Crossroads For Women Inc
Crossroads For Women Inc maintains stable finances with zero reported officer compensation over a decade.
EIN: 10473057 · Scarborough, ME · NTEE: F220 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $5.1M |
| Total Expenses | $4.8M |
| Program Spending | 90% |
| CEO/Top Officer Pay | $4 |
| Net Assets | $83K |
| Transparency Score | 92/100 |
Is Crossroads For Women Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Crossroads For Women Inc directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Crossroads For Women Inc
Crossroads For Women Inc (EIN: 10473057) is a nonprofit organization based in Scarborough, ME, classified under NTEE code F220. The organization reported total revenue of $5.1M and total assets of $2.4M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Crossroads For Women Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Crossroads For Women Inc is a mid-size nonprofit that has been operating for 33 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 3.0%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $4.6M |
| Total Expenses | $4.8M |
| Surplus / Deficit | $-209,292 |
| Total Assets | $2.3M |
| Total Liabilities | $2.2M |
| Net Assets | $83K |
| Operating Margin | -4.5% |
| Debt-to-Asset Ratio | 96.3% |
| Months of Reserves | 5.7 months |
Financial Health Grade: C
In 2023, Crossroads For Women Inc reported a deficit of $209K with expenses exceeding revenue, holds 5.7 months of operating reserves (adequate), has a debt-to-asset ratio of 96.3% (high leverage).
Financial Trends
Over 13 years of filings (2011–2023), Crossroads For Women Inc's revenue has grown at a compound annual growth rate (CAGR) of 3.0%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +15.4% | -0.6% | +18.9% |
| 2022 | -15.5% | +1.3% | -24.2% |
| 2021 | -12.1% | -0.7% | -19.2% |
| 2020 | +7.3% | +0.2% | +23.1% |
| 2019 | +17.1% | +7.2% | +13.5% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1993 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Crossroads For Women Inc with a Mission Score of 92 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 7%
- programs: 90%
- fundraising: 3%
According to IRS 990 filings, Crossroads For Women Inc allocates its expenses as follows: admin: 7%, programs: 90%, fundraising: 3%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $209K, with expenses exceeding revenue.
- Debt-to-asset ratio: 96.3%.
Executive Compensation Analysis
Executive compensation is consistently reported as 0% across all available filings, which is highly unusual for an organization of this size with revenues often exceeding $4 million annually. This suggests either a volunteer-led executive team or that compensation is categorized differently, but as reported, it indicates a strong commitment to directing funds away from executive salaries.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Crossroads For Women Inc's IRS 990 filings:
- Consistent reporting of 0% officer compensation may warrant further inquiry to understand the full compensation structure, as it is highly atypical for an organization of this scale.
Strengths
The following positive indicators were identified for Crossroads For Women Inc:
- Consistent reporting of 0% officer compensation across all filings, indicating high efficiency in resource allocation away from executive salaries.
- Stable financial operations with revenues generally covering expenses over a long period.
- Strong transparency with 13 years of consistent IRS 990 filings.
- Maintained substantial assets, providing a solid financial foundation for operations.
Frequently Asked Questions about Crossroads For Women Inc
Is Crossroads For Women Inc a legitimate charity?
Crossroads For Women Inc (EIN: 10473057) is a registered tax-exempt nonprofit based in Maine. Our AI analysis gives it a Mission Score of 92/100. It has 13 years of IRS 990 filings on record. Total revenue: $5.1M. 1 red flag identified. 4 strengths noted. Financial health grade: C.
How does Crossroads For Women Inc spend its money?
Crossroads For Women Inc directs 90% of its spending to programs and services. Fundraising costs 3%. This exceeds the 65% industry benchmark.
Are donations to Crossroads For Women Inc tax-deductible?
Crossroads For Women Inc is registered as a tax-exempt nonprofit (EIN: 10473057). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Crossroads For Women Inc CEO make?
Crossroads For Women Inc's highest-compensated officer earns $4 annually. The organization reported $5.1M in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of Crossroads For Women Inc's spending goes to programs?
Crossroads For Women Inc directs 90% to programs, 3% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Crossroads For Women Inc compare to similar nonprofits?
With a transparency score of 92/100 (Excellent), Crossroads For Women Inc is above average for NTEE category F220 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Crossroads For Women Inc located?
Crossroads For Women Inc is headquartered in Scarborough, Maine and files with the IRS under EIN 10473057. It is classified under NTEE code F220.
How many years of IRS 990 filings does Crossroads For Women Inc have?
Crossroads For Women Inc has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $5.1M in total revenue.
Is Crossroads For Women Inc a good charity?
Based on the available financial data, Crossroads For Women Inc appears to be a good charity. It demonstrates stable financial management, consistent operations, and notably reports 0% officer compensation across all filings, suggesting a strong focus on its mission.
How does Crossroads For Women Inc manage its executive compensation?
Crossroads For Women Inc consistently reports 0% officer compensation in its IRS 990 filings over a decade, which is a significant indicator that executive leadership is either entirely volunteer-based or compensated through non-officer roles, ensuring funds are not allocated to top salaries.
What is the financial trend of Crossroads For Women Inc?
The organization shows a stable financial trend with revenues generally in the $4-5 million range and expenses closely matching. While there have been periods of slight deficits (e.g., 2023 and 2022), assets have remained robust, indicating overall financial stability.
Filing History
IRS 990 filing history for Crossroads For Women Inc showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Crossroads For Women Inc's revenue has grown by 43.1%, moving from $3.2M to $4.6M. Total assets decreased by 1.2% over the same period, from $2.3M to $2.3M. Total functional expenses rose by 41.6%, from $3.4M to $4.8M. In its most recent filing year (2023), Crossroads For Women Inc reported a deficit of $209K, with expenses exceeding revenue. The organization holds $2.2M in liabilities against $2.3M in assets (debt-to-asset ratio: 96.3%), resulting in net assets of $83K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $4.6M | $4.8M | $2.3M | $2.2M | — | — |
| 2022 | $4.0M | $4.9M | $1.9M | $1.7M | — | View 990 |
| 2021 | $4.7M | $4.8M | $2.5M | $1.5M | — | View 990 |
| 2020 | $5.4M | $4.8M | $3.1M | $2.2M | — | View 990 |
| 2019 | $5.0M | $4.8M | $2.5M | $2.2M | — | View 990 |
| 2018 | $4.3M | $4.5M | $2.2M | $2.1M | — | View 990 |
| 2017 | $4.7M | $4.1M | $2.6M | $2.2M | — | View 990 |
| 2016 | $3.9M | $3.4M | $2.0M | $2.2M | — | View 990 |
| 2015 | $3.4M | $3.3M | $1.8M | $2.4M | — | View 990 |
| 2014 | $3.3M | $3.4M | $1.7M | $2.6M | — | View 990 |
| 2013 | $3.4M | $3.5M | $1.8M | $2.5M | — | View 990 |
| 2012 | $3.5M | $3.6M | $2.0M | $2.4M | — | View 990 |
| 2011 | $3.2M | $3.4M | $2.3M | $2.6M | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $4.6M, expenses of $4.8M, and assets of $2.3M (revenue +15.4% year-over-year).
- 2022: Revenue of $4.0M, expenses of $4.9M, and assets of $1.9M (revenue -15.5% year-over-year).
- 2021: Revenue of $4.7M, expenses of $4.8M, and assets of $2.5M (revenue -12.1% year-over-year).
- 2020: Revenue of $5.4M, expenses of $4.8M, and assets of $3.1M (revenue +7.3% year-over-year).
- 2019: Revenue of $5.0M, expenses of $4.8M, and assets of $2.5M (revenue +17.1% year-over-year).
- 2018: Revenue of $4.3M, expenses of $4.5M, and assets of $2.2M (revenue -8.4% year-over-year).
- 2017: Revenue of $4.7M, expenses of $4.1M, and assets of $2.6M (revenue +19.6% year-over-year).
- 2016: Revenue of $3.9M, expenses of $3.4M, and assets of $2.0M (revenue +14.4% year-over-year).
- 2015: Revenue of $3.4M, expenses of $3.3M, and assets of $1.8M (revenue +5.0% year-over-year).
- 2014: Revenue of $3.3M, expenses of $3.4M, and assets of $1.7M (revenue -3.8% year-over-year).
- 2013: Revenue of $3.4M, expenses of $3.5M, and assets of $1.8M (revenue -2.3% year-over-year).
- 2012: Revenue of $3.5M, expenses of $3.6M, and assets of $2.0M (revenue +7.3% year-over-year).
- 2011: Revenue of $3.2M, expenses of $3.4M, and assets of $2.3M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Crossroads For Women Inc:
Data Sources and Methodology
This transparency report for Crossroads For Women Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.