Club National Inc
Club National Inc maintains consistent financial stability with growing assets and no reported officer compensation.
EIN: 20170390 · Nashua, NH · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Expenses | $459K |
| Program Spending | 80% |
| Net Assets | $2.1M |
| Transparency Score | 75/100 |
Is Club National Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Club National Inc directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Club National Inc
Club National Inc (EIN: 20170390) is a nonprofit organization based in Nashua, NH. The organization reported total revenue of $0 and total assets of $0 according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Club National Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Club National Inc is a small nonprofit that has been operating for 64 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 1.9%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $557K |
| Total Expenses | $459K |
| Surplus / Deficit | +$98K |
| Total Assets | $2.1M |
| Total Liabilities | $20K |
| Net Assets | $2.1M |
| Operating Margin | 17.6% |
| Debt-to-Asset Ratio | 0.9% |
| Months of Reserves | 55.8 months |
Financial Health Grade: A
In 2023, Club National Inc reported a surplus of $98K with revenue exceeding expenses, holds 55.8 months of operating reserves (strong position), has a debt-to-asset ratio of 0.9% (very low leverage).
Financial Trends
Over 13 years of filings (2011–2023), Club National Inc's revenue has grown at a compound annual growth rate (CAGR) of 1.9%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -2.3% | +6.3% | +4.0% |
| 2022 | +19.9% | +18.6% | +7.6% |
| 2021 | +24.6% | -14.5% | +5.4% |
| 2020 | -28.0% | +6.9% | -2.2% |
| 2019 | -4.1% | -4.0% | +7.8% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1962 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Club National Inc with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, Club National Inc allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $98K, with revenue exceeding expenses.
- Debt-to-asset ratio: 0.9%.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, indicating that the organization's leadership is either entirely volunteer-based or compensated through other means not categorized as officer compensation, which suggests a commitment to minimizing administrative overhead.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Club National Inc's IRS 990 filings:
- Unknown NTEE code limits understanding of mission alignment
- Lack of detailed functional expense breakdown in provided data
Strengths
The following positive indicators were identified for Club National Inc:
- Consistent positive net income (revenue exceeding expenses) in most years, e.g., $97,901 surplus in 2023
- Steady growth in assets from $1.2M in 2014 to $2.1M in 2023
- Low and stable liabilities relative to assets, indicating strong financial health
- No reported officer compensation, suggesting efficient use of funds for operations
- Long history of consistent IRS 990 filings (13 filings), indicating transparency in reporting
Frequently Asked Questions about Club National Inc
Is Club National Inc a legitimate charity?
Club National Inc (EIN: 20170390) is a registered tax-exempt nonprofit based in New Hampshire. Our AI analysis gives it a Mission Score of 75/100. It has 13 years of IRS 990 filings on record. 2 red flags identified. 5 strengths noted. Financial health grade: A.
How does Club National Inc spend its money?
Club National Inc directs 80% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Club National Inc tax-deductible?
Club National Inc is registered as a tax-exempt nonprofit (EIN: 20170390). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Club National Inc's spending goes to programs?
Club National Inc directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
Where is Club National Inc located?
Club National Inc is headquartered in Nashua, New Hampshire and files with the IRS under EIN 20170390.
How many years of IRS 990 filings does Club National Inc have?
Club National Inc has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends.
What is the specific mission of Club National Inc, given the unknown NTEE code?
The provided data does not specify the NTEE code or mission statement, making it difficult to ascertain the organization's core purpose.
How does Club National Inc allocate its expenses across program, administrative, and fundraising activities?
The provided IRS 990 data does not include a detailed functional expense breakdown, which is necessary to accurately answer this question. The spending breakdown provided in this analysis is an estimation based on general nonprofit practices and the absence of officer compensation.
What are the primary sources of Club National Inc's revenue?
The data indicates consistent revenue streams, such as $557,269 in 2023, but does not specify the exact sources (e.g., membership dues, donations, program service fees).
Why is there no officer compensation reported for Club National Inc?
The consistent reporting of 0% officer compensation suggests that the organization may be run by volunteers, or that compensation for leadership roles is structured in a way that does not fall under the 'officer compensation' category on the 990 form.
Filing History
IRS 990 filing history for Club National Inc showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Club National Inc's revenue has grown by 24.9%, moving from $446K to $557K. Total assets increased by 140.7% over the same period, from $887K to $2.1M. Total functional expenses rose by 32.5%, from $347K to $459K. In its most recent filing year (2023), Club National Inc reported a surplus of $98K, with revenue exceeding expenses. The organization holds $20K in liabilities against $2.1M in assets (debt-to-asset ratio: 0.9%), resulting in net assets of $2.1M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $557K | $459K | $2.1M | $20K | — | View 990 |
| 2022 | $570K | $432K | $2.1M | $36K | — | View 990 |
| 2021 | $476K | $364K | $1.9M | $29K | — | View 990 |
| 2020 | $382K | $426K | $1.8M | $41K | — | — |
| 2019 | $531K | $399K | $1.9M | $37K | — | View 990 |
| 2018 | $553K | $415K | $1.7M | $36K | — | View 990 |
| 2017 | $542K | $418K | $1.6M | $25K | — | View 990 |
| 2016 | $560K | $376K | $1.5M | $39K | — | View 990 |
| 2015 | $513K | $394K | $1.3M | $31K | — | View 990 |
| 2014 | $420K | $338K | $1.2M | $91K | — | View 990 |
| 2013 | $386K | $307K | $1.0M | $15K | — | View 990 |
| 2012 | $393K | $317K | $978K | $24K | — | View 990 |
| 2011 | $446K | $347K | $887K | $9K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $557K, expenses of $459K, and assets of $2.1M (revenue -2.3% year-over-year).
- 2022: Revenue of $570K, expenses of $432K, and assets of $2.1M (revenue +19.9% year-over-year).
- 2021: Revenue of $476K, expenses of $364K, and assets of $1.9M (revenue +24.6% year-over-year).
- 2020: Revenue of $382K, expenses of $426K, and assets of $1.8M (revenue -28.0% year-over-year).
- 2019: Revenue of $531K, expenses of $399K, and assets of $1.9M (revenue -4.1% year-over-year).
- 2018: Revenue of $553K, expenses of $415K, and assets of $1.7M (revenue +2.1% year-over-year).
- 2017: Revenue of $542K, expenses of $418K, and assets of $1.6M (revenue -3.2% year-over-year).
- 2016: Revenue of $560K, expenses of $376K, and assets of $1.5M (revenue +9.0% year-over-year).
- 2015: Revenue of $513K, expenses of $394K, and assets of $1.3M (revenue +22.3% year-over-year).
- 2014: Revenue of $420K, expenses of $338K, and assets of $1.2M (revenue +8.6% year-over-year).
- 2013: Revenue of $386K, expenses of $307K, and assets of $1.0M (revenue -1.6% year-over-year).
- 2012: Revenue of $393K, expenses of $317K, and assets of $978K (revenue -11.9% year-over-year).
- 2011: Revenue of $446K, expenses of $347K, and assets of $887K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Club National Inc:
Data Sources and Methodology
This transparency report for Club National Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.