Crossroads Ecumenical Resale Shop Inc
Crossroads Ecumenical Resale Shop Inc shows strong asset growth and no executive compensation, despite a recent operating deficit.
EIN: 202482132 · East Jordan, MI · NTEE: P20 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $296K |
| Total Expenses | $332K |
| Program Spending | 90% |
| CEO/Top Officer Pay | $300,000 |
| Net Assets | $919K |
| Transparency Score | 92/100 |
Is Crossroads Ecumenical Resale Shop Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Crossroads Ecumenical Resale Shop Inc directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Crossroads Ecumenical Resale Shop Inc
Crossroads Ecumenical Resale Shop Inc (EIN: 202482132) is a nonprofit organization based in East Jordan, MI, classified under NTEE code P20. The organization reported total revenue of $296K and total assets of $940K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Crossroads Ecumenical Resale Shop Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Crossroads Ecumenical Resale Shop Inc is a small nonprofit that has been operating for 21 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 10.0%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $296K |
| Total Expenses | $332K |
| Surplus / Deficit | $-35,926 |
| Total Assets | $924K |
| Total Liabilities | $5K |
| Net Assets | $919K |
| Operating Margin | -12.1% |
| Debt-to-Asset Ratio | 0.5% |
| Months of Reserves | 33.4 months |
Financial Health Grade: B
In 2023, Crossroads Ecumenical Resale Shop Inc reported a deficit of $36K with expenses exceeding revenue, holds 33.4 months of operating reserves (strong position), has a debt-to-asset ratio of 0.5% (very low leverage).
Financial Trends
Over 13 years of filings (2011–2023), Crossroads Ecumenical Resale Shop Inc's revenue has grown at a compound annual growth rate (CAGR) of 10.0%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +2.8% | +30.0% | +29.4% |
| 2022 | -6.6% | +2.4% | +4.8% |
| 2021 | +58.7% | +28.4% | -0.3% |
| 2020 | +5.9% | +15.8% | +0.0% |
| 2019 | -4.3% | +16.2% | -12.1% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2005 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Crossroads Ecumenical Resale Shop Inc with a Mission Score of 92 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 90%
- fundraising: 0%
According to IRS 990 filings, Crossroads Ecumenical Resale Shop Inc allocates its expenses as follows: admin: 10%, programs: 90%, fundraising: 0%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $36K, with expenses exceeding revenue.
- Debt-to-asset ratio: 0.5%.
Executive Compensation Analysis
Executive compensation is consistently reported at 0% across all available filings, indicating that the organization's leadership is entirely volunteer-based, which is highly commendable for a nonprofit of its size with nearly $300,000 in annual revenue.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Crossroads Ecumenical Resale Shop Inc's IRS 990 filings:
- Operating deficit in the latest fiscal year (202312) where expenses ($331,885) exceeded revenue ($295,959).
Strengths
The following positive indicators were identified for Crossroads Ecumenical Resale Shop Inc:
- Consistent 0% officer compensation across all filings, indicating volunteer leadership.
- Significant growth in assets from $357,036 in 2014 to $923,945 in 2023.
- Strong revenue growth over the past decade, from $74,537 in 2014 to $295,959 in 2023.
- Low liabilities in most recent filings ($4,759 in 202312).
- Consistent IRS 990 filing history demonstrating transparency.
Frequently Asked Questions about Crossroads Ecumenical Resale Shop Inc
Is Crossroads Ecumenical Resale Shop Inc a legitimate charity?
Based on AI analysis of IRS 990 filings, Crossroads Ecumenical Resale Shop Inc (EIN: 202482132) some concerns. Mission Score: 92/100. 1 red flag identified, 5 strengths noted.
How does Crossroads Ecumenical Resale Shop Inc spend its money?
Crossroads Ecumenical Resale Shop Inc directs 90% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Crossroads Ecumenical Resale Shop Inc tax-deductible?
Crossroads Ecumenical Resale Shop Inc is registered as a tax-exempt nonprofit (EIN: 202482132). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Crossroads Ecumenical Resale Shop Inc CEO make?
Crossroads Ecumenical Resale Shop Inc's highest-compensated officer earns $300,000 annually. The organization reported $296K in total revenue. Executive compensation data is disclosed in IRS 990 filings.
How does Crossroads Ecumenical Resale Shop Inc compare to similar nonprofits?
With a transparency score of 92/100 (Excellent), Crossroads Ecumenical Resale Shop Inc is above average for NTEE category P20 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Crossroads Ecumenical Resale Shop Inc located?
Crossroads Ecumenical Resale Shop Inc is headquartered in East Jordan, Michigan and files with the IRS under EIN 202482132. It is classified under NTEE code P20.
How many years of IRS 990 filings does Crossroads Ecumenical Resale Shop Inc have?
Crossroads Ecumenical Resale Shop Inc has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $296K in total revenue.
Is Crossroads Ecumenical Resale Shop Inc a good charity?
Based on the available data, Crossroads Ecumenical Resale Shop Inc appears to be a very good charity. It demonstrates strong financial health with growing assets, no executive compensation, and a clear focus on its mission through efficient spending.
How has the organization's revenue trended over the last decade?
The organization's revenue has shown a significant upward trend over the last decade, increasing from $74,537 in 2014 to $295,959 in 2023, indicating consistent growth and community support.
What is the significance of 0% officer compensation?
0% officer compensation is highly significant as it means no funds are being used to pay top executives, allowing a greater proportion of revenue to be directed towards the organization's programs and operational needs, enhancing its efficiency.
Did the organization operate at a deficit in its latest fiscal year?
Yes, in the latest fiscal period (202312), the organization reported expenses of $331,885 against revenues of $295,959, resulting in an operating deficit for that year.
Filing History
IRS 990 filing history for Crossroads Ecumenical Resale Shop Inc showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Crossroads Ecumenical Resale Shop Inc's revenue has grown by 214.9%, moving from $94K to $296K. Total assets increased by 135.1% over the same period, from $393K to $924K. Total functional expenses rose by 304.3%, from $82K to $332K. In its most recent filing year (2023), Crossroads Ecumenical Resale Shop Inc reported a deficit of $36K, with expenses exceeding revenue. The organization holds $5K in liabilities against $924K in assets (debt-to-asset ratio: 0.5%), resulting in net assets of $919K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $296K | $332K | $924K | $5K | — | — |
| 2022 | $288K | $255K | $714K | $0 | — | — |
| 2021 | $308K | $249K | $681K | $0 | — | — |
| 2020 | $194K | $194K | $684K | $61K | — | View 990 |
| 2019 | $183K | $168K | $684K | $61K | — | View 990 |
| 2018 | $192K | $144K | $778K | $171K | — | View 990 |
| 2017 | $239K | $119K | $748K | $172K | — | View 990 |
| 2016 | $186K | $107K | $482K | $1K | — | View 990 |
| 2015 | $116K | $89K | $378K | $1K | — | View 990 |
| 2014 | $75K | $94K | $357K | $6K | — | View 990 |
| 2013 | $103K | $89K | $374K | $4K | — | View 990 |
| 2012 | $99K | $87K | $384K | $27K | — | View 990 |
| 2011 | $94K | $82K | $393K | $48K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $296K, expenses of $332K, and assets of $924K (revenue +2.8% year-over-year).
- 2022: Revenue of $288K, expenses of $255K, and assets of $714K (revenue -6.6% year-over-year).
- 2021: Revenue of $308K, expenses of $249K, and assets of $681K (revenue +58.7% year-over-year).
- 2020: Revenue of $194K, expenses of $194K, and assets of $684K (revenue +5.9% year-over-year).
- 2019: Revenue of $183K, expenses of $168K, and assets of $684K (revenue -4.3% year-over-year).
- 2018: Revenue of $192K, expenses of $144K, and assets of $778K (revenue -19.9% year-over-year).
- 2017: Revenue of $239K, expenses of $119K, and assets of $748K (revenue +28.8% year-over-year).
- 2016: Revenue of $186K, expenses of $107K, and assets of $482K (revenue +60.8% year-over-year).
- 2015: Revenue of $116K, expenses of $89K, and assets of $378K (revenue +55.1% year-over-year).
- 2014: Revenue of $75K, expenses of $94K, and assets of $357K (revenue -27.7% year-over-year).
- 2013: Revenue of $103K, expenses of $89K, and assets of $374K (revenue +4.5% year-over-year).
- 2012: Revenue of $99K, expenses of $87K, and assets of $384K (revenue +4.9% year-over-year).
- 2011: Revenue of $94K, expenses of $82K, and assets of $393K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Crossroads Ecumenical Resale Shop Inc:
Data Sources and Methodology
This transparency report for Crossroads Ecumenical Resale Shop Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.