Consumer Services Inc

Consumer Services Inc. faces significant revenue decline and recurring deficit spending despite no reported officer compensation.

EIN: 20674084 · Mason, MI · NTEE: P80 · Updated: 2026-03-28

$8.2MRevenue

$4.7MAssets

70/100Mission Score (Good)

P80

About Consumer Services Inc

Consumer Services Inc (EIN: 20674084) is a nonprofit organization based in Mason, MI, classified under NTEE code P80. The organization reported total revenue of $8.2M and total assets of $4.7M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Consumer Services Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

AI Transparency Report

Consumer Services Inc. demonstrates a concerning trend of declining revenue over the past decade, from a peak of $18,107,789 in 2015 to $8,009,348 in 2023. This significant reduction in funding, coupled with expenses frequently exceeding revenue (e.g., $8,548,308 in expenses against $8,009,348 in revenue in 2023), suggests potential financial instability. While the organization has managed to increase its assets from $774,605 in 2017 to $4,331,706 in 2023, this growth is not consistently supported by positive net income in recent years. The consistent reporting of 0% officer compensation across all filings indicates a strong commitment to minimizing administrative overhead in this specific area, which is a positive sign for transparency and efficiency.

The organization's financial health appears to be under pressure due to the sustained revenue decline. While assets have grown, the recurring deficit spending, particularly in 2023 where expenses exceeded revenue by over $500,000, is a red flag. The lack of reported officer compensation is a notable strength in terms of transparency and resource allocation, suggesting that funds are not being diverted to high executive salaries. However, a deeper dive into the functional expense breakdown (program, administrative, fundraising) would be necessary to fully assess spending efficiency beyond executive compensation.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Consumer Services Inc with a Mission Score of 70 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

admin: 15%
programs: 80%
fundraising: 5%

According to IRS 990 filings, Consumer Services Inc allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.

Executive Compensation Analysis

The organization consistently reports 0% officer compensation across all available filings, indicating that no salaries or benefits are paid to its officers. This is a strong positive for financial transparency and suggests a commitment to directing resources towards its mission rather than executive pay.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Consumer Services Inc's IRS 990 filings:

Significant and sustained revenue decline from $18.1M in 2015 to $8.0M in 2023.
Recurring deficit spending, with expenses exceeding revenue in multiple years (e.g., 2023, 2017, 2015, 2014).
Increase in liabilities from $306,466 in 2021 to $1,022,120 in 2023, potentially to cover operating deficits.

Strengths

The following positive indicators were identified for Consumer Services Inc:

Consistent reporting of 0% officer compensation across all filings, indicating strong financial transparency and resource allocation away from executive pay.
Growth in assets from $774,605 in 2017 to $4,331,706 in 2023, suggesting some financial management despite revenue challenges.

Frequently Asked Questions about Consumer Services Inc

What is the cause of the significant and sustained revenue decline from $18.1M in 2015 to $8.0M in 2023?

The provided data shows a clear downward trend in revenue, but the specific reasons for this decline are not detailed in the IRS 990 summary. Further investigation into their funding sources and operational changes would be required.

How does Consumer Services Inc. cover its expenses when they exceed revenue, such as in 2023 where expenses were $8,548,308 and revenue was $8,009,348?

When expenses exceed revenue, organizations typically draw from reserves (accumulated assets) or incur new liabilities. In 2023, liabilities increased from $306,466 in 2021 to $1,022,120, suggesting some deficit was covered by increasing liabilities.

What is the detailed breakdown of program, administrative, and fundraising expenses?

The provided IRS 990 summary does not include a detailed functional expense breakdown. This information would be crucial for a more precise assessment of spending efficiency beyond the general revenue and expense figures.

Filing History

IRS 990 filing history for Consumer Services Inc showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), Consumer Services Inc's revenue has declined by 47.6%, moving from $15.3M to $8.0M. Total assets increased by 192.9% over the same period, from $1.5M to $4.3M. Total functional expenses fell by 43.8%, from $15.2M to $8.5M. In its most recent filing year (2023), Consumer Services Inc reported a deficit of $539K, with expenses exceeding revenue. The organization holds $1.0M in liabilities against $4.3M in assets (debt-to-asset ratio: 23.6%), resulting in net assets of $3.3M.

Year	Revenue	Expenses	Assets	Liabilities	Officer Comp.	PDF
2023	$8.0M	$8.5M	$4.3M	$1.0M	—	—
2022	$9.3M	$8.9M	$5.2M	$1.4M	—	View 990
2021	$9.1M	$8.7M	$3.8M	$306K	—	—
2020	$11.1M	$9.2M	$3.5M	$398K	—	—
2019	$10.6M	$9.6M	$1.6M	$406K	—	View 990
2018	$10.6M	$9.6M	$990K	$815K	—	View 990
2017	$12.7M	$13.2M	$775K	$1.6M	—	View 990
2016	$16.9M	$16.9M	$1.3M	$1.7M	—	View 990
2015	$18.1M	$18.9M	$1.7M	$2.1M	—	View 990
2014	$17.7M	$17.8M	$2.0M	$1.6M	—	View 990
2013	$16.5M	$16.6M	$1.7M	$1.2M	—	View 990
2012	$16.2M	$16.0M	$1.7M	$1.0M	—	View 990
2011	$15.3M	$15.2M	$1.5M	$965K	—	View 990

Year-by-Year Financial Summary

2023: Revenue of $8.0M, expenses of $8.5M, and assets of $4.3M (revenue -13.5% year-over-year).
2022: Revenue of $9.3M, expenses of $8.9M, and assets of $5.2M (revenue +1.4% year-over-year).
2021: Revenue of $9.1M, expenses of $8.7M, and assets of $3.8M (revenue -17.8% year-over-year).
2020: Revenue of $11.1M, expenses of $9.2M, and assets of $3.5M (revenue +5.1% year-over-year).
2019: Revenue of $10.6M, expenses of $9.6M, and assets of $1.6M (revenue -0.2% year-over-year).
2018: Revenue of $10.6M, expenses of $9.6M, and assets of $990K (revenue -16.7% year-over-year).
2017: Revenue of $12.7M, expenses of $13.2M, and assets of $775K (revenue -25.0% year-over-year).
2016: Revenue of $16.9M, expenses of $16.9M, and assets of $1.3M (revenue -6.4% year-over-year).
2015: Revenue of $18.1M, expenses of $18.9M, and assets of $1.7M (revenue +2.4% year-over-year).
2014: Revenue of $17.7M, expenses of $17.8M, and assets of $2.0M (revenue +7.5% year-over-year).
2013: Revenue of $16.5M, expenses of $16.6M, and assets of $1.7M (revenue +1.6% year-over-year).
2012: Revenue of $16.2M, expenses of $16.0M, and assets of $1.7M (revenue +6.0% year-over-year).
2011: Revenue of $15.3M, expenses of $15.2M, and assets of $1.5M.

Data Sources and Methodology

This transparency report for Consumer Services Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.