Cumberland County Historical Society

Cumberland County Historical Society maintains stable assets despite frequent operating deficits and fluctuating revenue.

EIN: 210738985 · Greenwich, NJ · NTEE: A82Z · Updated: 2026-03-28

$640KRevenue
$387KGross Revenue
$2.5MAssets
75/100Mission Score (Good)
A82Z
Cumberland County Historical Society Financial Summary
MetricValue
Total Revenue$640K
Total Expenses$259K
Program Spending80%
Net Assets$2.5M
Transparency Score75/100

Is Cumberland County Historical Society Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
2 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Cumberland County Historical Society directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Cumberland County Historical Society

Cumberland County Historical Society (EIN: 210738985) is a nonprofit organization based in Greenwich, NJ, classified under NTEE code A82Z. The organization reported total revenue of $640K and total assets of $2.5M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Cumberland County Historical Society's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

85Years Operating
SmallSize Classification
13Years of Filings
MixedRevenue Trajectory

Cumberland County Historical Society is a small nonprofit that has been operating for 85 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -1.0%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$165K
Total Expenses$259K
Surplus / Deficit$-94,332
Total Assets$2.5M
Total Liabilities$2K
Net Assets$2.5M
Operating Margin-57.2%
Debt-to-Asset Ratio0.1%
Months of Reserves115.8 months

Financial Health Grade: B

In 2023, Cumberland County Historical Society reported a deficit of $94K with expenses exceeding revenue, holds 115.8 months of operating reserves (strong position), has a debt-to-asset ratio of 0.1% (very low leverage).

Financial Trends

Over 13 years of filings (2011–2023), Cumberland County Historical Society's revenue has declined at a compound annual growth rate (CAGR) of -1.0%.

YearRevenue ChangeExpense ChangeAsset Change
2023-76.9%+18.5%-3.6%
2022+286.9%+1.7%+23.7%
2021+35.8%+3.5%-1.4%
2020-18.2%-6.5%-3.3%
2019+4.3%+21.1%-2.4%

IRS Tax-Exempt Classification

IRS Classification Codes3000
IRS Ruling Date1941

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

The Cumberland County Historical Society demonstrates a generally stable financial position with consistent asset levels over the past decade, averaging around $2.2 million. While the organization's revenue has fluctuated significantly, from a low of $136,158 in 2020 to a high of $715,132 in 2022, its expenses have remained relatively consistent, typically in the $180,000-$260,000 range. The substantial revenue spike in 2022, which was not sustained in 2023, suggests the possibility of a large one-time donation or grant. The organization consistently reports 0% officer compensation, indicating a volunteer-led or very lean executive structure, which can be a positive for donor confidence regarding administrative costs. However, the organization has frequently operated at a deficit, with expenses exceeding revenue in 7 out of the last 10 reported periods, including the most recent 2023 period where expenses ($259,308) significantly outpaced revenue ($164,976). This trend, if not addressed, could gradually erode its asset base, although the current asset level of $2,502,638 in 2023 remains robust relative to annual expenses. The low liabilities across all periods indicate good financial management regarding debt. Transparency appears strong given the consistent filing of IRS Form 990s over many years and the clear reporting of financial figures. The absence of officer compensation is a notable point of transparency regarding how funds are allocated. To fully assess spending efficiency, a detailed breakdown of program, administrative, and fundraising expenses from the 990s would be necessary, but the overall financial picture suggests a well-established organization with a need to stabilize its revenue streams to consistently cover its operational costs.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Cumberland County Historical Society with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

According to IRS 990 filings, Cumberland County Historical Society allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$165KTotal Revenue
$259KTotal Expenses
$2.5MTotal Assets
$2KTotal Liabilities
$2.5MNet Assets

Executive Compensation Analysis

The organization consistently reports 0% officer compensation across all available filings, indicating a volunteer-led executive structure or that compensation falls below reporting thresholds, which is highly favorable for minimizing administrative overhead.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Cumberland County Historical Society's IRS 990 filings:

Strengths

The following positive indicators were identified for Cumberland County Historical Society:

Frequently Asked Questions about Cumberland County Historical Society

Is Cumberland County Historical Society a legitimate charity?

Based on AI analysis of IRS 990 filings, Cumberland County Historical Society (EIN: 210738985) some concerns. Mission Score: 75/100. 2 red flags identified, 4 strengths noted.

How does Cumberland County Historical Society spend its money?

Cumberland County Historical Society directs 80% of its spending to programs and services. The remaining budget covers administration and fundraising costs.

Are donations to Cumberland County Historical Society tax-deductible?

Cumberland County Historical Society is registered as a tax-exempt nonprofit (EIN: 210738985). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

What percentage of Cumberland County Historical Society's spending goes to programs?

Cumberland County Historical Society directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.

How does Cumberland County Historical Society compare to similar nonprofits?

With a transparency score of 75/100 (Good), Cumberland County Historical Society is above average for NTEE category A82Z nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Cumberland County Historical Society located?

Cumberland County Historical Society is headquartered in Greenwich, New Jersey and files with the IRS under EIN 210738985. It is classified under NTEE code A82Z.

How many years of IRS 990 filings does Cumberland County Historical Society have?

Cumberland County Historical Society has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $640K in total revenue.

Is Cumberland County Historical Society financially stable?

While the organization has a strong asset base of over $2.5 million, it has frequently operated at an annual deficit, with expenses exceeding revenue in 7 of the last 10 reported periods. This suggests a need for more consistent revenue generation to maintain long-term operational stability.

How does the organization manage executive compensation?

The Cumberland County Historical Society reports 0% officer compensation in all available IRS 990 filings, indicating that its leadership is either entirely volunteer-based or compensated at very low levels, which is a positive sign for donor funds being directed towards the mission.

What caused the significant revenue increase in 2022?

The IRS 990 data shows a substantial revenue spike to $715,132 in 2022, significantly higher than its typical annual revenue. This suggests a large one-time donation, grant, or other extraordinary income event, which was not sustained in the subsequent 2023 period.

Are the organization's liabilities a concern?

No, the organization consistently reports very low liabilities across all periods (e.g., $2,218 in 2023, $2,403 in 2022), indicating sound financial management and minimal debt.

Filing History

IRS 990 filing history for Cumberland County Historical Society showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), Cumberland County Historical Society's revenue has declined by 11.2%, moving from $186K to $165K. Total assets increased by 24.4% over the same period, from $2.0M to $2.5M. Total functional expenses rose by 85%, from $140K to $259K. In its most recent filing year (2023), Cumberland County Historical Society reported a deficit of $94K, with expenses exceeding revenue. The organization holds $2K in liabilities against $2.5M in assets (debt-to-asset ratio: 0.1%), resulting in net assets of $2.5M.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $165K $259K $2.5M $2K
2022 $715K $219K $2.6M $2K View 990
2021 $185K $215K $2.1M $2K View 990
2020 $136K $208K $2.1M $2K View 990
2019 $166K $222K $2.2M $1K View 990
2018 $160K $184K $2.3M $893 View 990
2017 $225K $198K $2.3M $1K View 990
2016 $170K $195K $2.3M $2K View 990
2015 $288K $227K $2.3M $2K View 990
2014 $196K $185K $2.2M $2K View 990
2013 $280K $161K $2.2M $1K View 990
2012 $205K $129K $2.1M $1K View 990
2011 $186K $140K $2.0M $634 View 990

Year-by-Year Financial Summary

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Cumberland County Historical Society:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for Cumberland County Historical Society is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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