Craig Ranch Community Association
Craig Ranch Community Association maintains stable multi-million dollar operations with zero reported officer compensation.
EIN: 203287784 · Plano, TX · NTEE: S22 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $10.4M |
| Total Expenses | $7.8M |
| Program Spending | 90% |
| CEO/Top Officer Pay | $8 |
| Net Assets | $6.2M |
| Transparency Score | 85/100 |
Is Craig Ranch Community Association Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Craig Ranch Community Association directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Craig Ranch Community Association
Craig Ranch Community Association (EIN: 203287784) is a nonprofit organization based in Plano, TX, classified under NTEE code S22. The organization reported total revenue of $10.4M and total assets of $11.4M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Craig Ranch Community Association's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Craig Ranch Community Association is a large nonprofit that has been operating for 14 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 8.7%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $8.6M |
| Total Expenses | $7.8M |
| Surplus / Deficit | +$851K |
| Total Assets | $11.5M |
| Total Liabilities | $5.2M |
| Net Assets | $6.2M |
| Operating Margin | 9.9% |
| Debt-to-Asset Ratio | 45.8% |
| Months of Reserves | 17.7 months |
Financial Health Grade: A
In 2023, Craig Ranch Community Association reported a surplus of $851K with revenue exceeding expenses, holds 17.7 months of operating reserves (strong position), has a debt-to-asset ratio of 45.8% (moderate leverage).
Financial Trends
Over 13 years of filings (2011–2023), Craig Ranch Community Association's revenue has grown at a compound annual growth rate (CAGR) of 8.7%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -5.3% | -0.6% | +15.4% |
| 2022 | +8.4% | +16.6% | +11.0% |
| 2021 | +36.3% | -6.8% | +34.7% |
| 2020 | -46.0% | -38.5% | -23.0% |
| 2019 | +139.8% | +166.2% | +30.7% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 3000 |
| IRS Ruling Date | 2012 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Craig Ranch Community Association with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 7%
- programs: 90%
- fundraising: 3%
According to IRS 990 filings, Craig Ranch Community Association allocates its expenses as follows: admin: 7%, programs: 90%, fundraising: 3%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $851K, with revenue exceeding expenses.
- Debt-to-asset ratio: 45.8%.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, indicating that no officers received compensation from the organization. This is highly unusual for an organization with over $8 million in annual expenses and suggests either volunteer leadership or compensation is structured in a way not reported as officer compensation on the 990.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Craig Ranch Community Association's IRS 990 filings:
- Unusually low or zero reported officer compensation for an organization of this size, which may obscure how leadership is compensated or structured.
Strengths
The following positive indicators were identified for Craig Ranch Community Association:
- Consistent multi-million dollar operational scale, indicating stability.
- Zero reported officer compensation, suggesting a strong focus on community resources.
- Steady growth in assets from $4.68 million in 2014 to $11.45 million in 2023.
- Healthy asset-to-liability ratio of approximately 2.18 in 2023.
Frequently Asked Questions about Craig Ranch Community Association
Is Craig Ranch Community Association a legitimate charity?
Craig Ranch Community Association (EIN: 203287784) is a registered tax-exempt nonprofit based in Texas. Our AI analysis gives it a Mission Score of 85/100. It has 13 years of IRS 990 filings on record. Total revenue: $10.4M. 1 red flag identified. 4 strengths noted. Financial health grade: A.
How does Craig Ranch Community Association spend its money?
Craig Ranch Community Association directs 90% of its spending to programs and services. Fundraising costs 3%. This exceeds the 65% industry benchmark.
Are donations to Craig Ranch Community Association tax-deductible?
Craig Ranch Community Association is registered as a tax-exempt nonprofit (EIN: 203287784). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Craig Ranch Community Association CEO make?
Craig Ranch Community Association's highest-compensated officer earns $8 annually. The organization reported $10.4M in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of Craig Ranch Community Association's spending goes to programs?
Craig Ranch Community Association directs 90% to programs, 3% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Craig Ranch Community Association compare to similar nonprofits?
With a transparency score of 85/100 (Excellent), Craig Ranch Community Association is above average for NTEE category S22 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Craig Ranch Community Association located?
Craig Ranch Community Association is headquartered in Plano, Texas and files with the IRS under EIN 203287784. It is classified under NTEE code S22.
How many years of IRS 990 filings does Craig Ranch Community Association have?
Craig Ranch Community Association has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $10.4M in total revenue.
How does Craig Ranch Community Association manage to operate with 0% officer compensation given its multi-million dollar budget?
The consistent reporting of 0% officer compensation across all filings for an organization with annual expenses exceeding $7 million (e.g., $7,768,614 in 2023) suggests that leadership may be entirely volunteer-based or compensated through a related entity not directly reported as officer compensation on the 990. Further investigation into their operational structure would be needed to understand this model.
What is the primary source of Craig Ranch Community Association's revenue?
While the provided data only shows total revenue, for a 'Community Association' (NTEE S22), the primary sources of revenue are typically member dues, assessments, and potentially fees for services or amenities. Given the scale, it's likely a significant portion comes from homeowner assessments.
Is the organization's asset growth sustainable given its liabilities?
The organization's assets have grown from $4.68 million in 2014 to $11.45 million in 2023, while liabilities have also increased from $1.28 million to $5.25 million over the same period. The asset-to-liability ratio in 2023 is approximately 2.18, indicating that assets comfortably cover liabilities, suggesting sustainable growth.
Filing History
IRS 990 filing history for Craig Ranch Community Association showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Craig Ranch Community Association's revenue has grown by 173.5%, moving from $3.2M to $8.6M. Total assets increased by 402.8% over the same period, from $2.3M to $11.5M. Total functional expenses rose by 167.3%, from $2.9M to $7.8M. In its most recent filing year (2023), Craig Ranch Community Association reported a surplus of $851K, with revenue exceeding expenses. The organization holds $5.2M in liabilities against $11.5M in assets (debt-to-asset ratio: 45.8%), resulting in net assets of $6.2M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $8.6M | $7.8M | $11.5M | $5.2M | — | — |
| 2022 | $9.1M | $7.8M | $9.9M | $4.6M | — | View 990 |
| 2021 | $8.4M | $6.7M | $9.0M | $4.9M | — | View 990 |
| 2020 | $6.2M | $7.2M | $6.6M | $4.2M | — | View 990 |
| 2019 | $11.4M | $11.7M | $8.6M | $5.2M | — | View 990 |
| 2018 | $4.8M | $4.4M | $6.6M | $1.2M | — | View 990 |
| 2017 | $4.3M | $3.6M | $6.0M | $937K | — | View 990 |
| 2016 | $3.7M | $3.0M | $5.6M | $720K | — | View 990 |
| 2015 | $5.5M | $4.5M | $5.1M | $763K | — | View 990 |
| 2014 | $4.9M | $4.4M | $4.7M | $1.3M | — | View 990 |
| 2013 | $4.5M | $3.6M | $3.5M | $705K | — | View 990 |
| 2012 | $3.3M | $3.1M | $2.5M | $4.2M | — | View 990 |
| 2011 | $3.2M | $2.9M | $2.3M | $3.6M | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $8.6M, expenses of $7.8M, and assets of $11.5M (revenue -5.3% year-over-year).
- 2022: Revenue of $9.1M, expenses of $7.8M, and assets of $9.9M (revenue +8.4% year-over-year).
- 2021: Revenue of $8.4M, expenses of $6.7M, and assets of $9.0M (revenue +36.3% year-over-year).
- 2020: Revenue of $6.2M, expenses of $7.2M, and assets of $6.6M (revenue -46.0% year-over-year).
- 2019: Revenue of $11.4M, expenses of $11.7M, and assets of $8.6M (revenue +139.8% year-over-year).
- 2018: Revenue of $4.8M, expenses of $4.4M, and assets of $6.6M (revenue +10.8% year-over-year).
- 2017: Revenue of $4.3M, expenses of $3.6M, and assets of $6.0M (revenue +17.1% year-over-year).
- 2016: Revenue of $3.7M, expenses of $3.0M, and assets of $5.6M (revenue -32.8% year-over-year).
- 2015: Revenue of $5.5M, expenses of $4.5M, and assets of $5.1M (revenue +10.4% year-over-year).
- 2014: Revenue of $4.9M, expenses of $4.4M, and assets of $4.7M (revenue +9.6% year-over-year).
- 2013: Revenue of $4.5M, expenses of $3.6M, and assets of $3.5M (revenue +36.0% year-over-year).
- 2012: Revenue of $3.3M, expenses of $3.1M, and assets of $2.5M (revenue +5.1% year-over-year).
- 2011: Revenue of $3.2M, expenses of $2.9M, and assets of $2.3M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Craig Ranch Community Association:
Data Sources and Methodology
This transparency report for Craig Ranch Community Association is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.