College Bound Opportunities

College Bound Opportunities consistently spends more than it earns, leading to recurring deficits and negative net assets.

EIN: 204811544 · Highland Park, IL · NTEE: B82 · Updated: 2026-03-28

$1.1MRevenue
$1.4MAssets
70/100Mission Score (Good)
B82

Is College Bound Opportunities Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
3 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

College Bound Opportunities directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About College Bound Opportunities

College Bound Opportunities (EIN: 204811544) is a nonprofit organization based in Highland Park, IL, classified under NTEE code B82. The organization reported total revenue of $1.1M and total assets of $1.4M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of College Bound Opportunities's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

AI Transparency Report

College Bound Opportunities demonstrates consistent operational activity with annual revenues generally exceeding $1 million. However, the organization has reported expenses exceeding revenue in most recent years, including a deficit of $129,171 in 2023 and $223,173 in 2022. This trend of spending more than it earns could impact long-term financial stability if not addressed. Despite these operational deficits, the organization maintains a healthy asset base, with assets of $1,639,612 in 2023, though this is offset by significant liabilities, which stood at $2,161,114 in the same period, indicating a negative net asset position. The organization's spending efficiency appears to be focused on its mission, as indicated by the NTEE code B82 (Scholarships & Student Financial Aid). The consistent reporting of 0% officer compensation across all available filings is a strong indicator of financial transparency and a commitment to directing funds towards programmatic activities rather than executive salaries. This practice is commendable and suggests a volunteer-driven or very lean administrative structure at the top. While the consistent operational deficits and negative net assets are areas for concern, the organization's commitment to transparency regarding executive compensation is a significant strength. Donors should review the detailed financial statements to understand the nature of the liabilities and the long-term strategy for achieving financial equilibrium. The organization's ability to maintain its asset base despite recurring deficits warrants further investigation into its funding sources and expenditure categories.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates College Bound Opportunities with a Mission Score of 70 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

According to IRS 990 filings, College Bound Opportunities allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.

Executive Compensation Analysis

Executive compensation has consistently been reported as 0% across all available filings, indicating a strong commitment to directing funds towards the mission and high transparency regarding leadership compensation.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of College Bound Opportunities's IRS 990 filings:

Strengths

The following positive indicators were identified for College Bound Opportunities:

Frequently Asked Questions about College Bound Opportunities

Is College Bound Opportunities a legitimate charity?

Based on AI analysis of IRS 990 filings, College Bound Opportunities (EIN: 204811544) some concerns. Mission Score: 70/100. 3 red flags identified, 3 strengths noted.

How does College Bound Opportunities spend its money?

College Bound Opportunities directs 80% of its spending to programs and services. The remaining budget covers administration and fundraising costs.

Are donations to College Bound Opportunities tax-deductible?

College Bound Opportunities is registered as a tax-exempt nonprofit (EIN: 204811544). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

Is College Bound Opportunities a good charity?

College Bound Opportunities demonstrates a strong commitment to its mission, evidenced by 0% officer compensation and likely high program spending. However, the consistent operational deficits (e.g., $129,171 in 2023) and negative net assets (e.g., liabilities exceeding assets by $521,502 in 2023) are significant financial concerns that warrant further investigation by potential donors.

Why are liabilities consistently higher than assets?

The filings show liabilities consistently exceeding assets, for example, $2,161,114 in liabilities versus $1,639,612 in assets in 2023. This indicates a negative net asset position, which could be due to various factors such as deferred revenue, program-related investments, or other long-term obligations. Further detail from the full IRS 990 is needed to understand the composition of these liabilities.

How does the organization cover its operational deficits?

With expenses exceeding revenue in most recent years (e.g., $1,146,130 expenses vs. $1,016,959 revenue in 2023), the organization is incurring operational deficits. These deficits might be covered by drawing down reserves, utilizing restricted funds, or through other non-operating income sources not immediately apparent in the summary data. This trend is not sustainable long-term without a change in financial strategy.

Filing History

IRS 990 filing history for College Bound Opportunities showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), College Bound Opportunities's revenue has grown by 77.8%, moving from $572K to $1.0M. Total assets increased by 108.5% over the same period, from $786K to $1.6M. Total functional expenses rose by 190.7%, from $394K to $1.1M. In its most recent filing year (2023), College Bound Opportunities reported a deficit of $129K, with expenses exceeding revenue. The organization holds $2.2M in liabilities against $1.6M in assets (debt-to-asset ratio: 131.8%), resulting in net assets of $-521,502.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp.PDF
2023 $1.0M $1.1M $1.6M $2.2M View 990
2022 $1.1M $1.3M $1.8M $2.2M View 990
2021 $1.1M $1.2M $2.0M $2.0M View 990
2020 $1.0M $1.2M $1.9M $1.9M View 990
2019 $1.0M $1.2M $1.9M $1.8M View 990
2018 $1.2M $1.2M $1.9M $1.6M View 990
2017 $924K $947K $1.8M $1.5M View 990
2016 $975K $845K $1.6M $1.4M View 990
2015 $872K $676K $1.4M $597K View 990
2014 $749K $624K $1.2M $515K View 990
2013 $617K $622K $1.0M $410K View 990
2012 $655K $520K $974K $343K View 990
2011 $572K $394K $786K $291K View 990

Year-by-Year Financial Summary

Data Sources and Methodology

This transparency report for College Bound Opportunities is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

Other Nonprofits in Illinois

Explore more nonprofits based in Illinois with AI-powered transparency reports.

View all Illinois nonprofits →

Similar Organizations (NTEE B82)

Other nonprofits classified under NTEE code B82.

View all B82 nonprofits →

Related Nonprofits

Browse by State