Five Graham St
Five Graham St maintains stable assets despite consistent operational deficits and no executive compensation.
EIN: 10531224 · Portland, ME · NTEE: L22 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $334K |
| Total Expenses | $341K |
| Program Spending | 85% |
| CEO/Top Officer Pay | $300,000 |
| Net Assets | $1.8M |
| Transparency Score | 88/100 |
Is Five Graham St Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Five Graham St directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Five Graham St
Five Graham St (EIN: 10531224) is a nonprofit organization based in Portland, ME, classified under NTEE code L22. The organization reported total revenue of $334K and total assets of $1.8M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Five Graham St's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Five Graham St is a small nonprofit that has been operating for 26 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 3.7%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $329K |
| Total Expenses | $341K |
| Surplus / Deficit | $-11,530 |
| Total Assets | $1.8M |
| Total Liabilities | $30K |
| Net Assets | $1.8M |
| Operating Margin | -3.5% |
| Debt-to-Asset Ratio | 1.6% |
| Months of Reserves | 64.1 months |
Financial Health Grade: B
In 2023, Five Graham St reported a deficit of $12K with expenses exceeding revenue, holds 64.1 months of operating reserves (strong position), has a debt-to-asset ratio of 1.6% (very low leverage).
Financial Trends
Over 13 years of filings (2011–2023), Five Graham St's revenue has grown at a compound annual growth rate (CAGR) of 3.7%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +9.3% | +11.6% | -0.7% |
| 2022 | +2.2% | +2.0% | +-0.0% |
| 2021 | -1.8% | -11.3% | -0.6% |
| 2020 | +0.8% | +3.1% | -2.7% |
| 2019 | +1.0% | +5.3% | -2.2% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2000 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Five Graham St with a Mission Score of 88 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Five Graham St allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $12K, with expenses exceeding revenue.
- Debt-to-asset ratio: 1.6%.
Executive Compensation Analysis
Executive compensation has consistently been reported as 0% across all available filings, indicating that no officers or key employees receive salaries from the organization. This is highly unusual for an organization with annual expenses exceeding $300,000 and suggests a volunteer-led or externally funded leadership structure, which is a significant positive for directing funds to the mission.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Five Graham St's IRS 990 filings:
- Consistent operational deficits in recent years (e.g., 2023, 2022, 2021, 2020, 2019, 2018, 2017, 2015, 2014) where expenses exceeded revenue.
Strengths
The following positive indicators were identified for Five Graham St:
- Stable and substantial asset base, consistently over $1.8 million, providing financial security.
- Consistent reporting of 0% officer compensation, indicating high efficiency in directing funds to mission.
- Long and consistent IRS 990 filing history (13 filings), demonstrating strong transparency.
- Relatively low liabilities compared to assets, indicating good financial management.
- NTEE code L22 (Housing Development, Construction & Management) suggests a direct community benefit focus.
Frequently Asked Questions about Five Graham St
Is Five Graham St a legitimate charity?
Five Graham St (EIN: 10531224) is a registered tax-exempt nonprofit based in Maine. Our AI analysis gives it a Mission Score of 88/100. It has 13 years of IRS 990 filings on record. Total revenue: $334K. 1 red flag identified. 5 strengths noted. Financial health grade: B.
How does Five Graham St spend its money?
Five Graham St directs 85% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Five Graham St tax-deductible?
Five Graham St is registered as a tax-exempt nonprofit (EIN: 10531224). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Five Graham St CEO make?
Five Graham St's highest-compensated officer earns $300,000 annually. The organization reported $334K in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of Five Graham St's spending goes to programs?
Five Graham St directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Five Graham St compare to similar nonprofits?
With a transparency score of 88/100 (Excellent), Five Graham St is above average for NTEE category L22 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Five Graham St located?
Five Graham St is headquartered in Portland, Maine and files with the IRS under EIN 10531224. It is classified under NTEE code L22.
How many years of IRS 990 filings does Five Graham St have?
Five Graham St has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $334K in total revenue.
Is Five Graham St a good charity?
Based on the available financial data, Five Graham St appears to be a well-managed organization with a strong commitment to its mission, evidenced by its stable asset base, consistent financial reporting, and notably, 0% officer compensation. While it has run small operational deficits in recent years, its substantial assets provide a buffer.
How does Five Graham St manage its operational deficits?
Five Graham St has experienced slight operational deficits in most recent years (e.g., $11,530 in 2023, $4,092 in 2022). These deficits are relatively small compared to its annual revenue and expenses and are likely absorbed by its substantial asset base of over $1.8 million, indicating a sustainable approach rather than immediate financial distress.
What is the significance of 0% officer compensation?
The consistent reporting of 0% officer compensation is a significant positive indicator. It suggests that the organization's leadership is either entirely volunteer-based or compensated through other means not reported on the 990, allowing a greater proportion of its revenue to be directed towards its programs and mission, enhancing its efficiency.
Filing History
IRS 990 filing history for Five Graham St showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Five Graham St's revenue has grown by 54.1%, moving from $213K to $329K. Total assets decreased by 15.3% over the same period, from $2.1M to $1.8M. Total functional expenses rose by 27.2%, from $268K to $341K. In its most recent filing year (2023), Five Graham St reported a deficit of $12K, with expenses exceeding revenue. The organization holds $30K in liabilities against $1.8M in assets (debt-to-asset ratio: 1.6%), resulting in net assets of $1.8M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $329K | $341K | $1.8M | $30K | — | — |
| 2022 | $301K | $305K | $1.8M | $31K | — | View 990 |
| 2021 | $295K | $299K | $1.8M | $27K | — | View 990 |
| 2020 | $300K | $337K | $1.8M | $33K | — | View 990 |
| 2019 | $297K | $327K | $1.9M | $47K | — | View 990 |
| 2018 | $295K | $311K | $1.9M | $59K | — | View 990 |
| 2017 | $298K | $310K | $2.0M | $62K | — | — |
| 2016 | $300K | $290K | $1.9M | $18K | — | View 990 |
| 2015 | $282K | $353K | $1.9M | $30K | — | View 990 |
| 2014 | $256K | $299K | $2.0M | $24K | — | View 990 |
| 2013 | $212K | $285K | $2.0M | $20K | — | View 990 |
| 2012 | $214K | $260K | $2.1M | $20K | — | View 990 |
| 2011 | $213K | $268K | $2.1M | $19K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $329K, expenses of $341K, and assets of $1.8M (revenue +9.3% year-over-year).
- 2022: Revenue of $301K, expenses of $305K, and assets of $1.8M (revenue +2.2% year-over-year).
- 2021: Revenue of $295K, expenses of $299K, and assets of $1.8M (revenue -1.8% year-over-year).
- 2020: Revenue of $300K, expenses of $337K, and assets of $1.8M (revenue +0.8% year-over-year).
- 2019: Revenue of $297K, expenses of $327K, and assets of $1.9M (revenue +1.0% year-over-year).
- 2018: Revenue of $295K, expenses of $311K, and assets of $1.9M (revenue -1.0% year-over-year).
- 2017: Revenue of $298K, expenses of $310K, and assets of $2.0M (revenue -1.0% year-over-year).
- 2016: Revenue of $300K, expenses of $290K, and assets of $1.9M (revenue +6.5% year-over-year).
- 2015: Revenue of $282K, expenses of $353K, and assets of $1.9M (revenue +10.2% year-over-year).
- 2014: Revenue of $256K, expenses of $299K, and assets of $2.0M (revenue +20.9% year-over-year).
- 2013: Revenue of $212K, expenses of $285K, and assets of $2.0M (revenue -1.0% year-over-year).
- 2012: Revenue of $214K, expenses of $260K, and assets of $2.1M (revenue +0.1% year-over-year).
- 2011: Revenue of $213K, expenses of $268K, and assets of $2.1M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Five Graham St:
Data Sources and Methodology
This transparency report for Five Graham St is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.