Delta Dental Plan Of New Hampshire
Delta Dental Plan Of New Hampshire consistently operates with high efficiency, dedicating nearly all revenue to expenses, and reports no officer compensation on its 990s.
EIN: 20273013 · Concord, NH · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $508.2M |
| Total Expenses | $453.6M |
| Program Spending | 99% |
| CEO/Top Officer Pay | $450 |
| Net Assets | $75.3M |
| Transparency Score | 90/100 |
Is Delta Dental Plan Of New Hampshire Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Delta Dental Plan Of New Hampshire directs 99% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Delta Dental Plan Of New Hampshire
Delta Dental Plan Of New Hampshire (EIN: 20273013) is a nonprofit organization based in Concord, NH. The organization reported total revenue of $508.2M and total assets of $92.3M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Delta Dental Plan Of New Hampshire's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Delta Dental Plan Of New Hampshire is a major nonprofit that has been operating for 53 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 4.0%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $457.5M |
| Total Expenses | $453.6M |
| Surplus / Deficit | +$3.9M |
| Total Assets | $92.0M |
| Total Liabilities | $16.7M |
| Net Assets | $75.3M |
| Operating Margin | 0.9% |
| Debt-to-Asset Ratio | 18.1% |
| Months of Reserves | 2.4 months |
Financial Health Grade: A
In 2023, Delta Dental Plan Of New Hampshire reported a surplus of $3.9M with revenue exceeding expenses, holds 2.4 months of operating reserves (limited), has a debt-to-asset ratio of 18.1% (very low leverage).
Financial Trends
Over 13 years of filings (2011–2023), Delta Dental Plan Of New Hampshire's revenue has grown at a compound annual growth rate (CAGR) of 4.0%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +8.1% | +7.8% | +6.7% |
| 2022 | +5.6% | +6.9% | -3.4% |
| 2021 | +19.6% | +18.9% | +8.4% |
| 2020 | -11.9% | -13.0% | +9.3% |
| 2019 | +4.3% | +5.2% | +5.0% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 3000 |
| IRS Ruling Date | 1973 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Delta Dental Plan Of New Hampshire with a Mission Score of 90 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 1%
- programs: 99%
- fundraising: 0%
According to IRS 990 filings, Delta Dental Plan Of New Hampshire allocates its expenses as follows: admin: 1%, programs: 99%, fundraising: 0%. With 99% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $3.9M, with revenue exceeding expenses.
- Debt-to-asset ratio: 18.1%.
Executive Compensation Analysis
The IRS 990 filings consistently report 0% officer compensation, which is highly unusual for an organization of this scale with over $450 million in annual revenue. This suggests that executive compensation is either structured in a way not captured by this specific line item on the 990, or that the organization operates with a unique, potentially volunteer-based, executive leadership model, which would be exceptional for an entity of this size.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Delta Dental Plan Of New Hampshire's IRS 990 filings:
- Consistent 0% officer compensation reported on 990s for a large organization, requiring further clarification on executive remuneration.
Strengths
The following positive indicators were identified for Delta Dental Plan Of New Hampshire:
- Consistent financial growth and stability over a decade, with revenue increasing from $307M in 2014 to $457M in 2023.
- High spending efficiency, with expenses consistently close to revenue, indicating a strong focus on program delivery (e.g., 2023 revenue $457M vs. expenses $453M).
- Healthy asset growth, from $58M in 2014 to $91M in 2023, demonstrating financial resilience.
- Prudent management of liabilities, which remain a relatively small portion of total assets.
Frequently Asked Questions about Delta Dental Plan Of New Hampshire
Is Delta Dental Plan Of New Hampshire a legitimate charity?
Based on AI analysis of IRS 990 filings, Delta Dental Plan Of New Hampshire (EIN: 20273013) some concerns. Mission Score: 90/100. 1 red flag identified, 4 strengths noted.
How does Delta Dental Plan Of New Hampshire spend its money?
Delta Dental Plan Of New Hampshire directs 99% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Delta Dental Plan Of New Hampshire tax-deductible?
Delta Dental Plan Of New Hampshire is registered as a tax-exempt nonprofit (EIN: 20273013). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Delta Dental Plan Of New Hampshire CEO make?
Delta Dental Plan Of New Hampshire's highest-compensated officer earns $450 annually. The organization reported $508.2M in total revenue. Executive compensation data is disclosed in IRS 990 filings.
Where is Delta Dental Plan Of New Hampshire located?
Delta Dental Plan Of New Hampshire is headquartered in Concord, New Hampshire and files with the IRS under EIN 20273013.
How many years of IRS 990 filings does Delta Dental Plan Of New Hampshire have?
Delta Dental Plan Of New Hampshire has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $508.2M in total revenue.
How is executive compensation structured if 0% is reported on the 990s for officers?
The consistent reporting of 0% officer compensation across all 990 filings for an organization with hundreds of millions in revenue is highly unusual. It suggests that compensation for key executives might be reported under different categories (e.g., as employee salaries if they are not considered 'officers' in the 990 sense, or through related entities), or that the organization has a unique, potentially volunteer-driven, leadership model. Further investigation into their Part VII, Section A of the 990 would be necessary to understand the full compensation picture for key employees and officers.
What is the primary driver of the consistent growth in revenue and assets?
The consistent growth in revenue, from $307 million in 2014 to $457 million in 2023, and assets, from $58 million to $91 million over the same period, suggests a successful and expanding operation. This growth is likely driven by an increase in membership, expansion of dental plans, effective market penetration, and potentially favorable investment returns on its assets.
Does the organization maintain sufficient reserves given its annual expenses?
With assets of $91,954,190 and annual expenses of $453,555,283 in 2023, the organization holds approximately 2.4 months of operating reserves (Assets - Liabilities / (Annual Expenses / 12)). This level of reserves appears prudent for an organization of its size and operational model, providing a buffer for unforeseen circumstances while not holding excessive funds away from its programmatic activities.
Filing History
IRS 990 filing history for Delta Dental Plan Of New Hampshire showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Delta Dental Plan Of New Hampshire's revenue has grown by 59.7%, moving from $286.4M to $457.5M. Total assets increased by 83.4% over the same period, from $50.1M to $92.0M. Total functional expenses rose by 60%, from $283.5M to $453.6M. In its most recent filing year (2023), Delta Dental Plan Of New Hampshire reported a surplus of $3.9M, with revenue exceeding expenses. The organization holds $16.7M in liabilities against $92.0M in assets (debt-to-asset ratio: 18.1%), resulting in net assets of $75.3M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $457.5M | $453.6M | $92.0M | $16.7M | — | — |
| 2022 | $423.2M | $420.9M | $86.2M | $15.5M | — | View 990 |
| 2021 | $400.6M | $393.6M | $89.2M | $15.7M | — | View 990 |
| 2020 | $334.9M | $331.1M | $82.2M | $15.2M | — | View 990 |
| 2019 | $380.3M | $380.4M | $75.2M | $14.9M | — | — |
| 2018 | $364.6M | $361.5M | $71.6M | $15.5M | — | View 990 |
| 2017 | $344.5M | $340.1M | $70.5M | $14.8M | — | View 990 |
| 2016 | $327.9M | $324.6M | $65.1M | $14.8M | — | View 990 |
| 2015 | $316.5M | $312.8M | $61.8M | $14.8M | — | View 990 |
| 2014 | $307.2M | $306.0M | $58.0M | $14.0M | — | View 990 |
| 2013 | $297.3M | $296.5M | $53.2M | $11.1M | — | View 990 |
| 2012 | $289.8M | $287.2M | $52.2M | $11.3M | — | View 990 |
| 2011 | $286.4M | $283.5M | $50.1M | $12.0M | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $457.5M, expenses of $453.6M, and assets of $92.0M (revenue +8.1% year-over-year).
- 2022: Revenue of $423.2M, expenses of $420.9M, and assets of $86.2M (revenue +5.6% year-over-year).
- 2021: Revenue of $400.6M, expenses of $393.6M, and assets of $89.2M (revenue +19.6% year-over-year).
- 2020: Revenue of $334.9M, expenses of $331.1M, and assets of $82.2M (revenue -11.9% year-over-year).
- 2019: Revenue of $380.3M, expenses of $380.4M, and assets of $75.2M (revenue +4.3% year-over-year).
- 2018: Revenue of $364.6M, expenses of $361.5M, and assets of $71.6M (revenue +5.8% year-over-year).
- 2017: Revenue of $344.5M, expenses of $340.1M, and assets of $70.5M (revenue +5.0% year-over-year).
- 2016: Revenue of $327.9M, expenses of $324.6M, and assets of $65.1M (revenue +3.6% year-over-year).
- 2015: Revenue of $316.5M, expenses of $312.8M, and assets of $61.8M (revenue +3.0% year-over-year).
- 2014: Revenue of $307.2M, expenses of $306.0M, and assets of $58.0M (revenue +3.3% year-over-year).
- 2013: Revenue of $297.3M, expenses of $296.5M, and assets of $53.2M (revenue +2.6% year-over-year).
- 2012: Revenue of $289.8M, expenses of $287.2M, and assets of $52.2M (revenue +1.2% year-over-year).
- 2011: Revenue of $286.4M, expenses of $283.5M, and assets of $50.1M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Delta Dental Plan Of New Hampshire:
Data Sources and Methodology
This transparency report for Delta Dental Plan Of New Hampshire is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.