Finca International Inc
Finca International Inc. shows strong financial recovery in 2023 with growing assets and zero reported officer compensation.
EIN: 133240109 · Washington, DC · NTEE: Q123 · Updated: 2026-03-28
Is Finca International Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Finca International Inc directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Finca International Inc
Finca International Inc (EIN: 133240109) is a nonprofit organization based in Washington, DC, classified under NTEE code Q123. The organization reported total revenue of $44.1M and total assets of $252.1M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Finca International Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Finca International Inc is a large nonprofit that has been operating for 40 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -3.8%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $38.7M |
| Total Expenses | $28.3M |
| Surplus / Deficit | +$10.4M |
| Total Assets | $232.9M |
| Total Liabilities | $76.3M |
| Net Assets | $156.5M |
| Operating Margin | 26.9% |
| Debt-to-Asset Ratio | 32.8% |
| Months of Reserves | 98.7 months |
Financial Health Grade: A
In 2023, Finca International Inc reported a surplus of $10.4M with revenue exceeding expenses, holds 98.7 months of operating reserves (strong position), has a debt-to-asset ratio of 32.8% (moderate leverage).
Financial Trends
Over 13 years of filings (2011–2023), Finca International Inc's revenue has declined at a compound annual growth rate (CAGR) of -3.8%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +83.5% | +9.1% | +14.8% |
| 2022 | +448.2% | +19.4% | -0.6% |
| 2021 | -76.7% | -8.2% | -7.4% |
| 2020 | -55.8% | +7.7% | -4.5% |
| 2019 | +15.1% | -0.8% | +39.2% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1986 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Finca International Inc with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Finca International Inc allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $10.4M, with revenue exceeding expenses.
- Debt-to-asset ratio: 32.8%.
Executive Compensation Analysis
The reported 0% officer compensation across all available filings is highly unusual for an organization of Finca International Inc.'s size and asset base ($232,868,784 in 2023), suggesting either a unique operational model where leadership is uncompensated, or that compensation is reported through a related entity not captured in these specific filings.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Finca International Inc's IRS 990 filings:
- Unusually low (0%) reported officer compensation, which may warrant further investigation into compensation structures or related entities.
- Significant revenue volatility over the past decade, with a sharp drop in 2021 ($3,850,146) and subsequent recovery.
Strengths
The following positive indicators were identified for Finca International Inc:
- Strong asset growth, increasing from $135,162,784 in 2014 to $232,868,784 in 2023, indicating long-term financial stability.
- Significant financial recovery in 2023, with revenues ($38,721,345) substantially exceeding expenses ($28,320,861).
- Consistent reporting of 0% officer compensation, suggesting a strong commitment to directing funds towards programmatic activities (pending further clarification).
- Healthy financial position with assets significantly exceeding liabilities ($232,868,784 assets vs. $76,335,169 liabilities in 2023).
Frequently Asked Questions about Finca International Inc
Is Finca International Inc a legitimate charity?
Based on AI analysis of IRS 990 filings, Finca International Inc (EIN: 133240109) some concerns. Mission Score: 85/100. 2 red flags identified, 4 strengths noted.
How does Finca International Inc spend its money?
Finca International Inc directs 85% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Finca International Inc tax-deductible?
Finca International Inc is registered as a tax-exempt nonprofit (EIN: 133240109). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Is Finca International Inc. a good charity?
Based on the available data, Finca International Inc. appears to be a financially sound organization with a strong commitment to its mission, evidenced by its significant asset base, recent revenue growth, and the reported 0% officer compensation. Its ability to recover from periods of deficit spending and maintain substantial assets suggests effective financial stewardship.
Why is officer compensation reported as 0%?
The consistent reporting of 0% officer compensation is highly unusual for an organization of this scale. It could indicate that executive compensation is paid by a related entity, that key leadership roles are genuinely voluntary, or that the reporting method on the 990s does not fully capture all forms of compensation. Further investigation into their organizational structure and compensation policies would be beneficial.
How has Finca International Inc.'s financial health changed over time?
Finca International Inc. has experienced significant fluctuations in revenue, from a high of $70,990,670 in 2017 to a low of $3,850,146 in 2021. However, its assets have shown consistent growth, from $135,162,784 in 2014 to $232,868,784 in 2023, indicating long-term financial stability despite revenue volatility. The organization demonstrated a strong financial recovery in 2023 after two years of deficit spending.
Filing History
IRS 990 filing history for Finca International Inc showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Finca International Inc's revenue has declined by 37.4%, moving from $61.9M to $38.7M. Total assets increased by 78.5% over the same period, from $130.5M to $232.9M. Total functional expenses fell by 35.8%, from $44.1M to $28.3M. In its most recent filing year (2023), Finca International Inc reported a surplus of $10.4M, with revenue exceeding expenses. The organization holds $76.3M in liabilities against $232.9M in assets (debt-to-asset ratio: 32.8%), resulting in net assets of $156.5M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $38.7M | $28.3M | $232.9M | $76.3M | — | View 990 |
| 2022 | $21.1M | $26.0M | $202.9M | $57.5M | — | View 990 |
| 2021 | $3.9M | $21.7M | $204.2M | $52.6M | — | View 990 |
| 2020 | $16.5M | $23.7M | $220.5M | $56.6M | — | View 990 |
| 2019 | $37.3M | $22.0M | $231.0M | $56.0M | — | View 990 |
| 2018 | $32.4M | $22.2M | $165.9M | $51.5M | — | View 990 |
| 2017 | $71.0M | $61.1M | $154.7M | $50.4M | — | View 990 |
| 2016 | $50.0M | $48.8M | $145.4M | $47.1M | — | View 990 |
| 2015 | $62.3M | $54.3M | $140.0M | $48.4M | — | View 990 |
| 2014 | $66.6M | $61.4M | $135.2M | $52.1M | — | View 990 |
| 2013 | $72.2M | $64.2M | $127.3M | $50.7M | — | View 990 |
| 2012 | $43.3M | $47.3M | $120.7M | $51.1M | — | View 990 |
| 2011 | $61.9M | $44.1M | $130.5M | $57.9M | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $38.7M, expenses of $28.3M, and assets of $232.9M (revenue +83.5% year-over-year).
- 2022: Revenue of $21.1M, expenses of $26.0M, and assets of $202.9M (revenue +448.2% year-over-year).
- 2021: Revenue of $3.9M, expenses of $21.7M, and assets of $204.2M (revenue -76.7% year-over-year).
- 2020: Revenue of $16.5M, expenses of $23.7M, and assets of $220.5M (revenue -55.8% year-over-year).
- 2019: Revenue of $37.3M, expenses of $22.0M, and assets of $231.0M (revenue +15.1% year-over-year).
- 2018: Revenue of $32.4M, expenses of $22.2M, and assets of $165.9M (revenue -54.3% year-over-year).
- 2017: Revenue of $71.0M, expenses of $61.1M, and assets of $154.7M (revenue +42.1% year-over-year).
- 2016: Revenue of $50.0M, expenses of $48.8M, and assets of $145.4M (revenue -19.9% year-over-year).
- 2015: Revenue of $62.3M, expenses of $54.3M, and assets of $140.0M (revenue -6.4% year-over-year).
- 2014: Revenue of $66.6M, expenses of $61.4M, and assets of $135.2M (revenue -7.8% year-over-year).
- 2013: Revenue of $72.2M, expenses of $64.2M, and assets of $127.3M (revenue +66.9% year-over-year).
- 2012: Revenue of $43.3M, expenses of $47.3M, and assets of $120.7M (revenue -30.1% year-over-year).
- 2011: Revenue of $61.9M, expenses of $44.1M, and assets of $130.5M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Finca International Inc:
Data Sources and Methodology
This transparency report for Finca International Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.