Cougar Bay Water Association Inc
Cougar Bay Water Association consistently generates surpluses and has grown assets significantly with no reported liabilities.
EIN: 202027359 · Coeur D Alene, ID · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Expenses | $61K |
| Program Spending | 80% |
| Net Assets | $376K |
| Transparency Score | 85/100 |
Is Cougar Bay Water Association Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Cougar Bay Water Association Inc directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Cougar Bay Water Association Inc
Cougar Bay Water Association Inc (EIN: 202027359) is a nonprofit organization based in Coeur D Alene, ID. The organization reported total revenue of $0 and total assets of $0 according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Cougar Bay Water Association Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Cougar Bay Water Association Inc is a small nonprofit, with 5 years of IRS 990 filings on record (2010–2015). Revenue has grown at a compound annual rate of 3.7%.
Key Financial Metrics (2015)
From the most recent IRS 990 filing on record:
| Total Revenue | $131K |
| Total Expenses | $61K |
| Surplus / Deficit | +$70K |
| Total Assets | $376K |
| Net Assets | $376K |
| Operating Margin | 53.2% |
| Months of Reserves | 73.5 months |
Financial Health Grade: A
In 2015, Cougar Bay Water Association Inc reported a surplus of $70K with revenue exceeding expenses, holds 73.5 months of operating reserves (strong position).
Financial Trends
Over 5 years of filings (2010–2015), Cougar Bay Water Association Inc's revenue has grown at a compound annual growth rate (CAGR) of 3.7%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2015 | +19.2% | +3.8% | +22.7% |
| 2014 | -6.5% | -14.9% | +19.9% |
| 2013 | -0.4% | -7.0% | +65.0% |
| 2011 | +8.2% | -9.9% | +39.0% |
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Cougar Bay Water Association Inc with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, Cougar Bay Water Association Inc allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2015)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $70K, with revenue exceeding expenses.
Executive Compensation Analysis
No officer compensation has been reported across all available filings (2010-2015), suggesting either a volunteer-led organization or compensation levels below IRS reporting thresholds, which is positive for resource allocation.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Cougar Bay Water Association Inc's IRS 990 filings:
- Latest reported revenue and assets are $0, which contradicts historical trends and requires clarification.
- NTEE Code is unknown, limiting understanding of its specific charitable purpose.
Strengths
The following positive indicators were identified for Cougar Bay Water Association Inc:
- Consistent generation of financial surpluses (e.g., $130,969 revenue vs. $61,343 expenses in 2015).
- Significant and consistent asset growth (from $111,281 in 2010 to $375,745 in 2015).
- Zero reported liabilities across all available filings, indicating strong financial health.
- No reported officer compensation, suggesting efficient use of funds or volunteer leadership.
- Consistent IRS 990 filing history demonstrates transparency.
Frequently Asked Questions about Cougar Bay Water Association Inc
Is Cougar Bay Water Association Inc a legitimate charity?
Cougar Bay Water Association Inc (EIN: 202027359) is a registered tax-exempt nonprofit based in Idaho. Our AI analysis gives it a Mission Score of 85/100. It has 5 years of IRS 990 filings on record. 2 red flags identified. 5 strengths noted. Financial health grade: A.
How does Cougar Bay Water Association Inc spend its money?
Cougar Bay Water Association Inc directs 80% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Cougar Bay Water Association Inc tax-deductible?
Cougar Bay Water Association Inc is registered as a tax-exempt nonprofit (EIN: 202027359). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Cougar Bay Water Association Inc's spending goes to programs?
Cougar Bay Water Association Inc directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
Where is Cougar Bay Water Association Inc located?
Cougar Bay Water Association Inc is headquartered in Coeur D Alene, Idaho and files with the IRS under EIN 202027359.
How many years of IRS 990 filings does Cougar Bay Water Association Inc have?
Cougar Bay Water Association Inc has 5 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends.
Is Cougar Bay Water Association Inc a good charity?
Based on the available financial data, Cougar Bay Water Association Inc appears to be a financially sound organization. It consistently generates more revenue than expenses, has grown its assets from $111,281 in 2010 to $375,745 in 2015, and reports no liabilities. The absence of reported officer compensation is also a positive indicator. However, without detailed expense breakdowns, it's difficult to fully assess program efficiency.
What is the organization's financial trend?
The organization shows a strong positive financial trend. Revenue has generally increased, from $109,145 in 2010 to $130,969 in 2015. Expenses have remained relatively stable or increased at a slower rate than revenue, leading to consistent surpluses. Assets have more than tripled from $111,281 in 2010 to $375,745 in 2015, with zero liabilities reported throughout this period.
How does their asset growth compare to their revenue?
The organization's asset growth significantly outpaces its revenue growth. While revenue increased by approximately 20% from 2010 to 2015, assets grew by over 230% in the same period, indicating effective financial management and accumulation of reserves.
Filing History
IRS 990 filing history for Cougar Bay Water Association Inc showing financial trends over 5 years of public records:
Over 5 years of IRS 990 filings (2010–2015), Cougar Bay Water Association Inc's revenue has grown by 20%, moving from $109K to $131K. Total assets increased by 237.7% over the same period, from $111K to $376K. Total functional expenses fell by 26%, from $83K to $61K. In its most recent filing year (2015), Cougar Bay Water Association Inc reported a surplus of $70K, with revenue exceeding expenses.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2015 | $131K | $61K | $376K | $0 | — | View 990 |
| 2014 | $110K | $59K | $306K | $0 | — | View 990 |
| 2013 | $118K | $69K | $255K | $0 | — | View 990 |
| 2011 | $118K | $75K | $155K | $0 | — | View 990 |
| 2010 | $109K | $83K | $111K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2015: Revenue of $131K, expenses of $61K, and assets of $376K (revenue +19.2% year-over-year).
- 2014: Revenue of $110K, expenses of $59K, and assets of $306K (revenue -6.5% year-over-year).
- 2013: Revenue of $118K, expenses of $69K, and assets of $255K (revenue -0.4% year-over-year).
- 2011: Revenue of $118K, expenses of $75K, and assets of $155K (revenue +8.2% year-over-year).
- 2010: Revenue of $109K, expenses of $83K, and assets of $111K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Cougar Bay Water Association Inc:
Data Sources and Methodology
This transparency report for Cougar Bay Water Association Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.