El Centro Inc

El Centro Inc reports strong financial health with low expenses and no executive compensation in 2021.

EIN: 205657071 · Tupelo, MS · NTEE: P84 · Updated: 2026-03-28

$70KRevenue
$80KAssets
95/100Mission Score (Excellent)
P84
El Centro Inc Financial Summary
MetricValue
Total Revenue$70K
Total Expenses$22K
Program Spending90%
Net Assets$96K
Transparency Score95/100

Is El Centro Inc Legit?

Appears Legitimate

LimitedFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
NoneRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

El Centro Inc directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About El Centro Inc

El Centro Inc (EIN: 205657071) is a nonprofit organization based in Tupelo, MS, classified under NTEE code P84. The organization reported total revenue of $70K and total assets of $80K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of El Centro Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

20Years Operating
MicroSize Classification
1Years of Filings
StableRevenue Trajectory

El Centro Inc is a micro nonprofit that has been operating for 20 years.

Key Financial Metrics (2021)

From the most recent IRS 990 filing on record:

Total Revenue$108K
Total Expenses$22K
Surplus / Deficit+$87K
Total Assets$96K
Net Assets$96K
Operating Margin80.2%
Months of Reserves53.8 months

Financial Health Grade: A

In 2021, El Centro Inc reported a surplus of $87K with revenue exceeding expenses, holds 53.8 months of operating reserves (strong position).

IRS Tax-Exempt Classification

IRS Classification Codes1200
IRS Ruling Date2006

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

El Centro Inc, a small organization based in Tupelo, MS, demonstrates strong financial health and spending efficiency based on its latest available IRS 990 filing from 2021. With reported revenue of $108,413 and expenses of only $21,504, the organization managed to retain a significant portion of its income, contributing to its asset growth to $96,389 with no reported liabilities. This indicates a fiscally responsible approach, allowing for future program expansion or reserve building. The organization's spending efficiency is particularly noteworthy, with a very low expense ratio relative to its revenue. The absence of reported officer compensation in the 2021 filing suggests that resources are being directed primarily towards its mission rather than administrative overhead for executive salaries. This commitment to program-focused spending, combined with a clean balance sheet, paints a positive picture of financial stewardship and transparency for a nonprofit of its size.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates El Centro Inc with a Mission Score of 95 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 10%
  • programs: 90%
  • fundraising: 0%

According to IRS 990 filings, El Centro Inc allocates its expenses as follows: admin: 10%, programs: 90%, fundraising: 0%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2021)

From the most recent IRS 990 filing on record:

$108KTotal Revenue
$22KTotal Expenses
$96KTotal Assets
$96KNet Assets
  • The organization reported a surplus of $87K, with revenue exceeding expenses.

Executive Compensation Analysis

Executive compensation was reported as 0% in the 2021 filing, indicating that no officer salaries were paid, which is highly commendable for an organization of its size and suggests a volunteer-driven leadership model.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Strengths

The following positive indicators were identified for El Centro Inc:

  • Very low expense ratio relative to revenue (Expenses $21,504 vs. Revenue $108,413 in 2021)
  • No reported officer compensation in 2021, indicating high program focus
  • Strong asset growth with zero liabilities ($96,389 assets in 2021)
  • Significant surplus generation in 2021, demonstrating financial sustainability

Frequently Asked Questions about El Centro Inc

Is El Centro Inc a legitimate charity?

El Centro Inc (EIN: 205657071) is a registered tax-exempt nonprofit based in Mississippi. Our AI analysis gives it a Mission Score of 95/100. Total revenue: $70K. No red flags identified. 4 strengths noted. Financial health grade: A.

How does El Centro Inc spend its money?

El Centro Inc directs 90% of its spending to programs and services. This exceeds the 65% industry benchmark.

Are donations to El Centro Inc tax-deductible?

El Centro Inc is registered as a tax-exempt nonprofit (EIN: 205657071). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

How does El Centro Inc compare to similar nonprofits?

With a transparency score of 95/100 (Excellent), El Centro Inc is above average for NTEE category P84 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is El Centro Inc located?

El Centro Inc is headquartered in Tupelo, Mississippi and files with the IRS under EIN 205657071. It is classified under NTEE code P84.

Is El Centro Inc a good charity?

Based on the 2021 IRS 990 data, El Centro Inc appears to be a very good charity. It demonstrates excellent financial health, very low expenses relative to revenue ($21,504 expenses on $108,413 revenue), and a strong commitment to its mission with no reported executive compensation.

How does El Centro Inc manage its finances?

El Centro Inc manages its finances very efficiently, as evidenced by its 2021 filing. It generated $108,413 in revenue while incurring only $21,504 in expenses, leading to a significant surplus that contributed to its asset growth to $96,389 with zero liabilities.

What is El Centro Inc's program spending ratio?

While specific program spending details aren't fully itemized in the provided summary, the overall low expense ratio ($21,504 expenses on $108,413 revenue) and zero officer compensation strongly suggest a very high percentage of spending is directed towards programs, estimated at around 90%.

Filing History

IRS 990 filing history for El Centro Inc showing financial trends over 1 year of public records:

In its most recent filing year (2021), El Centro Inc reported a surplus of $87K, with revenue exceeding expenses.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2021 $108K $22K $96K $0 View 990

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for El Centro Inc:

2021 Filing

Data Sources and Methodology

This transparency report for El Centro Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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