Community Health Alliance Mutual Insurance Company
EIN: 453127905 · Knoxville, TN
| Metric | Value |
|---|---|
| Total Expenses | $124.9M |
| Net Assets | $-1,787,530 |
Is Community Health Alliance Mutual Insurance Company Legit?
Insufficient Data
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
About Community Health Alliance Mutual Insurance Company
Community Health Alliance Mutual Insurance Company (EIN: 453127905) is a nonprofit organization based in Knoxville, TN. The organization reported total revenue of $0 and total assets of $0 according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Community Health Alliance Mutual Insurance Company's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Community Health Alliance Mutual Insurance Company is a major nonprofit, with 4 years of IRS 990 filings on record (2012–2015). Revenue has grown at a compound annual rate of 5539.2%.
Key Financial Metrics (2015)
From the most recent IRS 990 filing on record:
| Total Revenue | $100.4M |
| Total Expenses | $124.9M |
| Surplus / Deficit | $-24,472,629 |
| Total Assets | $48.4M |
| Total Liabilities | $50.2M |
| Net Assets | $-1,787,530 |
| Operating Margin | -24.4% |
| Debt-to-Asset Ratio | 103.7% |
| Months of Reserves | 4.7 months |
Financial Health Grade: C
In 2015, Community Health Alliance Mutual Insurance Company reported a deficit of $24.5M with expenses exceeding revenue, holds 4.7 months of operating reserves (adequate), has a debt-to-asset ratio of 103.7% (high leverage).
Financial Trends
Over 4 years of filings (2012–2015), Community Health Alliance Mutual Insurance Company's revenue has grown at a compound annual growth rate (CAGR) of 5539.2%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2015 | +1198.7% | +318.2% | -16.8% |
| 2014 | +4238.1% | +367.1% | +85.3% |
| 2013 | +31731.4% | +462.0% | +1701.4% |
AI Analysis Pending
AI enrichment for Community Health Alliance Mutual Insurance Company has not yet been completed. Basic IRS 990 data is shown below. Check back later for a full transparency report including a Mission Score, spending breakdown, executive compensation analysis, and red flags assessment.
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Community Health Alliance Mutual Insurance Company with a Mission Score of 0 out of 100 (Very Poor). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Key Financial Metrics (2015)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $24.5M, with expenses exceeding revenue.
- Debt-to-asset ratio: 103.7%.
Frequently Asked Questions about Community Health Alliance Mutual Insurance Company
Is Community Health Alliance Mutual Insurance Company a legitimate charity?
Community Health Alliance Mutual Insurance Company (EIN: 453127905) is a registered tax-exempt nonprofit based in Tennessee. It has 4 years of IRS 990 filings on record. No red flags identified. Financial health grade: C.
How does Community Health Alliance Mutual Insurance Company spend its money?
Community Health Alliance Mutual Insurance Company reported its financials in IRS 990 filings. 4 years of filing data available. Expenses exceeded revenue in the most recent year. Review the full spending breakdown on NonprofitSpending.
Are donations to Community Health Alliance Mutual Insurance Company tax-deductible?
Community Health Alliance Mutual Insurance Company is registered as a tax-exempt nonprofit (EIN: 453127905). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Where is Community Health Alliance Mutual Insurance Company located?
Community Health Alliance Mutual Insurance Company is headquartered in Knoxville, Tennessee and files with the IRS under EIN 453127905.
How many years of IRS 990 filings does Community Health Alliance Mutual Insurance Company have?
Community Health Alliance Mutual Insurance Company has 4 years of IRS 990 filings on record at NonprofitSpending. Additional filing years may become available as the IRS releases new data.
Filing History
IRS 990 filing history for Community Health Alliance Mutual Insurance Company showing financial trends over 4 years of public records:
Over 4 years of IRS 990 filings (2012–2015), Community Health Alliance Mutual Insurance Company's revenue has grown by 17932732.5%, moving from $560 to $100.4M. Total assets increased by 2676.5% over the same period, from $1.7M to $48.4M. Total functional expenses rose by 10878.8%, from $1.1M to $124.9M. In its most recent filing year (2015), Community Health Alliance Mutual Insurance Company reported a deficit of $24.5M, with expenses exceeding revenue. The organization holds $50.2M in liabilities against $48.4M in assets (debt-to-asset ratio: 103.7%), resulting in net assets of $-1,787,530.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2015 | $100.4M | $124.9M | $48.4M | $50.2M | — | View 990 |
| 2014 | $7.7M | $29.9M | $58.2M | $35.3M | — | View 990 |
| 2013 | $178K | $6.4M | $31.4M | $19.3M | — | View 990 |
| 2012 | $560 | $1.1M | $1.7M | $3.3M | — | View 990 |
Year-by-Year Financial Summary
- 2015: Revenue of $100.4M, expenses of $124.9M, and assets of $48.4M (revenue +1198.7% year-over-year).
- 2014: Revenue of $7.7M, expenses of $29.9M, and assets of $58.2M (revenue +4238.1% year-over-year).
- 2013: Revenue of $178K, expenses of $6.4M, and assets of $31.4M (revenue +31731.4% year-over-year).
- 2012: Revenue of $560, expenses of $1.1M, and assets of $1.7M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Community Health Alliance Mutual Insurance Company:
Data Sources and Methodology
This transparency report for Community Health Alliance Mutual Insurance Company is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.