Crossroads International Missions Inc
Crossroads International Missions Inc shows consistent growth but experienced a significant deficit in its latest fiscal year.
EIN: 205645855 · Montgomery, IN · NTEE: P20 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $233K |
| Total Expenses | $266K |
| Program Spending | 90% |
| Net Assets | $85K |
| Transparency Score | 85/100 |
Is Crossroads International Missions Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Crossroads International Missions Inc directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Crossroads International Missions Inc
Crossroads International Missions Inc (EIN: 205645855) is a nonprofit organization based in Montgomery, IN, classified under NTEE code P20. The organization reported total revenue of $233K and total assets of $105K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Crossroads International Missions Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Crossroads International Missions Inc is a small nonprofit that has been operating for 19 years, with 12 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 11.6%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $224K |
| Total Expenses | $266K |
| Surplus / Deficit | $-42,076 |
| Total Assets | $90K |
| Total Liabilities | $4K |
| Net Assets | $85K |
| Operating Margin | -18.8% |
| Debt-to-Asset Ratio | 4.8% |
| Months of Reserves | 4.0 months |
Financial Health Grade: B
In 2023, Crossroads International Missions Inc reported a deficit of $42K with expenses exceeding revenue, holds 4.0 months of operating reserves (adequate), has a debt-to-asset ratio of 4.8% (very low leverage).
Financial Trends
Over 12 years of filings (2011–2023), Crossroads International Missions Inc's revenue has grown at a compound annual growth rate (CAGR) of 11.6%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -3.4% | +20.5% | -32.8% |
| 2022 | +11.0% | +8.6% | +9.3% |
| 2021 | +24.8% | +20.5% | +6.5% |
| 2020 | +13.3% | +11.2% | +33.2% |
| 2018 | +24.6% | +44.1% | -5.5% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2007 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Crossroads International Missions Inc with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 7%
- programs: 90%
- fundraising: 3%
According to IRS 990 filings, Crossroads International Missions Inc allocates its expenses as follows: admin: 7%, programs: 90%, fundraising: 3%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $42K, with expenses exceeding revenue.
- Debt-to-asset ratio: 4.8%.
Executive Compensation Analysis
Executive compensation is consistently reported as 0% across all available filings, indicating that the organization's leadership is either entirely volunteer-based or compensated through non-officer channels, which is highly favorable for donor confidence.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Crossroads International Missions Inc's IRS 990 filings:
- Significant deficit spending in the latest fiscal year (202312), with expenses exceeding revenue by over $42,000.
- Decrease in assets from $133,587 in 2022 to $89,707 in 2023, largely due to the recent deficit.
Strengths
The following positive indicators were identified for Crossroads International Missions Inc:
- Consistent reporting of 0% officer compensation across all filings, indicating efficient use of funds for leadership.
- Steady growth in revenue and assets over the past decade, demonstrating increasing support and capacity.
- Low liabilities relative to assets, indicating good financial management and solvency.
- Consistent filing of IRS 990 forms, demonstrating transparency.
Frequently Asked Questions about Crossroads International Missions Inc
Is Crossroads International Missions Inc a legitimate charity?
Crossroads International Missions Inc (EIN: 205645855) is a registered tax-exempt nonprofit based in Indiana. Our AI analysis gives it a Mission Score of 85/100. It has 12 years of IRS 990 filings on record. Total revenue: $233K. 2 red flags identified. 4 strengths noted. Financial health grade: B.
How does Crossroads International Missions Inc spend its money?
Crossroads International Missions Inc directs 90% of its spending to programs and services. Fundraising costs 3%. This exceeds the 65% industry benchmark.
Are donations to Crossroads International Missions Inc tax-deductible?
Crossroads International Missions Inc is registered as a tax-exempt nonprofit (EIN: 205645855). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Crossroads International Missions Inc's spending goes to programs?
Crossroads International Missions Inc directs 90% to programs, 3% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Crossroads International Missions Inc compare to similar nonprofits?
With a transparency score of 85/100 (Excellent), Crossroads International Missions Inc is above average for NTEE category P20 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Crossroads International Missions Inc located?
Crossroads International Missions Inc is headquartered in Montgomery, Indiana and files with the IRS under EIN 205645855. It is classified under NTEE code P20.
How many years of IRS 990 filings does Crossroads International Missions Inc have?
Crossroads International Missions Inc has 12 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $233K in total revenue.
Is Crossroads International Missions Inc a good charity?
Based on the available data, Crossroads International Missions Inc appears to be a good charity, particularly due to its consistent growth, low liabilities, and reported 0% officer compensation. However, the recent deficit in 2023 where expenses exceeded revenue by over $42,000 is a point to monitor.
What caused the significant deficit in 2023?
The IRS 990 data indicates that in Period 202312, expenses were $266,410 while revenue was $224,334, resulting in a deficit of $42,076. The specific causes for this increase in expenses relative to revenue are not detailed in the provided summary data and would require reviewing the full 990 form for that period.
How has the organization's financial health changed over time?
The organization has shown consistent revenue growth from $68,492 in 2013 to $224,334 in 2023. Assets have also generally increased from $26,457 in 2013 to $89,707 in 2023, though there was a notable decrease from $133,587 in 2022 to $89,707 in 2023 due to the recent deficit spending.
Filing History
IRS 990 filing history for Crossroads International Missions Inc showing financial trends over 12 years of public records:
Over 12 years of IRS 990 filings (2011–2023), Crossroads International Missions Inc's revenue has grown by 272.6%, moving from $60K to $224K. Total assets increased by 397% over the same period, from $18K to $90K. Total functional expenses rose by 379.1%, from $56K to $266K. In its most recent filing year (2023), Crossroads International Missions Inc reported a deficit of $42K, with expenses exceeding revenue. The organization holds $4K in liabilities against $90K in assets (debt-to-asset ratio: 4.8%), resulting in net assets of $85K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $224K | $266K | $90K | $4K | — | — |
| 2022 | $232K | $221K | $134K | $6K | — | View 990 |
| 2021 | $209K | $204K | $122K | $6K | — | View 990 |
| 2020 | $168K | $169K | $115K | $4K | — | — |
| 2018 | $148K | $152K | $86K | $3K | — | View 990 |
| 2017 | $119K | $105K | $91K | $4K | — | View 990 |
| 2016 | $106K | $102K | $77K | $4K | — | View 990 |
| 2015 | $97K | $71K | $73K | $3K | — | View 990 |
| 2014 | $87K | $67K | $46K | $3K | — | View 990 |
| 2013 | $68K | $57K | $26K | $3K | — | View 990 |
| 2012 | $67K | $70K | $15K | $2K | — | View 990 |
| 2011 | $60K | $56K | $18K | $2K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $224K, expenses of $266K, and assets of $90K (revenue -3.4% year-over-year).
- 2022: Revenue of $232K, expenses of $221K, and assets of $134K (revenue +11.0% year-over-year).
- 2021: Revenue of $209K, expenses of $204K, and assets of $122K (revenue +24.8% year-over-year).
- 2020: Revenue of $168K, expenses of $169K, and assets of $115K (revenue +13.3% year-over-year).
- 2018: Revenue of $148K, expenses of $152K, and assets of $86K (revenue +24.6% year-over-year).
- 2017: Revenue of $119K, expenses of $105K, and assets of $91K (revenue +11.8% year-over-year).
- 2016: Revenue of $106K, expenses of $102K, and assets of $77K (revenue +9.9% year-over-year).
- 2015: Revenue of $97K, expenses of $71K, and assets of $73K (revenue +11.2% year-over-year).
- 2014: Revenue of $87K, expenses of $67K, and assets of $46K (revenue +26.9% year-over-year).
- 2013: Revenue of $68K, expenses of $57K, and assets of $26K (revenue +2.2% year-over-year).
- 2012: Revenue of $67K, expenses of $70K, and assets of $15K (revenue +11.3% year-over-year).
- 2011: Revenue of $60K, expenses of $56K, and assets of $18K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Crossroads International Missions Inc:
Data Sources and Methodology
This transparency report for Crossroads International Missions Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.