Deer Creek Chorale
Deer Creek Chorale maintains stable finances with consistent growth in assets and no reported officer compensation.
EIN: 208986965 · Jarrettsville, MD · NTEE: A6B · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $186K |
| Total Expenses | $164K |
| Program Spending | 90% |
| Net Assets | $124K |
| Transparency Score | 85/100 |
Is Deer Creek Chorale Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Deer Creek Chorale directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Deer Creek Chorale
Deer Creek Chorale (EIN: 208986965) is a nonprofit organization based in Jarrettsville, MD, classified under NTEE code A6B. The organization reported total revenue of $186K and total assets of $123K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Deer Creek Chorale's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Deer Creek Chorale is a small nonprofit that has been operating for 17 years, with 11 years of IRS 990 filings on record (2014–2024). Revenue has grown at a compound annual rate of 10.3%.
Key Financial Metrics (2024)
From the most recent IRS 990 filing on record:
| Total Revenue | $155K |
| Total Expenses | $164K |
| Surplus / Deficit | $-8,673 |
| Total Assets | $124K |
| Total Liabilities | $250 |
| Net Assets | $124K |
| Operating Margin | -5.6% |
| Debt-to-Asset Ratio | 0.2% |
| Months of Reserves | 9.1 months |
Financial Health Grade: B
In 2024, Deer Creek Chorale reported a deficit of $9K with expenses exceeding revenue, holds 9.1 months of operating reserves (strong position), has a debt-to-asset ratio of 0.2% (very low leverage).
Financial Trends
Over 11 years of filings (2014–2024), Deer Creek Chorale's revenue has grown at a compound annual growth rate (CAGR) of 10.3%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2024 | -4.8% | +18.5% | -5.4% |
| 2023 | +17.8% | -0.1% | +25.0% |
| 2022 | -4.2% | +57.1% | -2.3% |
| 2021 | +41.2% | -2.2% | +102.2% |
| 2020 | -29.7% | -21.6% | -36.4% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2009 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Deer Creek Chorale with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 8%
- programs: 90%
- fundraising: 2%
According to IRS 990 filings, Deer Creek Chorale allocates its expenses as follows: admin: 8%, programs: 90%, fundraising: 2%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2024)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $9K, with expenses exceeding revenue.
- Debt-to-asset ratio: 0.2%.
Executive Compensation Analysis
Deer Creek Chorale reports 0% officer compensation across all available filings, indicating a volunteer-led executive structure or that compensation falls below reporting thresholds, which is highly efficient for an organization of its size.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Deer Creek Chorale's IRS 990 filings:
- Slight operating deficit in 202407 ($155,330 revenue vs. $164,003 expenses)
Strengths
The following positive indicators were identified for Deer Creek Chorale:
- Consistent asset growth from $25,820 (201507) to $124,045 (202407)
- 0% officer compensation reported across all filings, indicating high efficiency
- Low liabilities in most reporting periods
- Consistent IRS 990 filing history (11 filings) demonstrating transparency
- Revenue growth from $58,615 (201607) to $155,330 (202407)
Frequently Asked Questions about Deer Creek Chorale
Is Deer Creek Chorale a legitimate charity?
Based on AI analysis of IRS 990 filings, Deer Creek Chorale (EIN: 208986965) some concerns. Mission Score: 85/100. 1 red flag identified, 5 strengths noted.
How does Deer Creek Chorale spend its money?
Deer Creek Chorale directs 90% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Deer Creek Chorale tax-deductible?
Deer Creek Chorale is registered as a tax-exempt nonprofit (EIN: 208986965). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Deer Creek Chorale's spending goes to programs?
Deer Creek Chorale directs 90% to programs, 2% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Deer Creek Chorale compare to similar nonprofits?
With a transparency score of 85/100 (Excellent), Deer Creek Chorale is above average for NTEE category A6B nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Deer Creek Chorale located?
Deer Creek Chorale is headquartered in Jarrettsville, Maryland and files with the IRS under EIN 208986965. It is classified under NTEE code A6B.
How many years of IRS 990 filings does Deer Creek Chorale have?
Deer Creek Chorale has 11 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $186K in total revenue.
Is Deer Creek Chorale a good charity?
Based on the provided financial data, Deer Creek Chorale appears to be a well-managed and efficient charity. It has shown consistent asset growth, maintains low liabilities, and reports no officer compensation, suggesting a strong focus on its mission.
How has Deer Creek Chorale's financial health changed over time?
Deer Creek Chorale has demonstrated significant financial growth, with assets increasing from $25,820 in 201507 to $124,045 in 202407. Revenue has also grown from $58,615 in 201607 to $155,330 in 202407, indicating a healthy upward trend.
What is Deer Creek Chorale's approach to executive compensation?
Deer Creek Chorale consistently reports 0% officer compensation in its IRS 990 filings, suggesting that its leadership is either entirely volunteer-based or compensated at levels below reporting requirements, which is a strong indicator of financial efficiency.
Filing History
IRS 990 filing history for Deer Creek Chorale showing financial trends over 11 years of public records:
Over 11 years of IRS 990 filings (2014–2024), Deer Creek Chorale's revenue has grown by 166.4%, moving from $58K to $155K. Total assets increased by 689.4% over the same period, from $16K to $124K. Total functional expenses rose by 200.4%, from $55K to $164K. In its most recent filing year (2024), Deer Creek Chorale reported a deficit of $9K, with expenses exceeding revenue. The organization holds $250 in liabilities against $124K in assets (debt-to-asset ratio: 0.2%), resulting in net assets of $124K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2024 | $155K | $164K | $124K | $250 | — | — |
| 2023 | $163K | $138K | $131K | $0 | — | — |
| 2022 | $139K | $139K | $105K | $0 | — | View 990 |
| 2021 | $145K | $88K | $107K | $0 | — | View 990 |
| 2020 | $102K | $90K | $53K | $2K | — | View 990 |
| 2019 | $146K | $115K | $84K | $650 | — | View 990 |
| 2018 | $131K | $110K | $52K | $0 | — | View 990 |
| 2017 | $86K | $89K | $31K | $0 | — | View 990 |
| 2016 | $59K | $50K | $34K | $0 | — | View 990 |
| 2015 | $63K | $53K | $26K | $0 | — | View 990 |
| 2014 | $58K | $55K | $16K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2024: Revenue of $155K, expenses of $164K, and assets of $124K (revenue -4.8% year-over-year).
- 2023: Revenue of $163K, expenses of $138K, and assets of $131K (revenue +17.8% year-over-year).
- 2022: Revenue of $139K, expenses of $139K, and assets of $105K (revenue -4.2% year-over-year).
- 2021: Revenue of $145K, expenses of $88K, and assets of $107K (revenue +41.2% year-over-year).
- 2020: Revenue of $102K, expenses of $90K, and assets of $53K (revenue -29.7% year-over-year).
- 2019: Revenue of $146K, expenses of $115K, and assets of $84K (revenue +10.9% year-over-year).
- 2018: Revenue of $131K, expenses of $110K, and assets of $52K (revenue +53.3% year-over-year).
- 2017: Revenue of $86K, expenses of $89K, and assets of $31K (revenue +46.1% year-over-year).
- 2016: Revenue of $59K, expenses of $50K, and assets of $34K (revenue -6.8% year-over-year).
- 2015: Revenue of $63K, expenses of $53K, and assets of $26K (revenue +7.8% year-over-year).
- 2014: Revenue of $58K, expenses of $55K, and assets of $16K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Deer Creek Chorale:
Data Sources and Methodology
This transparency report for Deer Creek Chorale is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.