Crosswind
Crosswind maintains stable operations with consistent revenue and no reported officer compensation, despite a recent operational deficit.
EIN: 205545443 · Corinth, MS · NTEE: X20 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $353K |
| Total Expenses | $322K |
| Program Spending | 85% |
| Net Assets | $123K |
| Transparency Score | 88/100 |
Is Crosswind Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Crosswind directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Crosswind
Crosswind (EIN: 205545443) is a nonprofit organization based in Corinth, MS, classified under NTEE code X20. The organization reported total revenue of $353K and total assets of $191K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Crosswind's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Crosswind is a small nonprofit that has been operating for 19 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 2.2%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $304K |
| Total Expenses | $322K |
| Surplus / Deficit | $-17,859 |
| Total Assets | $124K |
| Total Liabilities | $2K |
| Net Assets | $123K |
| Operating Margin | -5.9% |
| Debt-to-Asset Ratio | 1.2% |
| Months of Reserves | 4.6 months |
Financial Health Grade: B
In 2023, Crosswind reported a deficit of $18K with expenses exceeding revenue, holds 4.6 months of operating reserves (adequate), has a debt-to-asset ratio of 1.2% (very low leverage).
Financial Trends
Over 13 years of filings (2011–2023), Crosswind's revenue has grown at a compound annual growth rate (CAGR) of 2.2%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -3.2% | +2.4% | -12.9% |
| 2022 | +5.1% | +16.7% | -1.5% |
| 2021 | +1.5% | -1.9% | +28.4% |
| 2020 | +15.4% | +19.3% | +21.5% |
| 2019 | +2.4% | -22.7% | +35.7% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1700 |
| IRS Ruling Date | 2007 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Crosswind with a Mission Score of 88 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Crosswind allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $18K, with expenses exceeding revenue.
- Debt-to-asset ratio: 1.2%.
Executive Compensation Analysis
Crosswind consistently reports 0% officer compensation across all available filings, suggesting that executive leadership may be volunteer-based or compensated through non-officer roles, which can free up more funds for programmatic activities.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Crosswind's IRS 990 filings:
- Latest fiscal year (2023) shows expenses ($322,124) exceeding revenue ($304,265), indicating an operational deficit for that period.
Strengths
The following positive indicators were identified for Crosswind:
- Consistent filing of IRS Form 990s (13 filings), demonstrating strong transparency.
- No reported officer compensation across all available filings, suggesting efficient use of funds for mission.
- Long operational history with generally stable revenue and expense patterns.
- Growth in assets from $88,749 in 2014 to $124,423 in 2023, indicating increasing financial capacity.
Frequently Asked Questions about Crosswind
Is Crosswind a legitimate charity?
Based on AI analysis of IRS 990 filings, Crosswind (EIN: 205545443) some concerns. Mission Score: 88/100. 1 red flag identified, 4 strengths noted.
How does Crosswind spend its money?
Crosswind directs 85% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Crosswind tax-deductible?
Crosswind is registered as a tax-exempt nonprofit (EIN: 205545443). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Crosswind's spending goes to programs?
Crosswind directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Crosswind compare to similar nonprofits?
With a transparency score of 88/100 (Excellent), Crosswind is above average for NTEE category X20 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Crosswind located?
Crosswind is headquartered in Corinth, Mississippi and files with the IRS under EIN 205545443. It is classified under NTEE code X20.
How many years of IRS 990 filings does Crosswind have?
Crosswind has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $353K in total revenue.
Is Crosswind a good charity?
Based on the provided data, Crosswind appears to be a good charity. It has a long history of consistent operations, stable revenue, and a notable absence of reported officer compensation, suggesting a strong focus on directing resources to its mission. Its assets have also shown growth over time.
How has Crosswind's financial health changed over the past decade?
Crosswind has maintained a relatively stable financial health over the past decade. While there have been fluctuations, revenues have generally kept pace with expenses. Assets have grown from $88,749 in 2014 to $124,423 in 2023, indicating an increase in financial capacity.
What is the significance of 0% officer compensation?
The 0% officer compensation across all filings is significant as it suggests that the organization's leadership may be volunteer-based or compensated through other means not categorized as direct officer compensation on the 990. This can indicate a high dedication to the mission and potentially more resources available for programs rather than administrative salaries.
Filing History
IRS 990 filing history for Crosswind showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Crosswind's revenue has grown by 29.4%, moving from $235K to $304K. Total assets increased by 302.7% over the same period, from $31K to $124K. Total functional expenses rose by 36%, from $237K to $322K. In its most recent filing year (2023), Crosswind reported a deficit of $18K, with expenses exceeding revenue. The organization holds $2K in liabilities against $124K in assets (debt-to-asset ratio: 1.2%), resulting in net assets of $123K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $304K | $322K | $124K | $2K | — | View 990 |
| 2022 | $314K | $315K | $143K | $2K | — | View 990 |
| 2021 | $299K | $270K | $145K | $4K | — | View 990 |
| 2020 | $295K | $275K | $113K | $1K | — | — |
| 2019 | $255K | $230K | $93K | $1K | — | View 990 |
| 2018 | $249K | $298K | $69K | $2K | — | View 990 |
| 2017 | $309K | $277K | $116K | $-210 | — | View 990 |
| 2016 | $301K | $306K | $84K | $670 | — | View 990 |
| 2015 | $371K | $371K | $92K | $4K | — | View 990 |
| 2014 | $340K | $343K | $89K | $2K | — | View 990 |
| 2013 | $287K | $271K | $90K | $391 | — | View 990 |
| 2012 | $305K | $261K | $75K | $391 | — | View 990 |
| 2011 | $235K | $237K | $31K | $391 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $304K, expenses of $322K, and assets of $124K (revenue -3.2% year-over-year).
- 2022: Revenue of $314K, expenses of $315K, and assets of $143K (revenue +5.1% year-over-year).
- 2021: Revenue of $299K, expenses of $270K, and assets of $145K (revenue +1.5% year-over-year).
- 2020: Revenue of $295K, expenses of $275K, and assets of $113K (revenue +15.4% year-over-year).
- 2019: Revenue of $255K, expenses of $230K, and assets of $93K (revenue +2.4% year-over-year).
- 2018: Revenue of $249K, expenses of $298K, and assets of $69K (revenue -19.4% year-over-year).
- 2017: Revenue of $309K, expenses of $277K, and assets of $116K (revenue +2.8% year-over-year).
- 2016: Revenue of $301K, expenses of $306K, and assets of $84K (revenue -18.9% year-over-year).
- 2015: Revenue of $371K, expenses of $371K, and assets of $92K (revenue +9.1% year-over-year).
- 2014: Revenue of $340K, expenses of $343K, and assets of $89K (revenue +18.6% year-over-year).
- 2013: Revenue of $287K, expenses of $271K, and assets of $90K (revenue -5.9% year-over-year).
- 2012: Revenue of $305K, expenses of $261K, and assets of $75K (revenue +29.6% year-over-year).
- 2011: Revenue of $235K, expenses of $237K, and assets of $31K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Crosswind:
Data Sources and Methodology
This transparency report for Crosswind is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.