Cullman Regional Medical Center Employee Benevolent Fund

Cullman Regional Medical Center Employee Benevolent Fund maintains stable finances with growing assets and no executive compensation.

EIN: 20583565 · Cullman, AL · NTEE: P20 · Updated: 2026-03-28

$36KRevenue
$73KAssets
95/100Mission Score (Excellent)
P20

Is Cullman Regional Medical Center Employee Benevolent Fund Legit?

Appears Legitimate

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
NoneRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Cullman Regional Medical Center Employee Benevolent Fund directs 100% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Cullman Regional Medical Center Employee Benevolent Fund

Cullman Regional Medical Center Employee Benevolent Fund (EIN: 20583565) is a nonprofit organization based in Cullman, AL, classified under NTEE code P20. The organization reported total revenue of $36K and total assets of $73K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Cullman Regional Medical Center Employee Benevolent Fund's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

23Years Operating
MicroSize Classification
13Years of Filings
MixedRevenue Trajectory

Cullman Regional Medical Center Employee Benevolent Fund is a micro nonprofit that has been operating for 23 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -6.0%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$35K
Total Expenses$25K
Surplus / Deficit+$10K
Total Assets$79K
Net Assets$79K
Operating Margin27.8%
Months of Reserves37.3 months

Financial Health Grade: A

In 2023, Cullman Regional Medical Center Employee Benevolent Fund reported a surplus of $10K with revenue exceeding expenses, holds 37.3 months of operating reserves (strong position).

Financial Trends

Over 13 years of filings (2011–2023), Cullman Regional Medical Center Employee Benevolent Fund's revenue has declined at a compound annual growth rate (CAGR) of -6.0%.

YearRevenue ChangeExpense ChangeAsset Change
2023-13.6%-53.3%+14.9%
2022-19.9%+33.5%-16.6%
2021-19.8%+34.9%+14.0%
2020-3.8%-38.5%+85.1%
2019+15.6%-22.1%+75.7%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date2003

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

The Cullman Regional Medical Center Employee Benevolent Fund demonstrates consistent financial activity, with revenues and expenses generally in the range of $30,000 to $65,000 over the past decade. The organization's assets have shown growth, increasing from $18,875 in 2014 to $78,588 in 2023, indicating a healthy accumulation of reserves. The fund consistently reports zero liabilities, which is a strong indicator of financial stability and responsible management, as it avoids debt. Spending efficiency appears to be high, particularly given the consistent reporting of 0% officer compensation across all available filings. This suggests that the organization's resources are primarily directed towards its benevolent purpose rather than administrative overhead for executive salaries. While specific program spending ratios are not detailed in the provided data, the absence of officer compensation implies a lean operational structure. Transparency is good, with a consistent history of 13 IRS 990 filings. The consistent reporting of zero liabilities and zero officer compensation across all periods is a clear and positive disclosure. The organization's financial health appears stable, with a positive net income in most recent years (e.g., $35,015 revenue vs. $25,284 expenses in 2023), allowing for asset growth and continued benevolent activities.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Cullman Regional Medical Center Employee Benevolent Fund with a Mission Score of 95 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

According to IRS 990 filings, Cullman Regional Medical Center Employee Benevolent Fund allocates its expenses as follows: admin: 0%, programs: 100%, fundraising: 0%. With 100% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$35KTotal Revenue
$25KTotal Expenses
$79KTotal Assets
$79KNet Assets

Executive Compensation Analysis

Executive compensation is consistently reported as 0% across all available filings, indicating that no officers receive salaries from the organization. This suggests a volunteer-led or extremely lean administrative structure, allowing all funds to be directed towards the benevolent purpose.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Strengths

The following positive indicators were identified for Cullman Regional Medical Center Employee Benevolent Fund:

Frequently Asked Questions about Cullman Regional Medical Center Employee Benevolent Fund

Is Cullman Regional Medical Center Employee Benevolent Fund a legitimate charity?

Based on AI analysis of IRS 990 filings, Cullman Regional Medical Center Employee Benevolent Fund (EIN: 20583565) appears legitimate. Mission Score: 95/100. 0 red flags identified, 5 strengths noted.

How does Cullman Regional Medical Center Employee Benevolent Fund spend its money?

Cullman Regional Medical Center Employee Benevolent Fund directs 100% of its spending to programs and services. The remaining budget covers administration and fundraising costs.

Are donations to Cullman Regional Medical Center Employee Benevolent Fund tax-deductible?

Cullman Regional Medical Center Employee Benevolent Fund is registered as a tax-exempt nonprofit (EIN: 20583565). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

Is Cullman Regional Medical Center Employee Benevolent Fund a good charity?

Based on the provided data, the fund appears to be a very good charity. It consistently reports 0% officer compensation, has no liabilities, and has steadily grown its assets, indicating efficient use of funds and strong financial health.

How has the organization's financial health changed over time?

The organization's financial health has improved, with assets growing from $18,875 in 2014 to $78,588 in 2023. While revenue and expenses fluctuate, the overall trend shows responsible management and accumulation of reserves.

What is the organization's approach to executive compensation?

The organization reports 0% officer compensation in all available filings, indicating a commitment to directing all funds towards its benevolent mission rather than executive salaries.

Filing History

IRS 990 filing history for Cullman Regional Medical Center Employee Benevolent Fund showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), Cullman Regional Medical Center Employee Benevolent Fund's revenue has declined by 52.2%, moving from $73K to $35K. Total assets increased by 209.6% over the same period, from $25K to $79K. Total functional expenses fell by 65.2%, from $73K to $25K. In its most recent filing year (2023), Cullman Regional Medical Center Employee Benevolent Fund reported a surplus of $10K, with revenue exceeding expenses.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $35K $25K $79K $0
2022 $41K $54K $68K $0 View 990
2021 $51K $41K $82K $0
2020 $63K $30K $72K $0
2019 $66K $49K $39K $0 View 990
2018 $57K $63K $22K $0 View 990
2017 $53K $49K $28K $0 View 990
2016 $54K $51K $24K $0 View 990
2015 $50K $48K $21K $0 View 990
2014 $53K $57K $19K $0 View 990
2013 $51K $48K $23K $0 View 990
2012 $49K $55K $20K $0 View 990
2011 $73K $73K $25K $0 View 990

Year-by-Year Financial Summary

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Cullman Regional Medical Center Employee Benevolent Fund:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for Cullman Regional Medical Center Employee Benevolent Fund is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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