Families & Children Together
Families & Children Together experiences recent revenue decline and deficit spending after years of growth.
EIN: 10483192 · Bangor, ME · NTEE: P320 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $1.2M |
| Total Expenses | $1.3M |
| Program Spending | 85% |
| CEO/Top Officer Pay | $1 |
| Net Assets | $964K |
| Transparency Score | 85/100 |
Is Families & Children Together Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Families & Children Together directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Families & Children Together
Families & Children Together (EIN: 10483192) is a nonprofit organization based in Bangor, ME, classified under NTEE code P320. The organization reported total revenue of $1.2M and total assets of $1.1M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Families & Children Together's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Families & Children Together is a mid-size nonprofit that has been operating for 31 years, with 8 years of IRS 990 filings on record (2011–2018). Revenue has grown at a compound annual rate of -4.3%.
Key Financial Metrics (2018)
From the most recent IRS 990 filing on record:
| Total Revenue | $1.2M |
| Total Expenses | $1.3M |
| Surplus / Deficit | $-121,915 |
| Total Assets | $1.1M |
| Total Liabilities | $97K |
| Net Assets | $964K |
| Operating Margin | -10.2% |
| Debt-to-Asset Ratio | 9.1% |
| Months of Reserves | 9.6 months |
Financial Health Grade: B
In 2018, Families & Children Together reported a deficit of $122K with expenses exceeding revenue, holds 9.6 months of operating reserves (strong position), has a debt-to-asset ratio of 9.1% (very low leverage).
Financial Trends
Over 8 years of filings (2011–2018), Families & Children Together's revenue has declined at a compound annual growth rate (CAGR) of -4.3%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2018 | -29.6% | -16.6% | -11.8% |
| 2017 | -1.5% | +3.6% | +11.7% |
| 2016 | +7.7% | -2.6% | +20.7% |
| 2015 | -16.4% | -14.4% | +1.6% |
| 2014 | -1.7% | +4.0% | +7.9% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1995 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Families & Children Together with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Families & Children Together allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2018)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $122K, with expenses exceeding revenue.
- Debt-to-asset ratio: 9.1%.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, indicating that no officers received compensation from the organization. This is a highly positive sign, suggesting a strong commitment to directing funds towards programmatic activities rather than executive salaries, especially for an organization with over $1 million in annual revenue.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Families & Children Together's IRS 990 filings:
- Significant revenue decline in the most recent fiscal year (201806)
- Expenses exceeded revenue in the latest filing (201806) by $121,915
Strengths
The following positive indicators were identified for Families & Children Together:
- Zero reported officer compensation across all filings, indicating high transparency and mission focus
- Consistent growth in assets over the long term, from $568,250 in 201106 to $1,061,478 in 201806
- Relatively stable and low liabilities over the filing periods
- Long history of consistent operation and financial reporting (8 filings)
Frequently Asked Questions about Families & Children Together
Is Families & Children Together a legitimate charity?
Based on AI analysis of IRS 990 filings, Families & Children Together (EIN: 10483192) some concerns. Mission Score: 85/100. 2 red flags identified, 4 strengths noted.
How does Families & Children Together spend its money?
Families & Children Together directs 85% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Families & Children Together tax-deductible?
Families & Children Together is registered as a tax-exempt nonprofit (EIN: 10483192). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Families & Children Together CEO make?
Families & Children Together's highest-compensated officer earns $1 annually. The organization reported $1.2M in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of Families & Children Together's spending goes to programs?
Families & Children Together directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Families & Children Together compare to similar nonprofits?
With a transparency score of 85/100 (Excellent), Families & Children Together is above average for NTEE category P320 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Families & Children Together located?
Families & Children Together is headquartered in Bangor, Maine and files with the IRS under EIN 10483192. It is classified under NTEE code P320.
How many years of IRS 990 filings does Families & Children Together have?
Families & Children Together has 8 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $1.2M in total revenue.
What caused the significant drop in revenue from $1,701,486 in 201706 to $1,198,504 in 201806?
The IRS 990 filings indicate a decrease of over $500,000 in revenue in the most recent period. Further investigation into funding sources or program changes would be necessary to understand this decline.
How does Families & Children Together plan to address the deficit spending of $121,915 in the 201806 period?
The organization's expenses ($1,320,419) exceeded its revenue ($1,198,504) in the latest filing. Future filings or financial statements would show if this was a one-time event or a continuing trend, and how it's being managed.
What is the specific breakdown of program, administrative, and fundraising expenses?
While the provided data gives total expenses, a detailed breakdown is not available. This information is crucial for a complete assessment of spending efficiency.
Filing History
IRS 990 filing history for Families & Children Together showing financial trends over 8 years of public records:
Over 8 years of IRS 990 filings (2011–2018), Families & Children Together's revenue has declined by 26.3%, moving from $1.6M to $1.2M. Total assets increased by 86.8% over the same period, from $568K to $1.1M. Total functional expenses fell by 17.1%, from $1.6M to $1.3M. In its most recent filing year (2018), Families & Children Together reported a deficit of $122K, with expenses exceeding revenue. The organization holds $97K in liabilities against $1.1M in assets (debt-to-asset ratio: 9.1%), resulting in net assets of $964K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2018 | $1.2M | $1.3M | $1.1M | $97K | — | View 990 |
| 2017 | $1.7M | $1.6M | $1.2M | $118K | — | View 990 |
| 2016 | $1.7M | $1.5M | $1.1M | $111K | — | View 990 |
| 2015 | $1.6M | $1.6M | $893K | $124K | — | View 990 |
| 2014 | $1.9M | $1.8M | $879K | $143K | — | View 990 |
| 2013 | $2.0M | $1.8M | $814K | $163K | — | View 990 |
| 2012 | $1.7M | $1.6M | $607K | $144K | — | View 990 |
| 2011 | $1.6M | $1.6M | $568K | $118K | — | View 990 |
Year-by-Year Financial Summary
- 2018: Revenue of $1.2M, expenses of $1.3M, and assets of $1.1M (revenue -29.6% year-over-year).
- 2017: Revenue of $1.7M, expenses of $1.6M, and assets of $1.2M (revenue -1.5% year-over-year).
- 2016: Revenue of $1.7M, expenses of $1.5M, and assets of $1.1M (revenue +7.7% year-over-year).
- 2015: Revenue of $1.6M, expenses of $1.6M, and assets of $893K (revenue -16.4% year-over-year).
- 2014: Revenue of $1.9M, expenses of $1.8M, and assets of $879K (revenue -1.7% year-over-year).
- 2013: Revenue of $2.0M, expenses of $1.8M, and assets of $814K (revenue +13.9% year-over-year).
- 2012: Revenue of $1.7M, expenses of $1.6M, and assets of $607K (revenue +5.3% year-over-year).
- 2011: Revenue of $1.6M, expenses of $1.6M, and assets of $568K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Families & Children Together:
Data Sources and Methodology
This transparency report for Families & Children Together is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.