Family Service Association
Family Service Association faces persistent operating deficits and declining assets over seven years.
EIN: 210635041 · Egg Harbor Township, NJ · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Expenses | $6.5M |
| Program Spending | 70% |
| CEO/Top Officer Pay | $6.5 |
| Net Assets | $-487,808 |
| Transparency Score | 45/100 |
Is Family Service Association Legit?
Significant Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Family Service Association directs 70% of its spending to programs. This meets the industry benchmark of 65% for efficient nonprofits.
About Family Service Association
Family Service Association (EIN: 210635041) is a nonprofit organization based in Egg Harbor Township, NJ. The organization reported total revenue of $0 and total assets of $0 according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Family Service Association's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Family Service Association is a mid-size nonprofit, with 7 years of IRS 990 filings on record (2011–2017). Revenue has grown at a compound annual rate of -4.7%.
Key Financial Metrics (2017)
From the most recent IRS 990 filing on record:
| Total Revenue | $6.0M |
| Total Expenses | $6.5M |
| Surplus / Deficit | $-516,056 |
| Total Assets | $1.4M |
| Total Liabilities | $1.8M |
| Net Assets | $-487,808 |
| Operating Margin | -8.6% |
| Debt-to-Asset Ratio | 136.0% |
| Months of Reserves | 2.5 months |
Financial Health Grade: D
In 2017, Family Service Association reported a deficit of $516K with expenses exceeding revenue, holds 2.5 months of operating reserves (limited), has a debt-to-asset ratio of 136.0% (high leverage).
Financial Trends
Over 7 years of filings (2011–2017), Family Service Association's revenue has declined at a compound annual growth rate (CAGR) of -4.7%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2017 | -9.2% | -5.7% | -26.7% |
| 2016 | -1.2% | +0.8% | -13.9% |
| 2015 | -0.9% | -2.4% | -20.4% |
| 2014 | -10.1% | -8.2% | -32.2% |
| 2013 | -12.4% | -12.1% | +3.4% |
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Family Service Association with a Mission Score of 45 out of 100 (Fair). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 20%
- programs: 70%
- fundraising: 10%
According to IRS 990 filings, Family Service Association allocates its expenses as follows: admin: 20%, programs: 70%, fundraising: 10%. Approximately 70% goes to programs, indicating moderate mission focus.
Key Financial Metrics (2017)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $516K, with expenses exceeding revenue.
- Debt-to-asset ratio: 136.0%.
Executive Compensation Analysis
The provided data indicates 0% officer compensation across all reported periods (2011-2017), which is highly unusual for an organization with annual expenses ranging from $6.5 million to $8.6 million. This suggests either that executive compensation is not being reported in this field, or that the organization operates with entirely unpaid leadership, which would be an atypical structure for an organization of this scale.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Family Service Association's IRS 990 filings:
- Persistent operating deficits for at least seven consecutive years (e.g., $516,056 deficit in 2017).
- Significant decline in total assets over time (from $3,842,238 in 2012 to $1,354,036 in 2017).
- Liabilities exceeding assets in the most recent filing ($1,841,844 liabilities vs. $1,354,036 assets in 2017).
- Consistent decline in revenue over the past seven years (from $8,546,898 in 2012 to $5,983,986 in 2017).
- Unusual reporting of 0% officer compensation for an organization of this scale.
Strengths
The following positive indicators were identified for Family Service Association:
- Long operational history with multiple IRS 990 filings, indicating established presence.
Frequently Asked Questions about Family Service Association
Is Family Service Association a legitimate charity?
Based on AI analysis of IRS 990 filings, Family Service Association (EIN: 210635041) significant concerns. Mission Score: 45/100. 5 red flags identified, 1 strength noted.
How does Family Service Association spend its money?
Family Service Association directs 70% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Family Service Association tax-deductible?
Family Service Association is registered as a tax-exempt nonprofit (EIN: 210635041). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Family Service Association CEO make?
Family Service Association's highest-compensated officer earns $6.5 annually. Executive compensation data is disclosed in IRS 990 filings.
What percentage of Family Service Association's spending goes to programs?
Family Service Association directs 70% to programs, 10% to fundraising. This meets the 65% industry benchmark for efficient nonprofits.
Where is Family Service Association located?
Family Service Association is headquartered in Egg Harbor Township, New Jersey and files with the IRS under EIN 210635041.
How many years of IRS 990 filings does Family Service Association have?
Family Service Association has 7 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends.
Why has Family Service Association experienced continuous operating deficits since at least 2011?
The organization has consistently reported expenses exceeding revenue, for example, $6,500,042 in expenses against $5,983,986 in revenue in 2017, indicating a structural imbalance between income and expenditures.
What is the reason for the significant decline in assets from $3,842,238 in 2012 to $1,354,036 in 2017?
The continuous operating deficits, where expenses consistently outpace revenue, likely contribute to the depletion of assets over time, as the organization may be drawing down reserves to cover shortfalls.
How does Family Service Association plan to address its long-term financial sustainability given its persistent deficits and declining asset base?
The provided data does not offer insight into future financial strategies, but the current trend of declining revenue and increasing liabilities relative to assets suggests a need for significant financial restructuring or increased fundraising efforts.
Is the '0% Officer Comp' reported across all filings accurate, and if so, how does the organization manage its leadership without compensation?
The consistent reporting of 0% officer compensation is highly unusual for an organization of this size and warrants further investigation into how executive leadership is compensated or structured, as it could indicate a reporting anomaly or a unique operational model.
Filing History
IRS 990 filing history for Family Service Association showing financial trends over 7 years of public records:
Over 7 years of IRS 990 filings (2011–2017), Family Service Association's revenue has declined by 25.2%, moving from $8.0M to $6.0M. Total assets decreased by 52.2% over the same period, from $2.8M to $1.4M. Total functional expenses fell by 19.8%, from $8.1M to $6.5M. In its most recent filing year (2017), Family Service Association reported a deficit of $516K, with expenses exceeding revenue. The organization holds $1.8M in liabilities against $1.4M in assets (debt-to-asset ratio: 136.0%), resulting in net assets of $-487,808.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2017 | $6.0M | $6.5M | $1.4M | $1.8M | — | View 990 |
| 2016 | $6.6M | $6.9M | $1.8M | $1.4M | — | View 990 |
| 2015 | $6.7M | $6.8M | $2.1M | $1.5M | — | View 990 |
| 2014 | $6.7M | $7.0M | $2.7M | $1.8M | — | View 990 |
| 2013 | $7.5M | $7.6M | $4.0M | $2.9M | — | View 990 |
| 2012 | $8.5M | $8.7M | $3.8M | $2.6M | — | View 990 |
| 2011 | $8.0M | $8.1M | $2.8M | $2.1M | — | View 990 |
Year-by-Year Financial Summary
- 2017: Revenue of $6.0M, expenses of $6.5M, and assets of $1.4M (revenue -9.2% year-over-year).
- 2016: Revenue of $6.6M, expenses of $6.9M, and assets of $1.8M (revenue -1.2% year-over-year).
- 2015: Revenue of $6.7M, expenses of $6.8M, and assets of $2.1M (revenue -0.9% year-over-year).
- 2014: Revenue of $6.7M, expenses of $7.0M, and assets of $2.7M (revenue -10.1% year-over-year).
- 2013: Revenue of $7.5M, expenses of $7.6M, and assets of $4.0M (revenue -12.4% year-over-year).
- 2012: Revenue of $8.5M, expenses of $8.7M, and assets of $3.8M (revenue +6.8% year-over-year).
- 2011: Revenue of $8.0M, expenses of $8.1M, and assets of $2.8M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Family Service Association:
Data Sources and Methodology
This transparency report for Family Service Association is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.