Dutchess Educational Health Insurance Consortium
Dutchess Educational Health Insurance Consortium: Stable Revenue, High Liabilities
EIN: 223077367 · Poughkeepsie, NY · Updated: 2026-04-04
About Dutchess Educational Health Insurance Consortium
Dutchess Educational Health Insurance Consortium (EIN: 223077367) is a nonprofit organization based in Poughkeepsie, NY. The organization reported total revenue of $306.2M and total assets of $162.5M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Dutchess Educational Health Insurance Consortium's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Dutchess Educational Health Insurance Consortium with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 5%
- programs: 90%
- fundraising: 5%
According to IRS 990 filings, Dutchess Educational Health Insurance Consortium allocates its expenses as follows: admin: 5%, programs: 90%, fundraising: 5%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.
Executive Compensation Analysis
Executive compensation is consistently reported as $0 in available filings, which is unusual for an organization of this size and requires clarification on how leadership is compensated.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Dutchess Educational Health Insurance Consortium's IRS 990 filings:
- Consistent reporting of 0% compensation for key employees across multiple years raises questions about the accuracy and completeness of compensation disclosures.
- High and increasing liabilities relative to assets, reaching $50,495,271 in 2023, could indicate potential financial strain or significant long-term obligations.
Strengths
The following positive indicators were identified for Dutchess Educational Health Insurance Consortium:
- Consistent revenue generation, with over $250 million in revenue in recent years, demonstrates strong financial stability.
- The organization has shown consistent asset growth over the long term, from $85,501,598 in 2017 to $166,941,967 in 2023.
Frequently Asked Questions about Dutchess Educational Health Insurance Consortium
What does Dutchess Educational Health Insurance Consortium do?
Dutchess Educational Health Insurance Consortium is a nonprofit organization in the Unknown sector, located in Poughkeepsie, New York. It is classified under NTEE code Unknown.
How much revenue does Dutchess Educational Health Insurance Consortium have?
Dutchess Educational Health Insurance Consortium reported total revenue of $306,160,915. Based on 13 IRS 990 filings on record.
What are Dutchess Educational Health Insurance Consortium's total assets?
Dutchess Educational Health Insurance Consortium holds total assets of $162,509,455 as reported in IRS 990 filings.
Where is Dutchess Educational Health Insurance Consortium located?
Dutchess Educational Health Insurance Consortium is based in Poughkeepsie, New York.
What is Dutchess Educational Health Insurance Consortium's EIN?
Dutchess Educational Health Insurance Consortium's Employer Identification Number (EIN) is 223077367. This is the unique tax ID assigned by the IRS for tax-exempt organizations.
What type of nonprofit is Dutchess Educational Health Insurance Consortium?
Dutchess Educational Health Insurance Consortium is classified under NTEE code Unknown (Unknown).
Is Dutchess Educational Health Insurance Consortium a registered 501(c)(3)?
Dutchess Educational Health Insurance Consortium appears in IRS records (EIN: 223077367). Check the IRS Tax Exempt Organization Search for the most current determination letter status.
Does Dutchess Educational Health Insurance Consortium file IRS Form 990?
Yes, Dutchess Educational Health Insurance Consortium has 13 IRS Form 990 filings on record. The most recent covers tax period 202306.
What was Dutchess Educational Health Insurance Consortium's revenue in 2023?
In the 202306 filing period, Dutchess Educational Health Insurance Consortium reported total revenue of $267,120,165, total expenses of $284,206,733, and net assets of $166,941,967.
Is Dutchess Educational Health Insurance Consortium's revenue growing or declining?
Dutchess Educational Health Insurance Consortium's revenue is growing. Revenue went from $254,188,077 (202206) to $267,120,165 (202306), a +5.1% change. Based on 13 filings on record.
What is Dutchess Educational Health Insurance Consortium's most recent 990 filing?
The most recent IRS Form 990 filing for Dutchess Educational Health Insurance Consortium covers tax period 202306. It shows revenue of $267,120,165, expenses of $284,206,733, total assets of $166,941,967, and liabilities of $50,495,271.
How much does Dutchess Educational Health Insurance Consortium spend on programs vs administration?
Based on IRS 990 analysis, Dutchess Educational Health Insurance Consortium allocates approximately 90% of expenses to program services, 5% to administrative costs, and 5% to fundraising. This indicates strong program focus.
Is Dutchess Educational Health Insurance Consortium a trustworthy charity?
Based on AI analysis of IRS 990 data, Dutchess Educational Health Insurance Consortium appears trustworthy. Mission Score: 75/100 (Good). 2 red flags identified. 2 strengths noted.
What are the red flags for Dutchess Educational Health Insurance Consortium?
The following concerns were identified: Consistent reporting of 0% compensation for key employees across multiple years raises questions about the accuracy and completeness of compensation disclosures.. High and increasing liabilities relative to assets, reaching $50,495,271 in 2023, could indicate potential financial strain or significant long-term obligations.. These flags are based on automated analysis of IRS 990 public filings and should be verified independently.
What are Dutchess Educational Health Insurance Consortium's strengths?
Positive indicators for Dutchess Educational Health Insurance Consortium include: Consistent revenue generation, with over $250 million in revenue in recent years, demonstrates strong financial stability.. The organization has shown consistent asset growth over the long term, from $85,501,598 in 2017 to $166,941,967 in 2023.. These findings are derived from AI analysis of the organization's financial filings.
How does Dutchess Educational Health Insurance Consortium compensate executives?
Executive compensation is consistently reported as $0 in available filings, which is unusual for an organization of this size and requires clarification on how leadership is compensated. Executive compensation data is sourced from IRS 990 filings, which require disclosure of officer, director, and key employee pay.
Given the consistent reporting of $0 for executive compensation, how does the Dutchess Educational Health Insurance Consortium attract and retain leadership, and what is the actual cost of executive management?
The consistent $0 reporting for executive compensation suggests that either compensation is structured in a non-traditional way (e.g., through a related entity, or as part of a larger system where compensation is reported elsewhere) or that the filings are incomplete regarding this specific detail. Understanding the true cost of leadership is crucial for a complete financial picture.
What is the nature of the significant and growing liabilities, which reached $50,495,271 in 2023, and how do they impact the organization's long-term financial health and operational flexibility?
The substantial liabilities, which have consistently been around $50 million, likely represent obligations related to insurance claims, reserves, or other contractual commitments inherent to an insurance consortium. While not necessarily a negative, understanding the specific breakdown and management of these liabilities is key to assessing the organization's risk profile and ability to meet future obligations.
Filing History
IRS 990 filing history for Dutchess Educational Health Insurance Consortium showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Dutchess Educational Health Insurance Consortium's revenue has grown by 81.4%, moving from $147.2M to $267.1M. Total assets increased by 87% over the same period, from $89.3M to $166.9M. Total functional expenses rose by 123.4%, from $127.2M to $284.2M. In its most recent filing year (2023), Dutchess Educational Health Insurance Consortium reported a deficit of $17.1M, with expenses exceeding revenue. The organization holds $50.5M in liabilities against $166.9M in assets (debt-to-asset ratio: 30.2%), resulting in net assets of $116.4M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. | |
|---|---|---|---|---|---|---|
| 2023 | $267.1M | $284.2M | $166.9M | $50.5M | — | View 990 |
| 2022 | $254.2M | $264.7M | $189.8M | $56.5M | — | View 990 |
| 2021 | $252.9M | $243.9M | $198.4M | $53.2M | — | — |
| 2020 | $269.1M | $228.0M | $185.3M | $48.6M | — | — |
| 2019 | $256.4M | $232.1M | $147.5M | $52.3M | — | — |
| 2018 | $239.4M | $213.2M | $118.0M | $47.6M | — | View 990 |
| 2017 | $206.9M | $213.7M | $85.5M | $40.9M | — | View 990 |
| 2016 | $186.6M | $191.2M | $87.9M | $36.3M | — | View 990 |
| 2015 | $177.2M | $170.5M | $88.6M | $32.6M | — | View 990 |
| 2014 | $151.4M | $159.9M | $79.1M | $29.8M | — | View 990 |
| 2013 | $140.0M | $142.1M | $89.5M | $39.7M | — | View 990 |
| 2012 | $139.0M | $139.8M | $90.9M | $39.6M | — | View 990 |
| 2011 | $147.2M | $127.2M | $89.3M | $37.0M | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $267.1M, expenses of $284.2M, and assets of $166.9M (revenue +5.1% year-over-year).
- 2022: Revenue of $254.2M, expenses of $264.7M, and assets of $189.8M (revenue +0.5% year-over-year).
- 2021: Revenue of $252.9M, expenses of $243.9M, and assets of $198.4M (revenue -6.0% year-over-year).
- 2020: Revenue of $269.1M, expenses of $228.0M, and assets of $185.3M (revenue +5.0% year-over-year).
- 2019: Revenue of $256.4M, expenses of $232.1M, and assets of $147.5M (revenue +7.1% year-over-year).
- 2018: Revenue of $239.4M, expenses of $213.2M, and assets of $118.0M (revenue +15.7% year-over-year).
- 2017: Revenue of $206.9M, expenses of $213.7M, and assets of $85.5M (revenue +10.9% year-over-year).
- 2016: Revenue of $186.6M, expenses of $191.2M, and assets of $87.9M (revenue +5.3% year-over-year).
- 2015: Revenue of $177.2M, expenses of $170.5M, and assets of $88.6M (revenue +17.0% year-over-year).
- 2014: Revenue of $151.4M, expenses of $159.9M, and assets of $79.1M (revenue +8.2% year-over-year).
- 2013: Revenue of $140.0M, expenses of $142.1M, and assets of $89.5M (revenue +0.7% year-over-year).
- 2012: Revenue of $139.0M, expenses of $139.8M, and assets of $90.9M (revenue -5.6% year-over-year).
- 2011: Revenue of $147.2M, expenses of $127.2M, and assets of $89.3M.
Data Sources and Methodology
This transparency report for Dutchess Educational Health Insurance Consortium is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.