D J White Family Foundation
D J White Family Foundation consistently spends more than its revenue, drawing down assets over time.
EIN: 205173579 · Nashville, TN · NTEE: T23 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $70K |
| Total Expenses | $76K |
| Program Spending | 85% |
| CEO/Top Officer Pay | $800,000 |
| Net Assets | $571K |
| Transparency Score | 75/100 |
Is D J White Family Foundation Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
D J White Family Foundation directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About D J White Family Foundation
D J White Family Foundation (EIN: 205173579) is a nonprofit organization based in Nashville, TN, classified under NTEE code T23. The organization reported total revenue of $70K and total assets of $790K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of D J White Family Foundation's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
D J White Family Foundation is a micro nonprofit that has been operating for 19 years, with 9 years of IRS 990 filings on record (2012–2023). Revenue has grown at a compound annual rate of 7.7%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $45K |
| Total Expenses | $76K |
| Surplus / Deficit | $-31,090 |
| Total Assets | $846K |
| Total Liabilities | $275K |
| Net Assets | $571K |
| Operating Margin | -69.1% |
| Debt-to-Asset Ratio | 32.5% |
| Months of Reserves | 133.5 months |
Financial Health Grade: B
In 2023, D J White Family Foundation reported a deficit of $31K with expenses exceeding revenue, holds 133.5 months of operating reserves (strong position), has a debt-to-asset ratio of 32.5% (moderate leverage).
Financial Trends
Over 9 years of filings (2012–2023), D J White Family Foundation's revenue has grown at a compound annual growth rate (CAGR) of 7.7%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +12.5% | +17.2% | -3.5% |
| 2022 | +14.3% | +8.9% | -2.8% |
| 2021 | +66.7% | +12.3% | -2.7% |
| 2020 | +5.0% | +6.9% | -11.0% |
| 2016 | -20.0% | -0.8% | -2.8% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2007 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates D J White Family Foundation with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 85%
- fundraising: 0%
According to IRS 990 filings, D J White Family Foundation allocates its expenses as follows: admin: 15%, programs: 85%, fundraising: 0%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $31K, with expenses exceeding revenue.
- Debt-to-asset ratio: 32.5%.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, indicating that no salaries are paid to officers, which is highly efficient for an organization of its size with assets around $800,000 to $1.1 million.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of D J White Family Foundation's IRS 990 filings:
- Consistent spending exceeding revenue, leading to declining assets (e.g., $76,090 expenses vs. $45,000 revenue in 2023).
- Unexplained, consistent $275,000 in liabilities across all reported periods.
Strengths
The following positive indicators were identified for D J White Family Foundation:
- 0% officer compensation reported across all filings, indicating high efficiency in executive overhead.
- Consistent filing of IRS Form 990s demonstrates transparency.
- Active grantmaking, as evidenced by expenses consistently exceeding revenue, suggesting funds are being distributed.
Frequently Asked Questions about D J White Family Foundation
Is D J White Family Foundation a legitimate charity?
Based on AI analysis of IRS 990 filings, D J White Family Foundation (EIN: 205173579) some concerns. Mission Score: 75/100. 2 red flags identified, 3 strengths noted.
How does D J White Family Foundation spend its money?
D J White Family Foundation directs 85% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to D J White Family Foundation tax-deductible?
D J White Family Foundation is registered as a tax-exempt nonprofit (EIN: 205173579). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the D J White Family Foundation CEO make?
D J White Family Foundation's highest-compensated officer earns $800,000 annually. The organization reported $70K in total revenue. Executive compensation data is disclosed in IRS 990 filings.
How does D J White Family Foundation compare to similar nonprofits?
With a transparency score of 75/100 (Good), D J White Family Foundation is above average for NTEE category T23 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is D J White Family Foundation located?
D J White Family Foundation is headquartered in Nashville, Tennessee and files with the IRS under EIN 205173579. It is classified under NTEE code T23.
How many years of IRS 990 filings does D J White Family Foundation have?
D J White Family Foundation has 9 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $70K in total revenue.
Why does the D J White Family Foundation consistently spend more than its revenue?
The foundation consistently reports expenses exceeding revenue (e.g., $76,090 expenses vs. $45,000 revenue in 2023). This suggests it is actively distributing funds, potentially from its endowment or accumulated assets, rather than relying solely on annual contributions or investment income to cover expenses and grants.
What is the nature of the $275,000 in liabilities reported consistently across all years?
The consistent reporting of $275,000 in liabilities from 2012 to 2023 is unusual. Without further detail from the 990 forms, it's unclear if this represents a long-term debt, a permanent restricted fund, or another type of obligation. Understanding this liability is crucial for a complete financial picture.
Is the D J White Family Foundation financially sustainable given its declining assets?
The foundation's assets have declined from $1,151,994 in 2012 to $846,361 in 2023 due to expenses consistently exceeding revenue. While this can be a deliberate strategy for a private foundation to spend down its corpus, it indicates a finite lifespan if the trend continues without new significant contributions or investment growth.
Filing History
IRS 990 filing history for D J White Family Foundation showing financial trends over 9 years of public records:
Over 9 years of IRS 990 filings (2012–2023), D J White Family Foundation's revenue has grown by 125%, moving from $20K to $45K. Total assets decreased by 26.5% over the same period, from $1.2M to $846K. Total functional expenses rose by 62.1%, from $47K to $76K. In its most recent filing year (2023), D J White Family Foundation reported a deficit of $31K, with expenses exceeding revenue. The organization holds $275K in liabilities against $846K in assets (debt-to-asset ratio: 32.5%), resulting in net assets of $571K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $45K | $76K | $846K | $275K | — | View 990 |
| 2022 | $40K | $65K | $877K | $275K | — | — |
| 2021 | $35K | $60K | $902K | $275K | — | View 990 |
| 2020 | $21K | $53K | $927K | $275K | — | — |
| 2016 | $20K | $50K | $1.0M | $275K | — | View 990 |
| 2015 | $25K | $50K | $1.1M | $275K | — | View 990 |
| 2014 | $25K | $51K | $1.1M | $275K | — | View 990 |
| 2013 | $20K | $49K | $1.1M | $275K | — | View 990 |
| 2012 | $20K | $47K | $1.2M | $275K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $45K, expenses of $76K, and assets of $846K (revenue +12.5% year-over-year).
- 2022: Revenue of $40K, expenses of $65K, and assets of $877K (revenue +14.3% year-over-year).
- 2021: Revenue of $35K, expenses of $60K, and assets of $902K (revenue +66.7% year-over-year).
- 2020: Revenue of $21K, expenses of $53K, and assets of $927K (revenue +5.0% year-over-year).
- 2016: Revenue of $20K, expenses of $50K, and assets of $1.0M (revenue -20.0% year-over-year).
- 2015: Revenue of $25K, expenses of $50K, and assets of $1.1M (revenue +0.0% year-over-year).
- 2014: Revenue of $25K, expenses of $51K, and assets of $1.1M (revenue +25.0% year-over-year).
- 2013: Revenue of $20K, expenses of $49K, and assets of $1.1M (revenue +0.0% year-over-year).
- 2012: Revenue of $20K, expenses of $47K, and assets of $1.2M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for D J White Family Foundation:
Data Sources and Methodology
This transparency report for D J White Family Foundation is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.