First Jersey Credit Union
First Jersey Credit Union reports no revenue or assets in its latest filing.
EIN: 220766924 · Wayne, NJ · Updated: 2026-03-28
| Metric | Value |
|---|---|
| CEO/Top Officer Pay | $0 |
| Transparency Score | 50/100 |
Is First Jersey Credit Union Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
About First Jersey Credit Union
First Jersey Credit Union (EIN: 220766924) is a nonprofit organization based in Wayne, NJ. The organization reported total revenue of $0 and total assets of $0 according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of First Jersey Credit Union's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates First Jersey Credit Union with a Mission Score of 50 out of 100 (Fair). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 0%
- programs: 0%
- fundraising: 0%
According to IRS 990 filings, First Jersey Credit Union allocates its expenses as follows: admin: 0%, programs: 0%, fundraising: 0%.
Executive Compensation Analysis
With $0 in revenue and assets, there is no financial basis to analyze executive compensation. The filing does not indicate any compensation paid.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of First Jersey Credit Union's IRS 990 filings:
- No reported revenue or assets, suggesting inactivity or incomplete data.
- NTEE code is unknown, hindering classification and comparative analysis.
Strengths
The following positive indicators were identified for First Jersey Credit Union:
- Filed IRS 990, indicating basic compliance with reporting requirements.
Frequently Asked Questions about First Jersey Credit Union
Is First Jersey Credit Union a legitimate charity?
First Jersey Credit Union (EIN: 220766924) is a registered tax-exempt nonprofit based in New Jersey. Our AI analysis gives it a Mission Score of 50/100. 2 red flags identified. 1 strength noted. Financial health grade: D.
How does First Jersey Credit Union spend its money?
First Jersey Credit Union reported its financials in IRS 990 filings. Review the full spending breakdown on NonprofitSpending.
Are donations to First Jersey Credit Union tax-deductible?
First Jersey Credit Union is registered as a tax-exempt nonprofit (EIN: 220766924). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the First Jersey Credit Union CEO make?
First Jersey Credit Union's highest-compensated officer earns $0 annually. Executive compensation data is disclosed in IRS 990 filings.
Where is First Jersey Credit Union located?
First Jersey Credit Union is headquartered in Wayne, New Jersey and files with the IRS under EIN 220766924.
Is First Jersey Credit Union a good charity?
Based on the provided data showing $0 in revenue and assets, it is not possible to determine if First Jersey Credit Union is a 'good charity' as there is no operational or financial activity to evaluate.
What are First Jersey Credit Union's primary programs?
The provided data does not include information on First Jersey Credit Union's programs. With $0 in revenue and assets, no program activities are indicated.
How transparent is First Jersey Credit Union?
While the organization has filed an IRS 990, the lack of any financial data ($0 revenue, $0 assets) makes it difficult to assess operational transparency beyond the basic filing itself. There's no financial activity to be transparent about.
Data Sources and Methodology
This transparency report for First Jersey Credit Union is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.