean Moe Scholarship Fund tax-deductible?
Clifford And Irmajean Moe Scholarship Fund is registered as a tax-exempt nonprofit (EIN: 203523027). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Clifford And Irmajean Moe Scholarship Fund CEO make?
Clifford And Irmajean Moe Scholarship Fund's highest-compensated officer earns $2 annually. The organization reported $1.3M in total revenue. Executive compensation data is disclosed in IRS 990 filings.
How does Clifford And Irmajean Moe Scholarship Fund compare to similar nonprofits?
With a transparency score of 90/100 (Excellent), Clifford And Irmajean Moe Scholarship Fund is above average for NTEE category B82 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Clifford And Irmajean Moe Scholarship Fund located?
Clifford And Irmajean Moe Scholarship Fund is headquartered in Milwaukee, Wisconsin and files with the IRS under EIN 203523027. It is classified under NTEE code B82.
How many years of IRS 990 filings does Clifford And Irmajean Moe Scholarship Fund have?
Clifford And Irmajean Moe Scholarship Fund has 10 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $1.3M in total revenue.
How does the organization manage its expenses given the revenue fluctuations?
The organization consistently manages its expenses, which have ranged from $24,286 in 201205 to $171,232 in 202205, even during periods of negative revenue like $-47,861 in 202305. This suggests a disciplined approach to spending, likely adjusting program disbursements based on available funds or relying on its substantial asset base to cover operational costs.
What is the source of the organization's revenue, especially given the negative revenue in 202305?
Given the NTEE code B82 (Scholarship & Student Aid), and the significant fluctuations including negative revenue in 202305, it's highly probable that a substantial portion of the organization's revenue comes from investment income, which can be volatile. Other sources could include donations or grants, but the negative figure points strongly to investment losses in that period.
How does the organization sustain its operations with 0% officer compensation?
The 0% officer compensation suggests that the organization is either entirely volunteer-run at the executive level, or that administrative services and executive functions are provided pro bono or by an affiliated entity, allowing a greater proportion of funds to be directed towards its scholarship programs.
Filing History
IRS 990 filing history for Clifford And Irmajean Moe Scholarship Fund showing financial trends over 10 years of public records:
Over 10 years of IRS 990 filings (2012–2024), Clifford And Irmajean Moe Scholarship Fund's revenue has declined by 57.4%, moving from $318K to $136K. Total assets increased by 53.8% over the same period, from $1.4M to $2.1M. Total functional expenses rose by 547.6%, from $24K to $157K. In its most recent filing year (2024), Clifford And Irmajean Moe Scholarship Fund reported a deficit of $22K, with expenses exceeding revenue. The organization holds $1 in liabilities against $2.1M in assets (debt-to-asset ratio: 0.0%), resulting in net assets of $2.1M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2024 | $136K | $157K | $2.1M | $1 | — | — |
| 2023 | $-47,861 | $147K | $2.1M | $1 | — | View 990 |
| 2022 | $115K | $171K | $2.3M | $1 | — | View 990 |
| 2021 | $413K | $147K | $2.4M | $1 | — | View 990 |
| 2020 | $84K | $147K | $2.1M | $1 | — | — |
| 2016 | $18K | $87K | $1.4M | $1 | — | View 990 |
| 2015 | $104K | $87K | $1.5M | $1 | — | View 990 |
| 2014 | $137K | $84K | $1.4M | $1 | — | View 990 |
| 2013 | $106K | $93K | $1.4M | $1 | — | View 990 |
| 2012 | $318K | $24K | $1.4M | $1 | — | View 990 |
Year-by-Year Financial Summary
- 2024: Revenue of $136K, expenses of $157K, and assets of $2.1M.
- 2023: Revenue of $-47,861, expenses of $147K, and assets of $2.1M (revenue -141.8% year-over-year).
- 2022: Revenue of $115K, expenses of $171K, and assets of $2.3M (revenue -72.3% year-over-year).
- 2021: Revenue of $413K, expenses of $147K, and assets of $2.4M (revenue +390.1% year-over-year).
- 2020: Revenue of $84K, expenses of $147K, and assets of $2.1M (revenue +378.8% year-over-year).
- 2016: Revenue of $18K, expenses of $87K, and assets of $1.4M (revenue -83.1% year-over-year).
- 2015: Revenue of $104K, expenses of $87K, and assets of $1.5M (revenue -23.6% year-over-year).
- 2014: Revenue of $137K, expenses of $84K, and assets of $1.4M (revenue +29.1% year-over-year).
- 2013: Revenue of $106K, expenses of $93K, and assets of $1.4M (revenue -66.8% year-over-year).
- 2012: Revenue of $318K, expenses of $24K, and assets of $1.4M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Clifford And Irmajean Moe Scholarship Fund:
Data Sources and Methodology
This transparency report for Clifford And Irmajean Moe Scholarship Fund is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.