Cure Defense Fund
Cure Defense Fund maintains stable assets with no reported officer compensation despite fluctuating revenues.
EIN: 203928822 · Royal Oak, MI · NTEE: S41 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $1.4M |
| Total Expenses | $1.8M |
| Program Spending | 75% |
| Net Assets | $4.6M |
| Transparency Score | 85/100 |
Search Intent Cockpit
Cure Defense Fund Form 990, Revenue, CEO Pay, and IRS Filing Signals
Cure Defense Fund is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Cure Defense Fund in one place.
Form 990 Filing Summary
14 filing years are available, with latest revenue of $1.9M and expenses of $1.8M.
Revenue and Expenses
Cure Defense Fund reported $1.9M in revenue and $1.8M in expenses, a surplus of $144K.
Executive Compensation
Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.
Charity Score and Red Flags
85/100 mission score, 2 red flags, and 3 strengths are shown from structured and AI review.
Is Cure Defense Fund Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $1.3M (75%) |
Across stored filings, Cure Defense Fund shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
Decision Cockpit
One-Stop Donor, Research, and Peer Context Hub
| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Some Concerns | Good filing record; 2 red flags identified |
| Mission spend | 75% to programs | Excellent |
| Financial durability | Grade A | 14 stored filing years |
| Peer context | Compare with American Academy Of Podiatric Practice Management | Michigan and Community Improvement context |
Trust Check
Review legitimacy, deductibility, red flags, and filing consistency.
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Royal Oak, MI nonprofitsCommunity Improvement in Michigan
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Next Best Actions
Keep the Investigation Moving
Cure Defense Fund directs 75% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Cure Defense Fund
Cure Defense Fund (EIN: 203928822) is a nonprofit organization based in Royal Oak, MI, classified under NTEE code S41. The organization reported total revenue of $1.4M and total assets of $4.1M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Cure Defense Fund's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Cure Defense Fund is a mid-size nonprofit that has been operating for 20 years, with 14 years of IRS 990 filings on record (2008–2023). Revenue has grown at a compound annual rate of 29.6%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $1.9M |
| Total Expenses | $1.8M |
| Surplus / Deficit | +$144K |
| Total Assets | $4.7M |
| Total Liabilities | $96K |
| Net Assets | $4.6M |
| Operating Margin | 7.4% |
| Debt-to-Asset Ratio | 2.1% |
| Months of Reserves | 31.3 months |
Financial Health Grade: A
In 2023, Cure Defense Fund reported a surplus of $144K with revenue exceeding expenses, holds 31.3 months of operating reserves (strong position), has a debt-to-asset ratio of 2.1% (very low leverage).
Financial Trends
Over 14 years of filings (2008–2023), Cure Defense Fund's revenue has grown at a compound annual growth rate (CAGR) of 29.6%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -11.8% | +18.5% | -17.4% |
| 2022 | +0.9% | -2.5% | +18.1% |
| 2021 | +22.3% | -44.6% | +13.9% |
| 2020 | -51.8% | -26.5% | -23.1% |
| 2019 | +1.2% | +28.7% | +16.4% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 2000 |
| IRS Ruling Date | 2006 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Cure Defense Fund with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 75%
- fundraising: 10%
According to IRS 990 filings, Cure Defense Fund allocates its expenses as follows: admin: 15%, programs: 75%, fundraising: 10%. With 75% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $144K, with revenue exceeding expenses.
- Debt-to-asset ratio: 2.1%.
Executive Compensation Analysis
Cure Defense Fund consistently reports 0% officer compensation across all 14 available filings, indicating that its leadership is either entirely volunteer-based or compensated through non-officer roles, which is highly unusual for an organization of its size and revenue.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Cure Defense Fund's IRS 990 filings:
- Significant revenue fluctuations over the past decade, from over $5.7M in 2015 to $1.9M in 2023, could indicate inconsistent funding or donor reliance.
- Lack of detailed functional expense breakdown (program, admin, fundraising) in the provided summary makes it difficult to fully assess spending efficiency.
Strengths
The following positive indicators were identified for Cure Defense Fund:
- Consistent reporting of 0% officer compensation across all 14 filings, indicating a strong commitment to minimizing executive overhead.
- Healthy asset-to-liability ratio, with assets of $4,677,055 significantly exceeding liabilities of $96,012 in 2023, demonstrating strong financial health.
- Positive net income in recent years (e.g., 2023 revenue $1,939,616 vs. expenses $1,795,632), contributing to asset growth.
Frequently Asked Questions about Cure Defense Fund
Is Cure Defense Fund a legitimate charity?
Cure Defense Fund (EIN: 203928822) is a registered tax-exempt nonprofit based in Michigan. Our AI analysis gives it a Mission Score of 85/100. It has 14 years of IRS 990 filings on record. Total revenue: $1.4M. 2 red flags identified. 3 strengths noted. Financial health grade: A.
How does Cure Defense Fund spend its money?
Cure Defense Fund directs 75% of its spending to programs and services. Fundraising costs 10%. This exceeds the 65% industry benchmark.
Are donations to Cure Defense Fund tax-deductible?
Cure Defense Fund is registered as a tax-exempt nonprofit (EIN: 203928822). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Cure Defense Fund's spending goes to programs?
Cure Defense Fund directs 75% to programs, 10% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Cure Defense Fund compare to similar nonprofits?
With a transparency score of 85/100 (Excellent), Cure Defense Fund is above average for NTEE category S41 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Cure Defense Fund located?
Cure Defense Fund is headquartered in Royal Oak, Michigan and files with the IRS under EIN 203928822. It is classified under NTEE code S41.
How many years of IRS 990 filings does Cure Defense Fund have?
Cure Defense Fund has 14 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $1.4M in total revenue.
Is Cure Defense Fund a good charity?
Based on the available data, Cure Defense Fund appears to be a financially stable organization with a strong commitment to minimizing executive compensation. Its consistent reporting of 0% officer compensation is a significant positive indicator for donors concerned about overhead. However, a full assessment of 'goodness' would benefit from detailed program spending ratios.
How has Cure Defense Fund's revenue trended over time?
Cure Defense Fund's revenue has shown significant fluctuation, peaking at $5,764,387 in 2015 and $5,432,309 in 2016, then generally declining to $1,939,616 in 2023. This indicates a need for consistent fundraising efforts or a shift in funding sources.
What is the organization's financial stability?
The organization demonstrates good financial stability. Its assets have consistently exceeded liabilities, with $4,677,055 in assets against $96,012 in liabilities in 2023, and a healthy asset base maintained over the past decade, indicating a strong balance sheet.
Filing History
IRS 990 filing history for Cure Defense Fund showing financial trends over 14 years of public records:
Over 14 years of IRS 990 filings (2008–2023), Cure Defense Fund's revenue has grown by 4795.2%, moving from $40K to $1.9M. Total assets increased by 3137.3% over the same period, from $144K to $4.7M. Total functional expenses rose by 1124.2%, from $147K to $1.8M. In its most recent filing year (2023), Cure Defense Fund reported a surplus of $144K, with revenue exceeding expenses. The organization holds $96K in liabilities against $4.7M in assets (debt-to-asset ratio: 2.1%), resulting in net assets of $4.6M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $1.9M | $1.8M | $4.7M | $96K | — | — |
| 2022 | $2.2M | $1.5M | $5.7M | $1.2M | — | View 990 |
| 2021 | $2.2M | $1.6M | $4.8M | $1.3M | — | View 990 |
| 2020 | $1.8M | $2.8M | $4.2M | $1.3M | — | View 990 |
| 2019 | $3.7M | $3.8M | $5.5M | $1.6M | — | — |
| 2018 | $3.7M | $3.0M | $4.7M | $689K | — | View 990 |
| 2017 | $3.7M | $4.3M | $4.3M | $969K | — | View 990 |
| 2016 | $5.4M | $4.0M | $4.5M | $719K | — | View 990 |
| 2015 | $5.8M | $3.7M | $2.6M | $417K | — | View 990 |
| 2014 | $4.1M | $5.1M | $314K | $204K | — | View 990 |
| 2013 | $1.9M | $1.3M | $1.2M | $31K | — | View 990 |
| 2012 | $2.5M | $2.3M | $599K | $36K | — | View 990 |
| 2011 | $412K | $86K | $401K | $33K | — | View 990 |
| 2008 | $40K | $147K | $144K | $2K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $1.9M, expenses of $1.8M, and assets of $4.7M (revenue -11.8% year-over-year).
- 2022: Revenue of $2.2M, expenses of $1.5M, and assets of $5.7M (revenue +0.9% year-over-year).
- 2021: Revenue of $2.2M, expenses of $1.6M, and assets of $4.8M (revenue +22.3% year-over-year).
- 2020: Revenue of $1.8M, expenses of $2.8M, and assets of $4.2M (revenue -51.8% year-over-year).
- 2019: Revenue of $3.7M, expenses of $3.8M, and assets of $5.5M (revenue +1.2% year-over-year).
- 2018: Revenue of $3.7M, expenses of $3.0M, and assets of $4.7M (revenue -2.4% year-over-year).
- 2017: Revenue of $3.7M, expenses of $4.3M, and assets of $4.3M (revenue -31.0% year-over-year).
- 2016: Revenue of $5.4M, expenses of $4.0M, and assets of $4.5M (revenue -5.8% year-over-year).
- 2015: Revenue of $5.8M, expenses of $3.7M, and assets of $2.6M (revenue +40.4% year-over-year).
- 2014: Revenue of $4.1M, expenses of $5.1M, and assets of $314K (revenue +120.5% year-over-year).
- 2013: Revenue of $1.9M, expenses of $1.3M, and assets of $1.2M (revenue -26.5% year-over-year).
- 2012: Revenue of $2.5M, expenses of $2.3M, and assets of $599K (revenue +515.3% year-over-year).
- 2011: Revenue of $412K, expenses of $86K, and assets of $401K (revenue +938.8% year-over-year).
- 2008: Revenue of $40K, expenses of $147K, and assets of $144K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Cure Defense Fund:
Data Sources and Methodology
This transparency report for Cure Defense Fund is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.