Ellen M Crouchley Tr Fbo Ridgefield Library & Hist
Ridgefield Library & Hist Trust maintains strong assets with minimal liabilities and no officer compensation.
EIN: 16161852 · Concord, NH · NTEE: T22 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $639K |
| Total Expenses | $105K |
| Program Spending | 95% |
| CEO/Top Officer Pay | $1.7 |
| Net Assets | $1.6M |
| Transparency Score | 90/100 |
Is Ellen M Crouchley Tr Fbo Ridgefield Library & Hist Legit?
Appears Legitimate
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Ellen M Crouchley Tr Fbo Ridgefield Library & Hist directs 95% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Ellen M Crouchley Tr Fbo Ridgefield Library & Hist
Ellen M Crouchley Tr Fbo Ridgefield Library & Hist (EIN: 16161852) is a nonprofit organization based in Concord, NH, classified under NTEE code T22. The organization reported total revenue of $639K and total assets of $1.8M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Ellen M Crouchley Tr Fbo Ridgefield Library & Hist's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Ellen M Crouchley Tr Fbo Ridgefield Library & Hist is a small nonprofit that has been operating for 5 years, with 10 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 7.1%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $114K |
| Total Expenses | $105K |
| Surplus / Deficit | +$10K |
| Total Assets | $1.6M |
| Total Liabilities | $1 |
| Net Assets | $1.6M |
| Operating Margin | 8.4% |
| Debt-to-Asset Ratio | 0.0% |
| Months of Reserves | 188.1 months |
Financial Health Grade: A
In 2023, Ellen M Crouchley Tr Fbo Ridgefield Library & Hist reported a surplus of $10K with revenue exceeding expenses, holds 188.1 months of operating reserves (strong position), has a debt-to-asset ratio of 0.0% (very low leverage).
Financial Trends
Over 10 years of filings (2011–2023), Ellen M Crouchley Tr Fbo Ridgefield Library & Hist's revenue has grown at a compound annual growth rate (CAGR) of 7.1%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +5.2% | +1.5% | +0.6% |
| 2022 | -31.0% | -5.6% | +0.3% |
| 2021 | +10.8% | +10.0% | +2.9% |
| 2020 | +163.2% | +4.7% | +2.7% |
| 2019 | +7.1% | -21.9% | -8.5% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2021 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Ellen M Crouchley Tr Fbo Ridgefield Library & Hist with a Mission Score of 90 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 5%
- programs: 95%
- fundraising: 0%
According to IRS 990 filings, Ellen M Crouchley Tr Fbo Ridgefield Library & Hist allocates its expenses as follows: admin: 5%, programs: 95%, fundraising: 0%. With 95% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $10K, with revenue exceeding expenses.
- Debt-to-asset ratio: 0.0%.
Executive Compensation Analysis
Executive compensation is consistently reported as 0% across all filings, indicating that the organization operates without paid officers or that any management is compensated externally, which significantly reduces administrative overhead for an organization with assets exceeding $1.7 million.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Strengths
The following positive indicators were identified for Ellen M Crouchley Tr Fbo Ridgefield Library & Hist:
- Strong asset base, consistently over $1.5 million, indicating long-term financial stability.
- Minimal liabilities, consistently reported as $1 or $0, demonstrating excellent financial health and low debt risk.
- 0% officer compensation across all filings, indicating highly efficient operations with no internal executive salary burden.
- Consistent positive net assets growth over most periods, with assets growing from $1,431,126 in 2011 to $1,764,496 currently.
- High program spending ratio due to minimal administrative and fundraising costs, maximizing resources for its beneficiaries.
Frequently Asked Questions about Ellen M Crouchley Tr Fbo Ridgefield Library & Hist
Is Ellen M Crouchley Tr Fbo Ridgefield Library & Hist a legitimate charity?
Based on AI analysis of IRS 990 filings, Ellen M Crouchley Tr Fbo Ridgefield Library & Hist (EIN: 16161852) appears legitimate. Mission Score: 90/100. 0 red flags identified, 5 strengths noted.
How does Ellen M Crouchley Tr Fbo Ridgefield Library & Hist spend its money?
Ellen M Crouchley Tr Fbo Ridgefield Library & Hist directs 95% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Ellen M Crouchley Tr Fbo Ridgefield Library & Hist tax-deductible?
Ellen M Crouchley Tr Fbo Ridgefield Library & Hist is registered as a tax-exempt nonprofit (EIN: 16161852). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Ellen M Crouchley Tr Fbo Ridgefield Library & Hist CEO make?
Ellen M Crouchley Tr Fbo Ridgefield Library & Hist's highest-compensated officer earns $1.7 annually. The organization reported $639K in total revenue. Executive compensation data is disclosed in IRS 990 filings.
How does Ellen M Crouchley Tr Fbo Ridgefield Library & Hist compare to similar nonprofits?
With a transparency score of 90/100 (Excellent), Ellen M Crouchley Tr Fbo Ridgefield Library & Hist is above average for NTEE category T22 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Ellen M Crouchley Tr Fbo Ridgefield Library & Hist located?
Ellen M Crouchley Tr Fbo Ridgefield Library & Hist is headquartered in Concord, New Hampshire and files with the IRS under EIN 16161852. It is classified under NTEE code T22.
How many years of IRS 990 filings does Ellen M Crouchley Tr Fbo Ridgefield Library & Hist have?
Ellen M Crouchley Tr Fbo Ridgefield Library & Hist has 10 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $639K in total revenue.
What are the specific programs or grants funded by this trust?
The IRS 990 data indicates the trust is 'Fbo Ridgefield Library & Hist,' meaning 'for the benefit of.' While the filings show revenue and expenses, they do not detail the specific grants or programs the Ridgefield Library and Historical Society receives from this trust. Further investigation into the trust's governing documents or the beneficiaries' financial statements would be needed.
How does the trust generate its revenue?
Given the fluctuating revenue figures (e.g., $50,441 in 2015 vs. $500,334 in 2014), it is likely that a significant portion of the trust's revenue comes from investment income, capital gains, or potentially large, infrequent donations, rather than consistent program service fees.
Why are liabilities consistently reported as $1 or $0?
The consistent reporting of minimal liabilities ($1 or $0) suggests that the trust operates with virtually no debt and manages its finances on a cash basis or has very few outstanding obligations at the end of its fiscal periods, indicating strong financial management.
Filing History
IRS 990 filing history for Ellen M Crouchley Tr Fbo Ridgefield Library & Hist showing financial trends over 10 years of public records:
Over 10 years of IRS 990 filings (2011–2023), Ellen M Crouchley Tr Fbo Ridgefield Library & Hist's revenue has grown by 127.6%, moving from $50K to $114K. Total assets increased by 14.6% over the same period, from $1.4M to $1.6M. Total functional expenses rose by 20.9%, from $87K to $105K. In its most recent filing year (2023), Ellen M Crouchley Tr Fbo Ridgefield Library & Hist reported a surplus of $10K, with revenue exceeding expenses. The organization holds $1 in liabilities against $1.6M in assets (debt-to-asset ratio: 0.0%), resulting in net assets of $1.6M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $114K | $105K | $1.6M | $1 | — | View 990 |
| 2022 | $109K | $103K | $1.6M | $1 | — | View 990 |
| 2021 | $158K | $109K | $1.6M | $1 | — | — |
| 2020 | $142K | $99K | $1.6M | $1 | — | — |
| 2019 | $54K | $95K | $1.5M | $0 | — | View 990 |
| 2015 | $50K | $122K | $1.7M | $0 | — | View 990 |
| 2014 | $500K | $97K | $1.8M | $0 | — | View 990 |
| 2013 | $41K | $91K | $1.4M | $0 | — | View 990 |
| 2012 | $61K | $89K | $1.4M | $0 | — | View 990 |
| 2011 | $50K | $87K | $1.4M | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $114K, expenses of $105K, and assets of $1.6M (revenue +5.2% year-over-year).
- 2022: Revenue of $109K, expenses of $103K, and assets of $1.6M (revenue -31.0% year-over-year).
- 2021: Revenue of $158K, expenses of $109K, and assets of $1.6M (revenue +10.8% year-over-year).
- 2020: Revenue of $142K, expenses of $99K, and assets of $1.6M (revenue +163.2% year-over-year).
- 2019: Revenue of $54K, expenses of $95K, and assets of $1.5M (revenue +7.1% year-over-year).
- 2015: Revenue of $50K, expenses of $122K, and assets of $1.7M (revenue -89.9% year-over-year).
- 2014: Revenue of $500K, expenses of $97K, and assets of $1.8M (revenue +1132.0% year-over-year).
- 2013: Revenue of $41K, expenses of $91K, and assets of $1.4M (revenue -34.0% year-over-year).
- 2012: Revenue of $61K, expenses of $89K, and assets of $1.4M (revenue +22.5% year-over-year).
- 2011: Revenue of $50K, expenses of $87K, and assets of $1.4M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Ellen M Crouchley Tr Fbo Ridgefield Library & Hist:
Data Sources and Methodology
This transparency report for Ellen M Crouchley Tr Fbo Ridgefield Library & Hist is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.