Cohasset Library Trust Inc

Cohasset Library Trust Inc. consistently grows assets with low expenses and no executive compensation.

EIN: 205972912 · Cohasset, MA · NTEE: B197 · Updated: 2026-03-28

$739KRevenue
$228KGross Revenue
$2.0MAssets
95/100Mission Score (Excellent)
B197

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Cohasset Library Trust Inc Financial Summary
MetricValue
Total Revenue$739K
Total Expenses$81K
Program Spending90%
Net Assets$1.8M
Transparency Score95/100

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Cohasset Library Trust Inc Form 990, Revenue, CEO Pay, and IRS Filing Signals

Cohasset Library Trust Inc is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Cohasset Library Trust Inc in one place.

Form 990 Filing Summary

13 filing years are available, with latest revenue of $225K and expenses of $81K.

Revenue and Expenses

Cohasset Library Trust Inc reported $225K in revenue and $81K in expenses, a surplus of $144K.

Executive Compensation

Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.

Charity Score and Red Flags

95/100 mission score, 0 red flags, and 5 strengths are shown from structured and AI review.

Is Cohasset Library Trust Inc Legit?

Appears Legitimate

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
NoneRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

IRS 990 Data Cockpit

Where the Money Comes From and Where It Goes

PendingDonor/Grant Funding
90%Program Expense
$0Grants Paid
13Stored Filing Years

Revenue Source Mix

Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.

Expense Deployment

Cohasset Library Trust Inc Expense Deployment
Program services$73K (90%)

Across stored filings, Cohasset Library Trust Inc shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.

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Cohasset Library Trust Inc Donor Decision Matrix
Decision LensSignalWhat to Inspect Next
LegitimacyAppears LegitimateGood filing record; no red flags identified
Mission spend90% to programsExcellent
Financial durabilityGrade A13 stored filing years
Peer contextCompare with Joint Committee For Childrens Health Care In EverettMassachusetts and Education context

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Cohasset Library Trust Inc directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Cohasset Library Trust Inc

Cohasset Library Trust Inc (EIN: 205972912) is a nonprofit organization based in Cohasset, MA, classified under NTEE code B197. The organization reported total revenue of $739K and total assets of $2.0M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Cohasset Library Trust Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

19Years Operating
SmallSize Classification
13Years of Filings
MixedRevenue Trajectory

Cohasset Library Trust Inc is a small nonprofit that has been operating for 19 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -2.6%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$225K
Total Expenses$81K
Surplus / Deficit+$144K
Total Assets$1.8M
Net Assets$1.8M
Operating Margin64.0%
Months of Reserves273.8 months

Financial Health Grade: A

In 2023, Cohasset Library Trust Inc reported a surplus of $144K with revenue exceeding expenses, holds 273.8 months of operating reserves (strong position).

Financial Trends

Over 13 years of filings (2011–2023), Cohasset Library Trust Inc's revenue has declined at a compound annual growth rate (CAGR) of -2.6%.

YearRevenue ChangeExpense ChangeAsset Change
2023+4.3%+5.8%+8.5%
2022+172.7%+8.8%+0.8%
2021+47.3%+4.1%+0.3%
2020-41.0%-0.3%+1.2%
2019-5.3%+2.4%+1.4%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date2007

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

The Cohasset Library Trust Inc. demonstrates strong financial health and a clear commitment to its mission of supporting the Cohasset Library. Over the past several years, the organization has consistently maintained a healthy asset base, growing from $1,375,985 in 2016 to $1,845,562 in 2023, with minimal to no liabilities. This indicates sound financial management and a stable foundation. The organization's revenue has shown positive trends, particularly in the most recent filings, with $224,728 in 2023 and $215,521 in 2022, significantly exceeding expenses of $80,874 and $76,469 respectively. This consistent surplus allows for continued growth of its endowment and support for library programs. Spending efficiency appears high, as the organization's expenses are relatively low compared to its revenue and asset base. With no reported officer compensation, it suggests that administrative costs are likely minimal, allowing a greater proportion of funds to directly benefit the library. The consistent growth in assets while keeping expenses low points to an effective strategy for long-term sustainability and impact. The absence of liabilities across most filing periods further underscores its prudent financial practices. Transparency is excellent, as evidenced by the consistent filing of IRS Form 990s over 13 periods and the clear reporting of financial metrics. The zero officer compensation reported across all available filings is a significant indicator of a volunteer-driven or very lean operational structure, which enhances trust and demonstrates a focus on mission over executive pay. The organization's financial data suggests a well-managed and transparent entity dedicated to its stated purpose.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Cohasset Library Trust Inc with a Mission Score of 95 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 10%
  • programs: 90%
  • fundraising: 0%

According to IRS 990 filings, Cohasset Library Trust Inc allocates its expenses as follows: admin: 10%, programs: 90%, fundraising: 0%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$225KTotal Revenue
$81KTotal Expenses
$1.8MTotal Assets
$1.8MNet Assets
  • The organization reported a surplus of $144K, with revenue exceeding expenses.

Executive Compensation Analysis

The Cohasset Library Trust Inc. reports 0% officer compensation across all available filings, indicating a volunteer-led organization or one with extremely low administrative overhead, which is highly commendable for a nonprofit of its size.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Strengths

The following positive indicators were identified for Cohasset Library Trust Inc:

  • Consistent asset growth (from $1,375,985 in 2016 to $1,845,562 in 2023)
  • Extremely low expenses relative to revenue (e.g., $80,874 expenses vs. $224,728 revenue in 2023)
  • Zero reported officer compensation across all filings
  • Minimal to no liabilities reported
  • Strong financial stability and sustainability

Frequently Asked Questions about Cohasset Library Trust Inc

Is Cohasset Library Trust Inc a legitimate charity?

Cohasset Library Trust Inc (EIN: 205972912) is a registered tax-exempt nonprofit based in Massachusetts. Our AI analysis gives it a Mission Score of 95/100. It has 13 years of IRS 990 filings on record. Total revenue: $739K. No red flags identified. 5 strengths noted. Financial health grade: A.

How does Cohasset Library Trust Inc spend its money?

Cohasset Library Trust Inc directs 90% of its spending to programs and services. This exceeds the 65% industry benchmark.

Are donations to Cohasset Library Trust Inc tax-deductible?

Cohasset Library Trust Inc is registered as a tax-exempt nonprofit (EIN: 205972912). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

How does Cohasset Library Trust Inc compare to similar nonprofits?

With a transparency score of 95/100 (Excellent), Cohasset Library Trust Inc is above average for NTEE category B197 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Cohasset Library Trust Inc located?

Cohasset Library Trust Inc is headquartered in Cohasset, Massachusetts and files with the IRS under EIN 205972912. It is classified under NTEE code B197.

How many years of IRS 990 filings does Cohasset Library Trust Inc have?

Cohasset Library Trust Inc has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $739K in total revenue.

Is Cohasset Library Trust Inc. financially stable?

Yes, the organization is very financially stable, consistently growing its assets from $1,375,985 in 2016 to $1,845,562 in 2023, and maintaining minimal to no liabilities.

How efficient is Cohasset Library Trust Inc. with its spending?

The organization is highly efficient, with expenses significantly lower than revenue (e.g., $80,874 expenses vs. $224,728 revenue in 2023) and no reported officer compensation, suggesting a very high proportion of funds go towards its mission.

Does Cohasset Library Trust Inc. pay its executives?

No, the IRS 990 filings consistently report 0% officer compensation, indicating that executive roles are likely volunteer-based or compensated through other means not classified as officer compensation.

What is the trend in the organization's revenue?

Revenue has shown positive growth in recent years, with $224,728 in 2023 and $215,521 in 2022, a significant increase from earlier periods like $38,896 in 2017.

Filing History

IRS 990 filing history for Cohasset Library Trust Inc showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), Cohasset Library Trust Inc's revenue has declined by 26.8%, moving from $307K to $225K. Total assets increased by 40.9% over the same period, from $1.3M to $1.8M. Total functional expenses rose by 627.6%, from $11K to $81K. In its most recent filing year (2023), Cohasset Library Trust Inc reported a surplus of $144K, with revenue exceeding expenses.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $225K $81K $1.8M $0
2022 $216K $76K $1.7M $0 View 990
2021 $79K $70K $1.7M $0 View 990
2020 $54K $67K $1.7M $3K View 990
2019 $91K $68K $1.7M $0 View 990
2018 $96K $66K $1.6M $0 View 990
2017 $39K $58K $1.5M $0 View 990
2016 $59K $31K $1.4M $0 View 990
2015 $80K $36K $1.5M $0 View 990
2014 $76K $54K $1.5M $0 View 990
2013 $79K $61K $1.3M $0 View 990
2012 $93K $60K $1.2M $0 View 990
2011 $307K $11K $1.3M $37K View 990

Year-by-Year Financial Summary

  • 2023: Revenue of $225K, expenses of $81K, and assets of $1.8M (revenue +4.3% year-over-year).
  • 2022: Revenue of $216K, expenses of $76K, and assets of $1.7M (revenue +172.7% year-over-year).
  • 2021: Revenue of $79K, expenses of $70K, and assets of $1.7M (revenue +47.3% year-over-year).
  • 2020: Revenue of $54K, expenses of $67K, and assets of $1.7M (revenue -41.0% year-over-year).
  • 2019: Revenue of $91K, expenses of $68K, and assets of $1.7M (revenue -5.3% year-over-year).
  • 2018: Revenue of $96K, expenses of $66K, and assets of $1.6M (revenue +146.9% year-over-year).
  • 2017: Revenue of $39K, expenses of $58K, and assets of $1.5M (revenue -33.7% year-over-year).
  • 2016: Revenue of $59K, expenses of $31K, and assets of $1.4M (revenue -26.5% year-over-year).
  • 2015: Revenue of $80K, expenses of $36K, and assets of $1.5M (revenue +5.2% year-over-year).
  • 2014: Revenue of $76K, expenses of $54K, and assets of $1.5M (revenue -4.3% year-over-year).
  • 2013: Revenue of $79K, expenses of $61K, and assets of $1.3M (revenue -15.0% year-over-year).
  • 2012: Revenue of $93K, expenses of $60K, and assets of $1.2M (revenue -69.7% year-over-year).
  • 2011: Revenue of $307K, expenses of $11K, and assets of $1.3M.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Cohasset Library Trust Inc:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for Cohasset Library Trust Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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