Is Community Development Financial Institution Of The Tahono Odham Legit?
Quick charity verification for Community Development Financial Institution Of The Tahono Odham (EIN: 200908987)
Verdict: Community Development Financial Institution Of The Tahono Odham appears trustworthy
90/100Mission Score
$2.6MRevenue
$24.2MAssets
2Red Flags
4Strengths
Red Flags
Unexplained significant jump in 'Latest Revenue' compared to historical trends, warranting further investigation.
Consistent 0% officer compensation, which is unusual for an organization of this asset size and could indicate compensation is reported elsewhere or through a related entity.
Strengths
Consistent and stable asset base, averaging around $21-24 million over the past decade.
Extremely low liabilities, consistently under $250,000, indicating strong financial solvency.
Zero reported officer compensation, suggesting a strong commitment to directing funds to mission or a highly efficient operational model.
Long filing history (13 filings) indicates consistent compliance and operational longevity.
Spending Breakdown
How Community Development Financial Institution Of The Tahono Odham allocates its funds across programs, administration, and fundraising.
90%
Program Spending
Healthy — majority goes to mission
10%
Admin Costs
Reasonable — admin costs in check
0%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Community Development Financial Institution Of The Tahono Odham
Is Community Development Financial Institution Of The Tahono Odham a legitimate charity?
Based on AI analysis of IRS 990 filings, Community Development Financial Institution Of The Tahono Odham (EIN: 200908987) appears trustworthy. Mission Score: 90/100. 2 red flags identified, 4 strengths noted.
Is Community Development Financial Institution Of The Tahono Odham a good charity to donate to?
Community Development Financial Institution Of The Tahono Odham has a Mission Score of 90/100. Revenue: $2.6M. Assets: $24.2M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Community Development Financial Institution Of The Tahono Odham?
The Employer Identification Number (EIN) for Community Development Financial Institution Of The Tahono Odham is 200908987. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Community Development Financial Institution Of The Tahono Odham spend its money?
Community Development Financial Institution Of The Tahono Odham allocates 90% to programs, 10% to administration, and 0% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Community Development Financial Institution Of The Tahono Odham's tax-exempt status?
You can verify Community Development Financial Institution Of The Tahono Odham's tax-exempt status using EIN 200908987 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
Community Development Financial Institution Of The Tahono Odham demonstrates consistent financial operations, with revenues and expenses generally in a similar range over the past decade. The organization consistently reports zero officer compensation, which is a significant indicator of transparency and a commitment to directing funds towards its mission rather than executive salaries. While specific program spending ratios are not detailed in the provided data, the absence of executive compensation suggests a lean operational structure. The organization's assets have remained remarkably stable, hovering around $21-24 million, indicating a consistent asset base for its operations. Liabilities are also consistently low, typically under $250,000, suggesting good financial management and low debt exposure. The latest revenue of $2,625,631 is notably higher than previous years' revenues, which were consistently below $1 million, indicating a potential significant new funding source or change in financial activity in the most recent period not fully reflected in the detailed annual filings provided. This jump warrants further investigation to understand its nature and impact on the organization's overall financial health and program delivery.