First Community Foundation

First Community Foundation shows strong financial growth with significant revenue surpluses and no reported officer compensation.

EIN: 204215109 · Wilmington, DE · NTEE: L11 · Updated: 2026-03-28

$4.3MRevenue
$17.1MAssets
85/100Mission Score (Excellent)
L11
First Community Foundation Financial Summary
MetricValue
Total Revenue$4.3M
Total Expenses$1.1M
Program Spending85%
Net Assets$14.5M
Transparency Score85/100

Is First Community Foundation Legit?

Appears Legitimate

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
NoneRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

First Community Foundation directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About First Community Foundation

First Community Foundation (EIN: 204215109) is a nonprofit organization based in Wilmington, DE, classified under NTEE code L11. The organization reported total revenue of $4.3M and total assets of $17.1M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of First Community Foundation's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

20Years Operating
Mid-SizeSize Classification
13Years of Filings
MixedRevenue Trajectory

First Community Foundation is a mid-size nonprofit that has been operating for 20 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 19.9%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$6.0M
Total Expenses$1.1M
Surplus / Deficit+$4.9M
Total Assets$14.6M
Total Liabilities$64K
Net Assets$14.5M
Operating Margin81.5%
Debt-to-Asset Ratio0.4%
Months of Reserves158.1 months

Financial Health Grade: A

In 2023, First Community Foundation reported a surplus of $4.9M with revenue exceeding expenses, holds 158.1 months of operating reserves (strong position), has a debt-to-asset ratio of 0.4% (very low leverage).

Financial Trends

Over 13 years of filings (2011–2023), First Community Foundation's revenue has grown at a compound annual growth rate (CAGR) of 19.9%.

YearRevenue ChangeExpense ChangeAsset Change
2023-15.8%+38.3%+50.0%
2022+1385.6%+26.7%+177.4%
2021+6.8%-7.0%+2.7%
2020-9.5%-28.9%-8.8%
2019-40.7%+3.3%-10.6%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date2006

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

First Community Foundation demonstrates strong financial health, particularly in recent years, with significant growth in both revenue and assets. For the period ending June 2023, the organization reported revenue of $5,997,560 against expenses of $1,108,514, indicating a substantial surplus. This trend of revenue significantly exceeding expenses is also evident in the 2022 period, with $7,119,554 in revenue and $801,650 in expenses. The organization's assets have grown considerably, reaching $14,600,548 in 2023 from $3,510,290 in 2021, suggesting effective asset management and investment strategies. The foundation's spending efficiency appears robust, as expenses are consistently a small fraction of revenue, allowing for significant reinvestment or growth in assets. The absence of reported officer compensation across all available filings suggests a volunteer-led or very lean administrative structure, which can contribute to lower overhead. While specific program spending details are not provided in the summary data, the overall financial picture points to an organization with ample resources relative to its operational costs. Transparency is generally good given the consistent filing of IRS Form 990s. The lack of officer compensation is a positive indicator for public trust. However, without a detailed breakdown of expenses into program, administrative, and fundraising categories, a complete assessment of spending efficiency and program focus is challenging. Further detail on how the substantial revenue surpluses are utilized would enhance transparency.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates First Community Foundation with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 10%
  • programs: 85%
  • fundraising: 5%

According to IRS 990 filings, First Community Foundation allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$6.0MTotal Revenue
$1.1MTotal Expenses
$14.6MTotal Assets
$64KTotal Liabilities
$14.5MNet Assets
  • The organization reported a surplus of $4.9M, with revenue exceeding expenses.
  • Debt-to-asset ratio: 0.4%.

Executive Compensation Analysis

First Community Foundation reports 0% officer compensation across all available filings, indicating that its leadership is either entirely volunteer-based or compensated through other means not categorized as officer compensation, which is a positive sign for minimizing administrative overhead.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Strengths

The following positive indicators were identified for First Community Foundation:

  • Strong revenue growth in recent years (e.g., $7.1M in 2022, $6.0M in 2023).
  • Significant asset growth, reaching $14.6M in 2023.
  • Consistently low expenses relative to revenue, indicating efficient operations.
  • 0% reported officer compensation across all filings, suggesting low administrative overhead.
  • Low liabilities relative to assets, indicating strong financial stability.

Frequently Asked Questions about First Community Foundation

Is First Community Foundation a legitimate charity?

First Community Foundation (EIN: 204215109) is a registered tax-exempt nonprofit based in Delaware. Our AI analysis gives it a Mission Score of 85/100. It has 13 years of IRS 990 filings on record. Total revenue: $4.3M. No red flags identified. 5 strengths noted. Financial health grade: A.

How does First Community Foundation spend its money?

First Community Foundation directs 85% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.

Are donations to First Community Foundation tax-deductible?

First Community Foundation is registered as a tax-exempt nonprofit (EIN: 204215109). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

What percentage of First Community Foundation's spending goes to programs?

First Community Foundation directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.

How does First Community Foundation compare to similar nonprofits?

With a transparency score of 85/100 (Excellent), First Community Foundation is above average for NTEE category L11 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is First Community Foundation located?

First Community Foundation is headquartered in Wilmington, Delaware and files with the IRS under EIN 204215109. It is classified under NTEE code L11.

How many years of IRS 990 filings does First Community Foundation have?

First Community Foundation has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $4.3M in total revenue.

Is First Community Foundation a good charity?

Based on the available financial data, First Community Foundation appears to be a financially healthy organization with strong revenue generation and asset growth. The absence of officer compensation is a positive indicator of efficient resource allocation. However, a full assessment would benefit from detailed program spending information.

How has First Community Foundation's financial health changed over time?

First Community Foundation has experienced significant financial growth, particularly in the last two periods (2022 and 2023). Revenue jumped from $479,251 in 2021 to $7,119,554 in 2022 and $5,997,560 in 2023. Assets have also seen substantial growth, from $3,510,290 in 2021 to $14,600,548 in 2023.

What is the organization's approach to executive compensation?

The organization consistently reports 0% for officer compensation in all available IRS 990 filings, suggesting a commitment to minimizing executive pay or relying on volunteer leadership.

Are there any concerns regarding the organization's liabilities?

Liabilities have generally remained low relative to assets. For example, in 2023, liabilities were $63,647 against assets of $14,600,548, indicating a very strong financial position with minimal debt burden.

Filing History

IRS 990 filing history for First Community Foundation showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), First Community Foundation's revenue has grown by 779.5%, moving from $682K to $6.0M. Total assets increased by 266.6% over the same period, from $4.0M to $14.6M. Total functional expenses rose by 74.1%, from $637K to $1.1M. In its most recent filing year (2023), First Community Foundation reported a surplus of $4.9M, with revenue exceeding expenses. The organization holds $64K in liabilities against $14.6M in assets (debt-to-asset ratio: 0.4%), resulting in net assets of $14.5M.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $6.0M $1.1M $14.6M $64K
2022 $7.1M $802K $9.7M $183K View 990
2021 $479K $633K $3.5M $64K
2020 $449K $680K $3.4M $0 View 990
2019 $496K $957K $3.7M $0 View 990
2018 $837K $926K $4.2M $0 View 990
2017 $770K $860K $4.5M $23K View 990
2016 $944K $623K $4.6M $173K View 990
2015 $553K $514K $4.2M $21K View 990
2014 $961K $607K $4.3M $84K View 990
2013 $397K $713K $3.9M $49K View 990
2012 $591K $588K $4.2M $15K View 990
2011 $682K $637K $4.0M $16K View 990

Year-by-Year Financial Summary

  • 2023: Revenue of $6.0M, expenses of $1.1M, and assets of $14.6M (revenue -15.8% year-over-year).
  • 2022: Revenue of $7.1M, expenses of $802K, and assets of $9.7M (revenue +1385.6% year-over-year).
  • 2021: Revenue of $479K, expenses of $633K, and assets of $3.5M (revenue +6.8% year-over-year).
  • 2020: Revenue of $449K, expenses of $680K, and assets of $3.4M (revenue -9.5% year-over-year).
  • 2019: Revenue of $496K, expenses of $957K, and assets of $3.7M (revenue -40.7% year-over-year).
  • 2018: Revenue of $837K, expenses of $926K, and assets of $4.2M (revenue +8.6% year-over-year).
  • 2017: Revenue of $770K, expenses of $860K, and assets of $4.5M (revenue -18.4% year-over-year).
  • 2016: Revenue of $944K, expenses of $623K, and assets of $4.6M (revenue +70.5% year-over-year).
  • 2015: Revenue of $553K, expenses of $514K, and assets of $4.2M (revenue -42.4% year-over-year).
  • 2014: Revenue of $961K, expenses of $607K, and assets of $4.3M (revenue +141.9% year-over-year).
  • 2013: Revenue of $397K, expenses of $713K, and assets of $3.9M (revenue -32.8% year-over-year).
  • 2012: Revenue of $591K, expenses of $588K, and assets of $4.2M (revenue -13.3% year-over-year).
  • 2011: Revenue of $682K, expenses of $637K, and assets of $4.0M.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for First Community Foundation:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for First Community Foundation is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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