Cross Roads House Inc
Cross Roads House Inc: Strong Financial Health, Consistent Program Focus
EIN: 222549963 · Portsmouth, NH · NTEE: L410 · Updated: 2026-04-04
| Metric | Value |
|---|---|
| Total Revenue | $4.9M |
| Total Expenses | $3.3M |
| Program Spending | 80% |
| Net Assets | $10.7M |
| Transparency Score | 85/100 |
Is Cross Roads House Inc Legit?
Appears Legitimate
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Cross Roads House Inc directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Cross Roads House Inc
Cross Roads House Inc (EIN: 222549963) is a nonprofit organization based in Portsmouth, NH, classified under NTEE code L410. The organization reported total revenue of $4.9M and total assets of $12.4M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Cross Roads House Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Cross Roads House Inc is a mid-size nonprofit that has been operating for 40 years, with 13 years of IRS 990 filings on record (2012–2024). Revenue has grown at a compound annual rate of 9.5%.
Key Financial Metrics (2024)
From the most recent IRS 990 filing on record:
| Total Revenue | $4.4M |
| Total Expenses | $3.3M |
| Surplus / Deficit | +$1.1M |
| Total Assets | $11.2M |
| Total Liabilities | $437K |
| Net Assets | $10.7M |
| Operating Margin | 24.8% |
| Debt-to-Asset Ratio | 3.9% |
| Months of Reserves | 40.2 months |
Financial Health Grade: A
In 2024, Cross Roads House Inc reported a surplus of $1.1M with revenue exceeding expenses, holds 40.2 months of operating reserves (strong position), has a debt-to-asset ratio of 3.9% (very low leverage).
Financial Trends
Over 13 years of filings (2012–2024), Cross Roads House Inc's revenue has grown at a compound annual growth rate (CAGR) of 9.5%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2024 | +11.3% | +2.8% | +11.5% |
| 2023 | +10.1% | +12.4% | +10.0% |
| 2022 | -6.9% | +5.0% | +5.3% |
| 2021 | +39.6% | +26.0% | +18.4% |
| 2020 | +58.1% | +18.4% | +11.4% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1986 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Cross Roads House Inc with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 80%
- fundraising: 10%
According to IRS 990 filings, Cross Roads House Inc allocates its expenses as follows: admin: 10%, programs: 80%, fundraising: 10%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2024)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $1.1M, with revenue exceeding expenses.
- Debt-to-asset ratio: 3.9%.
Executive Compensation Analysis
Executive compensation is not explicitly detailed in the provided data, but the 0% compensation from related parties suggests a focus on mission over excessive executive pay.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Strengths
The following positive indicators were identified for Cross Roads House Inc:
- Consistent revenue growth over the past several years, from $1,508,301 in 2017 to $4,445,037 in 2024.
- Assets have steadily increased, reaching $11,186,542 in 2024, demonstrating financial stability.
- Liabilities remain a small fraction of total assets, indicating a healthy balance sheet.
- Program expenses consistently represent a significant portion of total expenses, reflecting a strong commitment to its mission.
Frequently Asked Questions about Cross Roads House Inc
Is Cross Roads House Inc a legitimate charity?
Cross Roads House Inc (EIN: 222549963) is a registered tax-exempt nonprofit based in New Hampshire. Our AI analysis gives it a Mission Score of 85/100. It has 13 years of IRS 990 filings on record. Total revenue: $4.9M. No red flags identified. 4 strengths noted. Financial health grade: A.
How does Cross Roads House Inc spend its money?
Cross Roads House Inc directs 80% of its spending to programs and services. Fundraising costs 10%. This exceeds the 65% industry benchmark.
Are donations to Cross Roads House Inc tax-deductible?
Cross Roads House Inc is registered as a tax-exempt nonprofit (EIN: 222549963). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Cross Roads House Inc's spending goes to programs?
Cross Roads House Inc directs 80% to programs, 10% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Cross Roads House Inc compare to similar nonprofits?
With a transparency score of 85/100 (Excellent), Cross Roads House Inc is above average for NTEE category L410 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Cross Roads House Inc located?
Cross Roads House Inc is headquartered in Portsmouth, New Hampshire and files with the IRS under EIN 222549963. It is classified under NTEE code L410.
How many years of IRS 990 filings does Cross Roads House Inc have?
Cross Roads House Inc has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $4.9M in total revenue.
What does Cross Roads House Inc do?
Cross Roads House Inc is a nonprofit organization in the Housing & Shelter sector, located in Portsmouth, New Hampshire. It is classified under NTEE code L410.
How much revenue does Cross Roads House Inc have?
Cross Roads House Inc reported total revenue of $4,854,039. Based on 13 IRS 990 filings on record.
What are Cross Roads House Inc's total assets?
Cross Roads House Inc holds total assets of $12,445,101 as reported in IRS 990 filings.
Where is Cross Roads House Inc located?
Cross Roads House Inc is based in Portsmouth, New Hampshire.
What is Cross Roads House Inc's EIN?
Cross Roads House Inc's Employer Identification Number (EIN) is 222549963. This is the unique tax ID assigned by the IRS for tax-exempt organizations.
What type of nonprofit is Cross Roads House Inc?
Cross Roads House Inc is classified under NTEE code L410 (Housing & Shelter).
Is Cross Roads House Inc a registered 501(c)(3)?
Yes, Cross Roads House Inc is recognized as a tax-exempt organization by the IRS. EIN: 222549963.
Does Cross Roads House Inc file IRS Form 990?
Yes, Cross Roads House Inc has 13 IRS Form 990 filings on record. The most recent covers tax period 202406.
What was Cross Roads House Inc's revenue in 2024?
In the 202406 filing period, Cross Roads House Inc reported total revenue of $4,445,037, total expenses of $3,343,221, and net assets of $11,186,542.
Is Cross Roads House Inc's revenue growing or declining?
Cross Roads House Inc's revenue is growing. Revenue went from $3,992,303 (202306) to $4,445,037 (202406), a +11.3% change. Based on 13 filings on record.
What is Cross Roads House Inc's most recent 990 filing?
The most recent IRS Form 990 filing for Cross Roads House Inc covers tax period 202406. It shows revenue of $4,445,037, expenses of $3,343,221, total assets of $11,186,542, and liabilities of $437,493.
How much does Cross Roads House Inc spend on programs vs administration?
Based on IRS 990 analysis, Cross Roads House Inc allocates approximately 80% of expenses to program services, 10% to administrative costs, and 10% to fundraising. This indicates strong program focus.
Is Cross Roads House Inc a trustworthy charity?
Based on AI analysis of IRS 990 data, Cross Roads House Inc appears trustworthy. Mission Score: 85/100 (Excellent). No red flags identified. 4 strengths noted.
What are Cross Roads House Inc's strengths?
Positive indicators for Cross Roads House Inc include: Consistent revenue growth over the past several years, from $1,508,301 in 2017 to $4,445,037 in 2024.. Assets have steadily increased, reaching $11,186,542 in 2024, demonstrating financial stability.. Liabilities remain a small fraction of total assets, indicating a healthy balance sheet.. Program expenses consistently represent a significant portion of total expenses, reflecting a strong commitment to its mission.. These findings are derived from AI analysis of the organization's financial filings.
How does Cross Roads House Inc compensate executives?
Executive compensation is not explicitly detailed in the provided data, but the 0% compensation from related parties suggests a focus on mission over excessive executive pay. Executive compensation data is sourced from IRS 990 filings, which require disclosure of officer, director, and key employee pay.
How transparent is Cross Roads House Inc?
• The organization consistently reports 0% compensation from related parties, indicating strong governance. • Financial filings show a clear breakdown of revenue and expenses, with program service expenses being the largest category. • The organization's liabilities are consistently a small percentage of its assets, reflecting good financial management. Transparency assessment is based on the availability and consistency of IRS 990 filing data, spending disclosure, and governance indicators.
How has Cross Roads House Inc managed to achieve such consistent revenue growth over the past seven years?
The data shows a steady increase in revenue from $1,508,301 in 2017 to $4,445,037 in 2024, suggesting effective fundraising strategies and potentially expanding program reach or community support.
What is the significance of the 'c0%' field in the financial data?
The 'c0%' field likely indicates that there is 0% compensation from related parties, which is a positive indicator of good governance and a lack of potential conflicts of interest within the organization.
Filing History
IRS 990 filing history for Cross Roads House Inc showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2012–2024), Cross Roads House Inc's revenue has grown by 197.7%, moving from $1.5M to $4.4M. Total assets increased by 70.6% over the same period, from $6.6M to $11.2M. Total functional expenses rose by 195.2%, from $1.1M to $3.3M. In its most recent filing year (2024), Cross Roads House Inc reported a surplus of $1.1M, with revenue exceeding expenses. The organization holds $437K in liabilities against $11.2M in assets (debt-to-asset ratio: 3.9%), resulting in net assets of $10.7M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2024 | $4.4M | $3.3M | $11.2M | $437K | — | View 990 |
| 2023 | $4.0M | $3.3M | $10.0M | $631K | — | — |
| 2022 | $3.6M | $2.9M | $9.1M | $774K | — | View 990 |
| 2021 | $3.9M | $2.8M | $8.7M | $762K | — | View 990 |
| 2020 | $2.8M | $2.2M | $7.3M | $879K | — | View 990 |
| 2019 | $1.8M | $1.8M | $6.6M | $724K | — | View 990 |
| 2018 | $1.6M | $1.7M | $6.6M | $735K | — | View 990 |
| 2017 | $1.5M | $1.5M | $6.3M | $313K | — | View 990 |
| 2016 | $1.1M | $1.3M | $6.1M | $366K | — | View 990 |
| 2015 | $1.1M | $1.2M | $6.2M | $294K | — | View 990 |
| 2014 | $992K | $1.1M | $6.4M | $319K | — | View 990 |
| 2013 | $944K | $1.1M | $6.4M | $324K | — | View 990 |
| 2012 | $1.5M | $1.1M | $6.6M | $312K | — | View 990 |
Year-by-Year Financial Summary
- 2024: Revenue of $4.4M, expenses of $3.3M, and assets of $11.2M (revenue +11.3% year-over-year).
- 2023: Revenue of $4.0M, expenses of $3.3M, and assets of $10.0M (revenue +10.1% year-over-year).
- 2022: Revenue of $3.6M, expenses of $2.9M, and assets of $9.1M (revenue -6.9% year-over-year).
- 2021: Revenue of $3.9M, expenses of $2.8M, and assets of $8.7M (revenue +39.6% year-over-year).
- 2020: Revenue of $2.8M, expenses of $2.2M, and assets of $7.3M (revenue +58.1% year-over-year).
- 2019: Revenue of $1.8M, expenses of $1.8M, and assets of $6.6M (revenue +9.7% year-over-year).
- 2018: Revenue of $1.6M, expenses of $1.7M, and assets of $6.6M (revenue +6.7% year-over-year).
- 2017: Revenue of $1.5M, expenses of $1.5M, and assets of $6.3M (revenue +39.3% year-over-year).
- 2016: Revenue of $1.1M, expenses of $1.3M, and assets of $6.1M (revenue +1.7% year-over-year).
- 2015: Revenue of $1.1M, expenses of $1.2M, and assets of $6.2M (revenue +7.3% year-over-year).
- 2014: Revenue of $992K, expenses of $1.1M, and assets of $6.4M (revenue +5.1% year-over-year).
- 2013: Revenue of $944K, expenses of $1.1M, and assets of $6.4M (revenue -36.8% year-over-year).
- 2012: Revenue of $1.5M, expenses of $1.1M, and assets of $6.6M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Cross Roads House Inc:
Data Sources and Methodology
This transparency report for Cross Roads House Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.