Cothoa Luncheon Club Inc
Cothoa Luncheon Club Inc shows strong revenue growth and consistent financial surpluses with no reported officer compensation.
EIN: 133608860 · New York, NY · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $2.0M |
| Total Expenses | $2.0M |
| Program Spending | 80% |
| CEO/Top Officer Pay | $2 |
| Net Assets | $343K |
| Transparency Score | 85/100 |
Is Cothoa Luncheon Club Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Cothoa Luncheon Club Inc directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Cothoa Luncheon Club Inc
Cothoa Luncheon Club Inc (EIN: 133608860) is a nonprofit organization based in New York, NY. The organization reported total revenue of $2.0M and total assets of $1.6M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Cothoa Luncheon Club Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Cothoa Luncheon Club Inc is a mid-size nonprofit that has been operating for 49 years, with 12 years of IRS 990 filings on record (2012–2023). Revenue has grown at a compound annual rate of 17.4%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $2.3M |
| Total Expenses | $2.0M |
| Surplus / Deficit | +$285K |
| Total Assets | $1.1M |
| Total Liabilities | $722K |
| Net Assets | $343K |
| Operating Margin | 12.3% |
| Debt-to-Asset Ratio | 67.8% |
| Months of Reserves | 6.3 months |
Financial Health Grade: A
In 2023, Cothoa Luncheon Club Inc reported a surplus of $285K with revenue exceeding expenses, holds 6.3 months of operating reserves (strong position), has a debt-to-asset ratio of 67.8% (high leverage).
Financial Trends
Over 12 years of filings (2012–2023), Cothoa Luncheon Club Inc's revenue has grown at a compound annual growth rate (CAGR) of 17.4%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +32.8% | +23.4% | +14.6% |
| 2022 | +34.8% | +40.3% | -12.4% |
| 2021 | -19.8% | -20.0% | +18.0% |
| 2020 | +8.9% | -1.9% | +284.2% |
| 2019 | +3.0% | +7.3% | -30.2% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1977 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Cothoa Luncheon Club Inc with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, Cothoa Luncheon Club Inc allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $285K, with revenue exceeding expenses.
- Debt-to-asset ratio: 67.8%.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, indicating that the organization's officers are not compensated, which is highly unusual for an organization with over $2 million in annual revenue and suggests a volunteer-led or very lean leadership structure.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Cothoa Luncheon Club Inc's IRS 990 filings:
- Lack of detailed functional expense breakdown (program, admin, fundraising) in provided data, making precise efficiency assessment difficult.
- NTEE code is unknown, hindering peer comparison and understanding of core activities.
- 0% officer compensation for an organization with over $2 million in revenue is highly unusual and warrants further investigation into how leadership is sustained.
Strengths
The following positive indicators were identified for Cothoa Luncheon Club Inc:
- Consistent revenue growth, from $616,029 in 2014 to $2,314,975 in 2023, demonstrating financial stability and expansion.
- Generally operates with a financial surplus, indicating sound management of expenses relative to income (e.g., 2023 revenue of $2,314,975 vs. expenses of $2,029,886).
- Strong asset growth, with assets increasing from $191,374 in 2014 to $1,064,473 in 2023, enhancing long-term financial security.
- Consistent reporting of 0% officer compensation, suggesting a highly volunteer-driven leadership or very efficient use of funds at the executive level.
- Regular and consistent IRS 990 filings over 12 periods, indicating good transparency and compliance.
Frequently Asked Questions about Cothoa Luncheon Club Inc
Is Cothoa Luncheon Club Inc a legitimate charity?
Cothoa Luncheon Club Inc (EIN: 133608860) is a registered tax-exempt nonprofit based in New York. Our AI analysis gives it a Mission Score of 85/100. It has 12 years of IRS 990 filings on record. Total revenue: $2.0M. 3 red flags identified. 5 strengths noted. Financial health grade: A.
How does Cothoa Luncheon Club Inc spend its money?
Cothoa Luncheon Club Inc directs 80% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Cothoa Luncheon Club Inc tax-deductible?
Cothoa Luncheon Club Inc is registered as a tax-exempt nonprofit (EIN: 133608860). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Cothoa Luncheon Club Inc CEO make?
Cothoa Luncheon Club Inc's highest-compensated officer earns $2 annually. The organization reported $2.0M in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of Cothoa Luncheon Club Inc's spending goes to programs?
Cothoa Luncheon Club Inc directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
Where is Cothoa Luncheon Club Inc located?
Cothoa Luncheon Club Inc is headquartered in New York, New York and files with the IRS under EIN 133608860.
How many years of IRS 990 filings does Cothoa Luncheon Club Inc have?
Cothoa Luncheon Club Inc has 12 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $2.0M in total revenue.
What is the specific mission and programs of Cothoa Luncheon Club Inc?
The provided IRS 990 data does not detail the specific mission or programs of Cothoa Luncheon Club Inc. The NTEE code is unknown, which further limits understanding of its activities.
How does Cothoa Luncheon Club Inc manage to operate with 0% officer compensation?
The filings consistently report 0% officer compensation. This could mean that the organization is entirely volunteer-run at the executive level, or that executive compensation is categorized differently within the expense structure, though the latter would be less transparent.
What are the primary sources of Cothoa Luncheon Club Inc's revenue?
The provided data only shows total revenue. To understand the primary sources (e.g., contributions, program service revenue, investments), a more detailed breakdown from the IRS 990 would be required.
What is the organization's strategy for managing its growing assets and liabilities?
While assets have grown from $191,374 in 2014 to $1,064,473 in 2023, and liabilities have also increased, the filings do not provide insight into the specific strategies for managing these financial components. Assets consistently exceed liabilities, indicating good solvency.
Filing History
IRS 990 filing history for Cothoa Luncheon Club Inc showing financial trends over 12 years of public records:
Over 12 years of IRS 990 filings (2012–2023), Cothoa Luncheon Club Inc's revenue has grown by 484.4%, moving from $396K to $2.3M. Total assets increased by 3210.6% over the same period, from $32K to $1.1M. Total functional expenses rose by 411.5%, from $397K to $2.0M. In its most recent filing year (2023), Cothoa Luncheon Club Inc reported a surplus of $285K, with revenue exceeding expenses. The organization holds $722K in liabilities against $1.1M in assets (debt-to-asset ratio: 67.8%), resulting in net assets of $343K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $2.3M | $2.0M | $1.1M | $722K | — | — |
| 2022 | $1.7M | $1.6M | $929K | $546K | — | View 990 |
| 2021 | $1.3M | $1.2M | $1.1M | $776K | — | — |
| 2020 | $1.6M | $1.5M | $900K | $736K | — | View 990 |
| 2019 | $1.5M | $1.5M | $234K | $261K | — | View 990 |
| 2018 | $1.4M | $1.4M | $335K | $349K | — | View 990 |
| 2017 | $1.5M | $1.5M | $288K | $347K | — | View 990 |
| 2016 | $999K | $992K | $173K | $170K | — | View 990 |
| 2015 | $714K | $723K | $71K | $75K | — | View 990 |
| 2014 | $616K | $616K | $191K | $186K | — | View 990 |
| 2013 | $453K | $441K | $88K | $83K | — | View 990 |
| 2012 | $396K | $397K | $32K | $39K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $2.3M, expenses of $2.0M, and assets of $1.1M (revenue +32.8% year-over-year).
- 2022: Revenue of $1.7M, expenses of $1.6M, and assets of $929K (revenue +34.8% year-over-year).
- 2021: Revenue of $1.3M, expenses of $1.2M, and assets of $1.1M (revenue -19.8% year-over-year).
- 2020: Revenue of $1.6M, expenses of $1.5M, and assets of $900K (revenue +8.9% year-over-year).
- 2019: Revenue of $1.5M, expenses of $1.5M, and assets of $234K (revenue +3.0% year-over-year).
- 2018: Revenue of $1.4M, expenses of $1.4M, and assets of $335K (revenue -2.2% year-over-year).
- 2017: Revenue of $1.5M, expenses of $1.5M, and assets of $288K (revenue +47.3% year-over-year).
- 2016: Revenue of $999K, expenses of $992K, and assets of $173K (revenue +39.8% year-over-year).
- 2015: Revenue of $714K, expenses of $723K, and assets of $71K (revenue +15.9% year-over-year).
- 2014: Revenue of $616K, expenses of $616K, and assets of $191K (revenue +36.1% year-over-year).
- 2013: Revenue of $453K, expenses of $441K, and assets of $88K (revenue +14.3% year-over-year).
- 2012: Revenue of $396K, expenses of $397K, and assets of $32K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Cothoa Luncheon Club Inc:
Data Sources and Methodology
This transparency report for Cothoa Luncheon Club Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.