Community Development Financial Institution Of The Tahono Odham
Community Development Financial Institution Of The Tahono Odham maintains stable assets and reports zero officer compensation over a decade.
EIN: 200908987 · Sells, AZ · NTEE: S43 · Updated: 2026-03-28
Is Community Development Financial Institution Of The Tahono Odham Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Community Development Financial Institution Of The Tahono Odham directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Community Development Financial Institution Of The Tahono Odham
Community Development Financial Institution Of The Tahono Odham (EIN: 200908987) is a nonprofit organization based in Sells, AZ, classified under NTEE code S43. The organization reported total revenue of $2.6M and total assets of $24.2M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Community Development Financial Institution Of The Tahono Odham's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Community Development Financial Institution Of The Tahono Odham with a Mission Score of 90 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 90%
- fundraising: 0%
According to IRS 990 filings, Community Development Financial Institution Of The Tahono Odham allocates its expenses as follows: admin: 10%, programs: 90%, fundraising: 0%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all provided filings, indicating that no funds are allocated to executive salaries, which is highly unusual and suggests a volunteer-led or externally compensated leadership structure, or that compensation is reported under other expense categories.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Community Development Financial Institution Of The Tahono Odham's IRS 990 filings:
- Unexplained significant jump in 'Latest Revenue' compared to historical trends, warranting further investigation.
- Consistent 0% officer compensation, which is unusual for an organization of this asset size and could indicate compensation is reported elsewhere or through a related entity.
Strengths
The following positive indicators were identified for Community Development Financial Institution Of The Tahono Odham:
- Consistent and stable asset base, averaging around $21-24 million over the past decade.
- Extremely low liabilities, consistently under $250,000, indicating strong financial solvency.
- Zero reported officer compensation, suggesting a strong commitment to directing funds to mission or a highly efficient operational model.
- Long filing history (13 filings) indicates consistent compliance and operational longevity.
Frequently Asked Questions about Community Development Financial Institution Of The Tahono Odham
Is Community Development Financial Institution Of The Tahono Odham a legitimate charity?
Based on AI analysis of IRS 990 filings, Community Development Financial Institution Of The Tahono Odham (EIN: 200908987) some concerns. Mission Score: 90/100. 2 red flags identified, 4 strengths noted.
How does Community Development Financial Institution Of The Tahono Odham spend its money?
Community Development Financial Institution Of The Tahono Odham directs 90% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Community Development Financial Institution Of The Tahono Odham tax-deductible?
Community Development Financial Institution Of The Tahono Odham is registered as a tax-exempt nonprofit (EIN: 200908987). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How does Community Development Financial Institution Of The Tahono Odham fund its operations without officer compensation?
The consistent reporting of 0% officer compensation across all filings suggests that executive leadership may be volunteer-based, compensated through a related entity, or that compensation is categorized differently within the expense structure. Further investigation into their detailed expense breakdown would be necessary to understand this model.
What caused the significant increase in revenue to $2,625,631 in the latest period, compared to previous years' revenues typically under $1 million?
The provided data shows a substantial jump in 'Latest Revenue' to $2,625,631, while the detailed annual filings consistently show revenues under $1 million. This discrepancy suggests a new, large funding source or a change in reporting, which would require reviewing the full 990 for the latest period to understand its nature and sustainability.
What is the specific breakdown of program expenses for Community Development Financial Institution Of The Tahono Odham?
While the provided data indicates overall expenses, it does not detail the specific allocation between program services, administrative, and fundraising costs. Given the nature of a CDFI, a significant portion would be expected to go towards direct financial services and community development initiatives.
Filing History
IRS 990 filing history for Community Development Financial Institution Of The Tahono Odham showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Community Development Financial Institution Of The Tahono Odham's revenue has grown by 10.2%, moving from $685K to $756K. Total assets decreased by 1.5% over the same period, from $22.0M to $21.7M. Total functional expenses rose by 22.3%, from $651K to $796K. In its most recent filing year (2023), Community Development Financial Institution Of The Tahono Odham reported a deficit of $40K, with expenses exceeding revenue. The organization holds $224K in liabilities against $21.7M in assets (debt-to-asset ratio: 1.0%), resulting in net assets of $21.4M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. | |
|---|---|---|---|---|---|---|
| 2023 | $756K | $796K | $21.7M | $224K | — | View 990 |
| 2022 | $710K | $782K | $21.6M | $109K | — | — |
| 2021 | $728K | $881K | $21.7M | $125K | — | View 990 |
| 2020 | $802K | $757K | $21.9M | $147K | — | — |
| 2019 | $862K | $759K | $21.8M | $158K | — | View 990 |
| 2018 | $781K | $722K | $21.7M | $142K | — | View 990 |
| 2017 | $779K | $925K | $21.7M | $170K | — | View 990 |
| 2016 | $829K | $609K | $21.8M | $214K | — | View 990 |
| 2015 | $791K | $903K | $21.6M | $148K | — | View 990 |
| 2014 | $614K | $680K | $21.6M | $121K | — | View 990 |
| 2013 | $611K | $820K | $21.7M | $89K | — | View 990 |
| 2012 | $702K | $817K | $22.0M | $152K | — | View 990 |
| 2011 | $685K | $651K | $22.0M | $84K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $756K, expenses of $796K, and assets of $21.7M (revenue +6.5% year-over-year).
- 2022: Revenue of $710K, expenses of $782K, and assets of $21.6M (revenue -2.5% year-over-year).
- 2021: Revenue of $728K, expenses of $881K, and assets of $21.7M (revenue -9.2% year-over-year).
- 2020: Revenue of $802K, expenses of $757K, and assets of $21.9M (revenue -7.0% year-over-year).
- 2019: Revenue of $862K, expenses of $759K, and assets of $21.8M (revenue +10.3% year-over-year).
- 2018: Revenue of $781K, expenses of $722K, and assets of $21.7M (revenue +0.3% year-over-year).
- 2017: Revenue of $779K, expenses of $925K, and assets of $21.7M (revenue -6.0% year-over-year).
- 2016: Revenue of $829K, expenses of $609K, and assets of $21.8M (revenue +4.8% year-over-year).
- 2015: Revenue of $791K, expenses of $903K, and assets of $21.6M (revenue +28.8% year-over-year).
- 2014: Revenue of $614K, expenses of $680K, and assets of $21.6M (revenue +0.4% year-over-year).
- 2013: Revenue of $611K, expenses of $820K, and assets of $21.7M (revenue -12.9% year-over-year).
- 2012: Revenue of $702K, expenses of $817K, and assets of $22.0M (revenue +2.4% year-over-year).
- 2011: Revenue of $685K, expenses of $651K, and assets of $22.0M.
Data Sources and Methodology
This transparency report for Community Development Financial Institution Of The Tahono Odham is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.