Financial Planning Association
Small Financial Planning Association chapter maintains modest surplus with no reported officer compensation.
EIN: 20391105 · Concord, NH · NTEE: S41 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Expenses | $27K |
| Program Spending | 80% |
| Net Assets | $46K |
| Transparency Score | 75/100 |
Is Financial Planning Association Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Financial Planning Association directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Financial Planning Association
Financial Planning Association (EIN: 20391105) is a nonprofit organization based in Concord, NH, classified under NTEE code S41. The organization reported total revenue of $0 and total assets of $0 according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Financial Planning Association's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Financial Planning Association is a micro nonprofit that has been operating for 26 years, with 2 years of IRS 990 filings on record (2011–2012). Revenue has grown at a compound annual rate of -21.5%.
Key Financial Metrics (2012)
From the most recent IRS 990 filing on record:
| Total Revenue | $33K |
| Total Expenses | $27K |
| Surplus / Deficit | +$6K |
| Total Assets | $46K |
| Net Assets | $46K |
| Operating Margin | 18.9% |
| Months of Reserves | 20.2 months |
Financial Health Grade: A
In 2012, Financial Planning Association reported a surplus of $6K with revenue exceeding expenses, holds 20.2 months of operating reserves (strong position).
Financial Trends
Over 2 years of filings (2011–2012), Financial Planning Association's revenue has declined at a compound annual growth rate (CAGR) of -21.5%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2012 | -21.5% | -15.0% | +10.5% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 2000 |
| IRS Ruling Date | 2000 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Financial Planning Association with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, Financial Planning Association allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2012)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $6K, with revenue exceeding expenses.
Executive Compensation Analysis
No officer compensation was reported in either 2011 or 2012 filings, suggesting a volunteer-led organization or that executive compensation is managed at a higher, national level, which is positive for direct program spending at this local level.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Financial Planning Association's IRS 990 filings:
- Discrepancy between 'Latest Revenue: $0' and historical filing data.
Strengths
The following positive indicators were identified for Financial Planning Association:
- Consistent financial surpluses in reported periods (2011, 2012).
- Very low to no liabilities, indicating strong financial health.
- No reported officer compensation, suggesting volunteer leadership or efficient use of funds at this level.
Frequently Asked Questions about Financial Planning Association
Is Financial Planning Association a legitimate charity?
Financial Planning Association (EIN: 20391105) is a registered tax-exempt nonprofit based in New Hampshire. Our AI analysis gives it a Mission Score of 75/100. It has 2 years of IRS 990 filings on record. 1 red flag identified. 3 strengths noted. Financial health grade: A.
How does Financial Planning Association spend its money?
Financial Planning Association directs 80% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Financial Planning Association tax-deductible?
Financial Planning Association is registered as a tax-exempt nonprofit (EIN: 20391105). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Financial Planning Association's spending goes to programs?
Financial Planning Association directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Financial Planning Association compare to similar nonprofits?
With a transparency score of 75/100 (Good), Financial Planning Association is above average for NTEE category S41 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Financial Planning Association located?
Financial Planning Association is headquartered in Concord, New Hampshire and files with the IRS under EIN 20391105. It is classified under NTEE code S41.
How many years of IRS 990 filings does Financial Planning Association have?
Financial Planning Association has 2 years of IRS 990 filings on record at NonprofitSpending. Additional filing years may become available as the IRS releases new data.
Is the Financial Planning Association (EIN: 20391105) a good charity?
Based on the available data, this specific entity appears to be a very small, financially stable organization with no reported officer compensation, which is generally positive. Its consistent surpluses and low liabilities suggest responsible financial management. However, without detailed program spending information, a full assessment of its charitable impact is limited.
Why is the latest revenue and assets listed as $0?
The provided data indicates 'Latest Revenue: $0' and 'Assets: $0', which contradicts the historical filing data. This discrepancy suggests that the 'latest' data might be an error or refer to a period for which no filing is yet available, or that the organization has ceased operations or merged since the last reported period (2012).
Filing History
IRS 990 filing history for Financial Planning Association showing financial trends over 2 years of public records:
Over 2 years of IRS 990 filings (2011–2012), Financial Planning Association's revenue has declined by 21.5%, moving from $43K to $33K. Total assets increased by 10.5% over the same period, from $41K to $46K. Total functional expenses fell by 15%, from $32K to $27K. In its most recent filing year (2012), Financial Planning Association reported a surplus of $6K, with revenue exceeding expenses.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2012 | $33K | $27K | $46K | $0 | — | View 990 |
| 2011 | $43K | $32K | $41K | $2K | — | View 990 |
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Financial Planning Association:
Data Sources and Methodology
This transparency report for Financial Planning Association is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.