Community Development Financial Institution Of The Tahono Odham

Community Development Financial Institution Of The Tahono Odham maintains stable assets and reports zero officer compensation over a decade.

EIN: 200908987 · Sells, AZ · NTEE: S43 · Updated: 2026-03-28

$2.6MRevenue
$2.6MGross Revenue
$24.2MAssets
90/100Mission Score (Excellent)
S43

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Community Development Financial Institution Of The Tahono Odham Financial Summary
MetricValue
Total Revenue$2.6M
Total Expenses$796K
Program Spending90%
Net Assets$21.4M
Transparency Score90/100

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Community Development Financial Institution Of The Tahono Odham Form 990, Revenue, CEO Pay, and IRS Filing Signals

Community Development Financial Institution Of The Tahono Odham is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Community Development Financial Institution Of The Tahono Odham in one place.

Form 990 Filing Summary

13 filing years are available, with latest revenue of $756K and expenses of $796K.

Revenue and Expenses

Community Development Financial Institution Of The Tahono Odham reported $756K in revenue and $796K in expenses, a deficit of $40K.

Executive Compensation

Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.

Charity Score and Red Flags

90/100 mission score, 2 red flags, and 4 strengths are shown from structured and AI review.

Is Community Development Financial Institution Of The Tahono Odham Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
2 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

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Where the Money Comes From and Where It Goes

PendingDonor/Grant Funding
90%Program Expense
$0Grants Paid
13Stored Filing Years

Revenue Source Mix

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Expense Deployment

Community Development Financial Institution Of The Tahono Odham Expense Deployment
Program services$716K (90%)

Across stored filings, Community Development Financial Institution Of The Tahono Odham shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.

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Community Development Financial Institution Of The Tahono Odham Donor Decision Matrix
Decision LensSignalWhat to Inspect Next
LegitimacySome ConcernsGood filing record; 2 red flags identified
Mission spend90% to programsExcellent
Financial durabilityGrade B13 stored filing years
Peer contextCompare with Real J Daigle Evangelistic CorporationArizona and Community Improvement context

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Community Development Financial Institution Of The Tahono Odham directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Community Development Financial Institution Of The Tahono Odham

Community Development Financial Institution Of The Tahono Odham (EIN: 200908987) is a nonprofit organization based in Sells, AZ, classified under NTEE code S43. The organization reported total revenue of $2.6M and total assets of $24.2M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Community Development Financial Institution Of The Tahono Odham's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

20Years Operating
Mid-SizeSize Classification
13Years of Filings
MixedRevenue Trajectory

Community Development Financial Institution Of The Tahono Odham is a mid-size nonprofit that has been operating for 20 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 0.8%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$756K
Total Expenses$796K
Surplus / Deficit$-40,295
Total Assets$21.7M
Total Liabilities$224K
Net Assets$21.4M
Operating Margin-5.3%
Debt-to-Asset Ratio1.0%
Months of Reserves326.6 months

Financial Health Grade: B

In 2023, Community Development Financial Institution Of The Tahono Odham reported a deficit of $40K with expenses exceeding revenue, holds 326.6 months of operating reserves (strong position), has a debt-to-asset ratio of 1.0% (very low leverage).

Financial Trends

Over 13 years of filings (2011–2023), Community Development Financial Institution Of The Tahono Odham's revenue has grown at a compound annual growth rate (CAGR) of 0.8%.

YearRevenue ChangeExpense ChangeAsset Change
2023+6.5%+1.8%+0.3%
2022-2.5%-11.3%-0.4%
2021-9.2%+16.4%-0.8%
2020-7.0%-0.2%+0.2%
2019+10.3%+5.0%+0.5%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date2006

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Community Development Financial Institution Of The Tahono Odham demonstrates consistent financial operations, with revenues and expenses generally in a similar range over the past decade. The organization consistently reports zero officer compensation, which is a significant indicator of transparency and a commitment to directing funds towards its mission rather than executive salaries. While specific program spending ratios are not detailed in the provided data, the absence of executive compensation suggests a lean operational structure. The organization's assets have remained remarkably stable, hovering around $21-24 million, indicating a consistent asset base for its operations. Liabilities are also consistently low, typically under $250,000, suggesting good financial management and low debt exposure. The latest revenue of $2,625,631 is notably higher than previous years' revenues, which were consistently below $1 million, indicating a potential significant new funding source or change in financial activity in the most recent period not fully reflected in the detailed annual filings provided. This jump warrants further investigation to understand its nature and impact on the organization's overall financial health and program delivery.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Community Development Financial Institution Of The Tahono Odham with a Mission Score of 90 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 10%
  • programs: 90%
  • fundraising: 0%

According to IRS 990 filings, Community Development Financial Institution Of The Tahono Odham allocates its expenses as follows: admin: 10%, programs: 90%, fundraising: 0%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$756KTotal Revenue
$796KTotal Expenses
$21.7MTotal Assets
$224KTotal Liabilities
$21.4MNet Assets
  • The organization reported a deficit of $40K, with expenses exceeding revenue.
  • Debt-to-asset ratio: 1.0%.

Executive Compensation Analysis

The organization consistently reports 0% officer compensation across all provided filings, indicating that no funds are allocated to executive salaries, which is highly unusual and suggests a volunteer-led or externally compensated leadership structure, or that compensation is reported under other expense categories.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Community Development Financial Institution Of The Tahono Odham's IRS 990 filings:

  • Unexplained significant jump in 'Latest Revenue' compared to historical trends, warranting further investigation.
  • Consistent 0% officer compensation, which is unusual for an organization of this asset size and could indicate compensation is reported elsewhere or through a related entity.

Strengths

The following positive indicators were identified for Community Development Financial Institution Of The Tahono Odham:

  • Consistent and stable asset base, averaging around $21-24 million over the past decade.
  • Extremely low liabilities, consistently under $250,000, indicating strong financial solvency.
  • Zero reported officer compensation, suggesting a strong commitment to directing funds to mission or a highly efficient operational model.
  • Long filing history (13 filings) indicates consistent compliance and operational longevity.

Frequently Asked Questions about Community Development Financial Institution Of The Tahono Odham

Is Community Development Financial Institution Of The Tahono Odham a legitimate charity?

Community Development Financial Institution Of The Tahono Odham (EIN: 200908987) is a registered tax-exempt nonprofit based in Arizona. Our AI analysis gives it a Mission Score of 90/100. It has 13 years of IRS 990 filings on record. Total revenue: $2.6M. 2 red flags identified. 4 strengths noted. Financial health grade: B.

How does Community Development Financial Institution Of The Tahono Odham spend its money?

Community Development Financial Institution Of The Tahono Odham directs 90% of its spending to programs and services. This exceeds the 65% industry benchmark.

Are donations to Community Development Financial Institution Of The Tahono Odham tax-deductible?

Community Development Financial Institution Of The Tahono Odham is registered as a tax-exempt nonprofit (EIN: 200908987). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

How does Community Development Financial Institution Of The Tahono Odham compare to similar nonprofits?

With a transparency score of 90/100 (Excellent), Community Development Financial Institution Of The Tahono Odham is above average for NTEE category S43 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Community Development Financial Institution Of The Tahono Odham located?

Community Development Financial Institution Of The Tahono Odham is headquartered in Sells, Arizona and files with the IRS under EIN 200908987. It is classified under NTEE code S43.

How many years of IRS 990 filings does Community Development Financial Institution Of The Tahono Odham have?

Community Development Financial Institution Of The Tahono Odham has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $2.6M in total revenue.

How does Community Development Financial Institution Of The Tahono Odham fund its operations without officer compensation?

The consistent reporting of 0% officer compensation across all filings suggests that executive leadership may be volunteer-based, compensated through a related entity, or that compensation is categorized differently within the expense structure. Further investigation into their detailed expense breakdown would be necessary to understand this model.

What caused the significant increase in revenue to $2,625,631 in the latest period, compared to previous years' revenues typically under $1 million?

The provided data shows a substantial jump in 'Latest Revenue' to $2,625,631, while the detailed annual filings consistently show revenues under $1 million. This discrepancy suggests a new, large funding source or a change in reporting, which would require reviewing the full 990 for the latest period to understand its nature and sustainability.

What is the specific breakdown of program expenses for Community Development Financial Institution Of The Tahono Odham?

While the provided data indicates overall expenses, it does not detail the specific allocation between program services, administrative, and fundraising costs. Given the nature of a CDFI, a significant portion would be expected to go towards direct financial services and community development initiatives.

Filing History

IRS 990 filing history for Community Development Financial Institution Of The Tahono Odham showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), Community Development Financial Institution Of The Tahono Odham's revenue has grown by 10.2%, moving from $685K to $756K. Total assets decreased by 1.5% over the same period, from $22.0M to $21.7M. Total functional expenses rose by 22.3%, from $651K to $796K. In its most recent filing year (2023), Community Development Financial Institution Of The Tahono Odham reported a deficit of $40K, with expenses exceeding revenue. The organization holds $224K in liabilities against $21.7M in assets (debt-to-asset ratio: 1.0%), resulting in net assets of $21.4M.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $756K $796K $21.7M $224K View 990
2022 $710K $782K $21.6M $109K
2021 $728K $881K $21.7M $125K View 990
2020 $802K $757K $21.9M $147K
2019 $862K $759K $21.8M $158K View 990
2018 $781K $722K $21.7M $142K View 990
2017 $779K $925K $21.7M $170K View 990
2016 $829K $609K $21.8M $214K View 990
2015 $791K $903K $21.6M $148K View 990
2014 $614K $680K $21.6M $121K View 990
2013 $611K $820K $21.7M $89K View 990
2012 $702K $817K $22.0M $152K View 990
2011 $685K $651K $22.0M $84K View 990

Year-by-Year Financial Summary

  • 2023: Revenue of $756K, expenses of $796K, and assets of $21.7M (revenue +6.5% year-over-year).
  • 2022: Revenue of $710K, expenses of $782K, and assets of $21.6M (revenue -2.5% year-over-year).
  • 2021: Revenue of $728K, expenses of $881K, and assets of $21.7M (revenue -9.2% year-over-year).
  • 2020: Revenue of $802K, expenses of $757K, and assets of $21.9M (revenue -7.0% year-over-year).
  • 2019: Revenue of $862K, expenses of $759K, and assets of $21.8M (revenue +10.3% year-over-year).
  • 2018: Revenue of $781K, expenses of $722K, and assets of $21.7M (revenue +0.3% year-over-year).
  • 2017: Revenue of $779K, expenses of $925K, and assets of $21.7M (revenue -6.0% year-over-year).
  • 2016: Revenue of $829K, expenses of $609K, and assets of $21.8M (revenue +4.8% year-over-year).
  • 2015: Revenue of $791K, expenses of $903K, and assets of $21.6M (revenue +28.8% year-over-year).
  • 2014: Revenue of $614K, expenses of $680K, and assets of $21.6M (revenue +0.4% year-over-year).
  • 2013: Revenue of $611K, expenses of $820K, and assets of $21.7M (revenue -12.9% year-over-year).
  • 2012: Revenue of $702K, expenses of $817K, and assets of $22.0M (revenue +2.4% year-over-year).
  • 2011: Revenue of $685K, expenses of $651K, and assets of $22.0M.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Community Development Financial Institution Of The Tahono Odham:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for Community Development Financial Institution Of The Tahono Odham is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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