Crossstate Credit Union Foundation
EIN: 251786339 · Harrisburg, PA · NTEE: P51
| Metric | Value |
|---|---|
| Total Revenue | $628K |
| Total Expenses | $260K |
| Net Assets | $911K |
Is Crossstate Credit Union Foundation Legit?
Insufficient Data
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
About Crossstate Credit Union Foundation
Crossstate Credit Union Foundation (EIN: 251786339) is a nonprofit organization based in Harrisburg, PA, classified under NTEE code P51. The organization reported total revenue of $628K and total assets of $1.2M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Crossstate Credit Union Foundation's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Crossstate Credit Union Foundation is a small nonprofit that has been operating for 30 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 4.8%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $369K |
| Total Expenses | $260K |
| Surplus / Deficit | +$109K |
| Total Assets | $936K |
| Total Liabilities | $26K |
| Net Assets | $911K |
| Operating Margin | 29.5% |
| Debt-to-Asset Ratio | 2.7% |
| Months of Reserves | 43.2 months |
Financial Health Grade: A
In 2023, Crossstate Credit Union Foundation reported a surplus of $109K with revenue exceeding expenses, holds 43.2 months of operating reserves (strong position), has a debt-to-asset ratio of 2.7% (very low leverage).
Financial Trends
Over 13 years of filings (2011–2023), Crossstate Credit Union Foundation's revenue has grown at a compound annual growth rate (CAGR) of 4.8%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +57.0% | +43.6% | +13.5% |
| 2022 | +45.2% | +18.8% | +4.2% |
| 2021 | +18.7% | -28.7% | +2.8% |
| 2020 | -36.7% | -2.4% | +15.2% |
| 2019 | +6.5% | +12.2% | +0.3% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1996 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Analysis Pending
AI enrichment for Crossstate Credit Union Foundation has not yet been completed. Basic IRS 990 data is shown below. Check back later for a full transparency report including a Mission Score, spending breakdown, executive compensation analysis, and red flags assessment.
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Crossstate Credit Union Foundation with a Mission Score of 0 out of 100 (Very Poor). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $109K, with revenue exceeding expenses.
- Debt-to-asset ratio: 2.7%.
Frequently Asked Questions about Crossstate Credit Union Foundation
Is Crossstate Credit Union Foundation a legitimate charity?
Crossstate Credit Union Foundation (EIN: 251786339) is a registered tax-exempt nonprofit based in Pennsylvania. It has 13 years of IRS 990 filings on record. Total revenue: $628K. No red flags identified. Financial health grade: A.
How does Crossstate Credit Union Foundation spend its money?
Crossstate Credit Union Foundation reported $628K in total revenue in IRS 990 filings. 13 years of filing data available. Revenue exceeded expenses in the most recent year. Review the full spending breakdown on NonprofitSpending.
Are donations to Crossstate Credit Union Foundation tax-deductible?
Crossstate Credit Union Foundation is registered as a tax-exempt nonprofit (EIN: 251786339). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Where is Crossstate Credit Union Foundation located?
Crossstate Credit Union Foundation is headquartered in Harrisburg, Pennsylvania and files with the IRS under EIN 251786339. It is classified under NTEE code P51.
How many years of IRS 990 filings does Crossstate Credit Union Foundation have?
Crossstate Credit Union Foundation has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $628K in total revenue.
Filing History
IRS 990 filing history for Crossstate Credit Union Foundation showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Crossstate Credit Union Foundation's revenue has grown by 75.4%, moving from $210K to $369K. Total assets increased by 69.5% over the same period, from $552K to $936K. Total functional expenses fell by 15.3%, from $307K to $260K. In its most recent filing year (2023), Crossstate Credit Union Foundation reported a surplus of $109K, with revenue exceeding expenses. The organization holds $26K in liabilities against $936K in assets (debt-to-asset ratio: 2.7%), resulting in net assets of $911K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $369K | $260K | $936K | $26K | — | — |
| 2022 | $235K | $181K | $825K | $23K | — | View 990 |
| 2021 | $162K | $152K | $792K | $44K | — | View 990 |
| 2020 | $136K | $214K | $771K | $32K | — | View 990 |
| 2019 | $215K | $219K | $669K | $38K | — | View 990 |
| 2018 | $202K | $195K | $667K | $32K | — | View 990 |
| 2017 | $194K | $179K | $666K | $38K | — | — |
| 2016 | $194K | $210K | $639K | $25K | — | View 990 |
| 2015 | $191K | $178K | $641K | $11K | — | View 990 |
| 2014 | $202K | $188K | $634K | $17K | — | View 990 |
| 2013 | $248K | $222K | $619K | $16K | — | View 990 |
| 2012 | $282K | $243K | $591K | $14K | — | View 990 |
| 2011 | $210K | $307K | $552K | $14K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $369K, expenses of $260K, and assets of $936K (revenue +57.0% year-over-year).
- 2022: Revenue of $235K, expenses of $181K, and assets of $825K (revenue +45.2% year-over-year).
- 2021: Revenue of $162K, expenses of $152K, and assets of $792K (revenue +18.7% year-over-year).
- 2020: Revenue of $136K, expenses of $214K, and assets of $771K (revenue -36.7% year-over-year).
- 2019: Revenue of $215K, expenses of $219K, and assets of $669K (revenue +6.5% year-over-year).
- 2018: Revenue of $202K, expenses of $195K, and assets of $667K (revenue +4.0% year-over-year).
- 2017: Revenue of $194K, expenses of $179K, and assets of $666K (revenue +0.2% year-over-year).
- 2016: Revenue of $194K, expenses of $210K, and assets of $639K (revenue +1.7% year-over-year).
- 2015: Revenue of $191K, expenses of $178K, and assets of $641K (revenue -5.8% year-over-year).
- 2014: Revenue of $202K, expenses of $188K, and assets of $634K (revenue -18.2% year-over-year).
- 2013: Revenue of $248K, expenses of $222K, and assets of $619K (revenue -12.2% year-over-year).
- 2012: Revenue of $282K, expenses of $243K, and assets of $591K (revenue +34.0% year-over-year).
- 2011: Revenue of $210K, expenses of $307K, and assets of $552K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Crossstate Credit Union Foundation:
Data Sources and Methodology
This transparency report for Crossstate Credit Union Foundation is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.