Concord Christian Academy
Concord Christian Academy shows consistent revenue growth and no reported officer compensation over the past decade.
EIN: 205009013 · Concord, NH · NTEE: B24 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $4.2M |
| Total Expenses | $3.9M |
| Program Spending | 85% |
| CEO/Top Officer Pay | $4 |
| Net Assets | $1.6M |
| Transparency Score | 85/100 |
Is Concord Christian Academy Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Concord Christian Academy directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Concord Christian Academy
Concord Christian Academy (EIN: 205009013) is a nonprofit organization based in Concord, NH, classified under NTEE code B24. The organization reported total revenue of $4.2M and total assets of $7.3M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Concord Christian Academy's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Concord Christian Academy is a mid-size nonprofit that has been operating for 19 years, with 12 years of IRS 990 filings on record (2012–2023). Revenue has grown at a compound annual rate of 8.2%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $4.1M |
| Total Expenses | $3.9M |
| Surplus / Deficit | +$225K |
| Total Assets | $7.2M |
| Total Liabilities | $5.6M |
| Net Assets | $1.6M |
| Operating Margin | 5.5% |
| Debt-to-Asset Ratio | 77.3% |
| Months of Reserves | 22.3 months |
Financial Health Grade: A
In 2023, Concord Christian Academy reported a surplus of $225K with revenue exceeding expenses, holds 22.3 months of operating reserves (strong position), has a debt-to-asset ratio of 77.3% (high leverage).
Financial Trends
Over 12 years of filings (2012–2023), Concord Christian Academy's revenue has grown at a compound annual growth rate (CAGR) of 8.2%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +14.5% | +7.6% | -0.4% |
| 2022 | +44.9% | +57.2% | -5.8% |
| 2021 | +12.8% | +2.7% | -3.3% |
| 2020 | +6.9% | +8.6% | -2.9% |
| 2019 | +3.5% | +6.3% | +0.8% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 2000 |
| IRS Ruling Date | 2007 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Concord Christian Academy with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Concord Christian Academy allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $225K, with revenue exceeding expenses.
- Debt-to-asset ratio: 77.3%.
Executive Compensation Analysis
Concord Christian Academy consistently reports 0% officer compensation across all 12 available filings, indicating that no portion of its $4 million annual revenue is allocated to executive salaries, which is highly unusual for an organization of its size and suggests a volunteer-led or very lean leadership structure.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Concord Christian Academy's IRS 990 filings:
- High liabilities relative to assets (e.g., $5,564,501 liabilities vs. $7,194,910 assets in 2023)
- Lack of detailed expense breakdown (program, admin, fundraising) in provided data
Strengths
The following positive indicators were identified for Concord Christian Academy:
- Consistent revenue growth over the past decade, from $1.39M in 2014 to $4.09M in 2023
- 0% reported officer compensation across all 12 filings, indicating strong financial stewardship regarding executive pay
- Long history of IRS 990 filings (12 years) demonstrating transparency and consistent reporting
- Expenses generally track revenue, suggesting funds are being utilized for operations rather than accumulating excessive surpluses
Frequently Asked Questions about Concord Christian Academy
Is Concord Christian Academy a legitimate charity?
Based on AI analysis of IRS 990 filings, Concord Christian Academy (EIN: 205009013) some concerns. Mission Score: 85/100. 2 red flags identified, 4 strengths noted.
How does Concord Christian Academy spend its money?
Concord Christian Academy directs 85% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Concord Christian Academy tax-deductible?
Concord Christian Academy is registered as a tax-exempt nonprofit (EIN: 205009013). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Concord Christian Academy CEO make?
Concord Christian Academy's highest-compensated officer earns $4 annually. The organization reported $4.2M in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of Concord Christian Academy's spending goes to programs?
Concord Christian Academy directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Concord Christian Academy compare to similar nonprofits?
With a transparency score of 85/100 (Excellent), Concord Christian Academy is above average for NTEE category B24 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Concord Christian Academy located?
Concord Christian Academy is headquartered in Concord, New Hampshire and files with the IRS under EIN 205009013. It is classified under NTEE code B24.
How many years of IRS 990 filings does Concord Christian Academy have?
Concord Christian Academy has 12 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $4.2M in total revenue.
How does Concord Christian Academy manage to operate with 0% officer compensation?
The consistent reporting of 0% officer compensation across all filings suggests that the organization's leadership may be entirely volunteer-based or compensated through other means not classified as 'officer compensation' on the 990, or that the roles are filled by individuals whose primary compensation comes from other related entities (e.g., a religious order or parent organization).
What is the specific breakdown of program, administrative, and fundraising expenses?
The provided data does not offer a detailed breakdown of expenses into program, administrative, and fundraising categories. This information would be crucial for a more precise assessment of spending efficiency.
Why did assets significantly increase between 2014 and 2016?
Assets increased from $4,125,439 in 2014 to $8,081,667 in 2016. This substantial growth likely indicates significant capital investments, such as property acquisition, facility expansion, or major equipment purchases, or a substantial increase in endowments or other long-term investments during that period.
Is the organization financially sustainable given its liabilities?
The organization's liabilities have consistently been high, often exceeding 70% of its assets (e.g., $5,564,501 liabilities against $7,194,910 assets in 2023). While not necessarily a red flag on its own for an organization with significant property assets, it warrants further investigation into the nature of these liabilities (e.g., mortgages, bonds) and the organization's ability to service this debt.
Filing History
IRS 990 filing history for Concord Christian Academy showing financial trends over 12 years of public records:
Over 12 years of IRS 990 filings (2012–2023), Concord Christian Academy's revenue has grown by 138.8%, moving from $1.7M to $4.1M. Total assets increased by 75.9% over the same period, from $4.1M to $7.2M. Total functional expenses rose by 152.1%, from $1.5M to $3.9M. In its most recent filing year (2023), Concord Christian Academy reported a surplus of $225K, with revenue exceeding expenses. The organization holds $5.6M in liabilities against $7.2M in assets (debt-to-asset ratio: 77.3%), resulting in net assets of $1.6M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $4.1M | $3.9M | $7.2M | $5.6M | — | View 990 |
| 2022 | $3.6M | $3.6M | $7.2M | $5.8M | — | View 990 |
| 2021 | $2.5M | $2.3M | $7.7M | $6.2M | — | View 990 |
| 2020 | $2.2M | $2.2M | $7.9M | $6.7M | — | View 990 |
| 2019 | $2.0M | $2.0M | $8.2M | $6.9M | — | View 990 |
| 2018 | $2.0M | $1.9M | $8.1M | $6.8M | — | View 990 |
| 2017 | $1.9M | $1.9M | $8.1M | $6.8M | — | View 990 |
| 2016 | $1.8M | $1.8M | $8.1M | $6.8M | — | View 990 |
| 2015 | $2.0M | $1.3M | $4.5M | $3.3M | — | View 990 |
| 2014 | $1.4M | $1.5M | $4.1M | $3.6M | — | View 990 |
| 2013 | $1.8M | $1.5M | $4.2M | $3.6M | — | View 990 |
| 2012 | $1.7M | $1.5M | $4.1M | $3.8M | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $4.1M, expenses of $3.9M, and assets of $7.2M (revenue +14.5% year-over-year).
- 2022: Revenue of $3.6M, expenses of $3.6M, and assets of $7.2M (revenue +44.9% year-over-year).
- 2021: Revenue of $2.5M, expenses of $2.3M, and assets of $7.7M (revenue +12.8% year-over-year).
- 2020: Revenue of $2.2M, expenses of $2.2M, and assets of $7.9M (revenue +6.9% year-over-year).
- 2019: Revenue of $2.0M, expenses of $2.0M, and assets of $8.2M (revenue +3.5% year-over-year).
- 2018: Revenue of $2.0M, expenses of $1.9M, and assets of $8.1M (revenue +6.2% year-over-year).
- 2017: Revenue of $1.9M, expenses of $1.9M, and assets of $8.1M (revenue +1.5% year-over-year).
- 2016: Revenue of $1.8M, expenses of $1.8M, and assets of $8.1M (revenue -7.1% year-over-year).
- 2015: Revenue of $2.0M, expenses of $1.3M, and assets of $4.5M (revenue +41.5% year-over-year).
- 2014: Revenue of $1.4M, expenses of $1.5M, and assets of $4.1M (revenue -22.3% year-over-year).
- 2013: Revenue of $1.8M, expenses of $1.5M, and assets of $4.2M (revenue +4.9% year-over-year).
- 2012: Revenue of $1.7M, expenses of $1.5M, and assets of $4.1M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Concord Christian Academy:
Data Sources and Methodology
This transparency report for Concord Christian Academy is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.