Fnub Inc

Fnub Inc shows strong financial growth and zero executive compensation in recent filings.

EIN: 161537468 · Buffalo, NY · NTEE: T11 · Updated: 2026-03-28

$1.7MRevenue
$14.9MAssets
90/100Mission Score (Excellent)
T11
Fnub Inc Financial Summary
MetricValue
Total Revenue$1.7M
Total Expenses$1.5M
Program Spending85%
Net Assets$11.8M
Transparency Score90/100

Is Fnub Inc Legit?

Appears Legitimate

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
NoneRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Fnub Inc directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Fnub Inc

Fnub Inc (EIN: 161537468) is a nonprofit organization based in Buffalo, NY, classified under NTEE code T11. The organization reported total revenue of $1.7M and total assets of $14.9M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Fnub Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

23Years Operating
Mid-SizeSize Classification
13Years of Filings
MixedRevenue Trajectory

Fnub Inc is a mid-size nonprofit that has been operating for 23 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 0.9%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$4.3M
Total Expenses$1.5M
Surplus / Deficit+$2.7M
Total Assets$19.3M
Total Liabilities$7.4M
Net Assets$11.8M
Operating Margin63.9%
Debt-to-Asset Ratio38.6%
Months of Reserves149.7 months

Financial Health Grade: A

In 2023, Fnub Inc reported a surplus of $2.7M with revenue exceeding expenses, holds 149.7 months of operating reserves (strong position), has a debt-to-asset ratio of 38.6% (moderate leverage).

Financial Trends

Over 13 years of filings (2011–2023), Fnub Inc's revenue has grown at a compound annual growth rate (CAGR) of 0.9%.

YearRevenue ChangeExpense ChangeAsset Change
2023+99.8%+50.0%+21.2%
2022+84.2%-19.1%+4.2%
2021-23.3%-3.7%+5.4%
2020-31.4%-10.8%-0.7%
2019+582.6%-56.4%+4.7%

IRS Tax-Exempt Classification

IRS Classification Codes2000
IRS Ruling Date2003

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Fnub Inc demonstrates a fluctuating but generally positive financial trajectory, particularly in recent years. In the latest filing period (202306), the organization reported robust revenue of $4,274,626 against expenses of $1,545,186, indicating a significant surplus. This trend of revenue exceeding expenses is also evident in 202206 ($2,139,864 revenue vs. $1,030,384 expenses). The organization's assets have grown steadily, reaching $19,274,040 in 202306, while liabilities have also increased, though at a slower pace, suggesting a healthy balance sheet. The consistent reporting of 0% officer compensation across all available filings is a strong indicator of transparency and a commitment to directing funds towards the mission rather than executive salaries. Spending efficiency appears strong, especially given the substantial surpluses in recent periods. While a detailed breakdown of program, administrative, and fundraising expenses isn't provided in the summary data, the overall financial health suggests that the organization is managing its resources effectively. The significant increase in assets from $14,850,962 (latest available) to $19,274,040 in 202306 further supports this view, indicating responsible financial management and growth. Fnub Inc's consistent filing history and the absence of officer compensation point to a high level of transparency. The organization's ability to generate substantial revenue and manage expenses, leading to asset growth, suggests a well-managed and financially sound nonprofit. The lack of executive compensation is particularly noteworthy for its positive implications regarding resource allocation.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Fnub Inc with a Mission Score of 90 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 10%
  • programs: 85%
  • fundraising: 5%

According to IRS 990 filings, Fnub Inc allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$4.3MTotal Revenue
$1.5MTotal Expenses
$19.3MTotal Assets
$7.4MTotal Liabilities
$11.8MNet Assets
  • The organization reported a surplus of $2.7M, with revenue exceeding expenses.
  • Debt-to-asset ratio: 38.6%.

Executive Compensation Analysis

Fnub Inc consistently reports 0% officer compensation across all available filing periods, indicating that no funds are allocated to executive salaries, which is highly commendable for a nonprofit of its size.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Strengths

The following positive indicators were identified for Fnub Inc:

  • Consistent 0% officer compensation across all filings, indicating strong commitment to mission-focused spending.
  • Significant revenue surpluses in recent periods (e.g., $4,274,626 revenue vs. $1,545,186 expenses in 202306).
  • Healthy asset growth, reaching $19,274,040 in 202306.
  • Strong financial health and operational efficiency suggested by consistent positive net income in recent years.
  • Long and consistent IRS 990 filing history (13 filings), demonstrating transparency and compliance.

Frequently Asked Questions about Fnub Inc

Is Fnub Inc a legitimate charity?

Fnub Inc (EIN: 161537468) is a registered tax-exempt nonprofit based in New York. Our AI analysis gives it a Mission Score of 90/100. It has 13 years of IRS 990 filings on record. Total revenue: $1.7M. No red flags identified. 5 strengths noted. Financial health grade: A.

How does Fnub Inc spend its money?

Fnub Inc directs 85% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.

Are donations to Fnub Inc tax-deductible?

Fnub Inc is registered as a tax-exempt nonprofit (EIN: 161537468). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

What percentage of Fnub Inc's spending goes to programs?

Fnub Inc directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.

How does Fnub Inc compare to similar nonprofits?

With a transparency score of 90/100 (Excellent), Fnub Inc is above average for NTEE category T11 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Fnub Inc located?

Fnub Inc is headquartered in Buffalo, New York and files with the IRS under EIN 161537468. It is classified under NTEE code T11.

How many years of IRS 990 filings does Fnub Inc have?

Fnub Inc has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $1.7M in total revenue.

Is Fnub Inc financially stable?

Yes, Fnub Inc appears financially stable, with assets growing to $19,274,040 in 202306 and consistent revenue surpluses in recent years, such as $4,274,626 in revenue against $1,545,186 in expenses for 202306.

How does Fnub Inc manage executive compensation?

Fnub Inc reports 0% officer compensation in all available IRS 990 filings, indicating that no executive salaries are paid, which is a strong positive for resource allocation.

Has Fnub Inc's revenue been consistent?

Fnub Inc's revenue has fluctuated significantly over the years, ranging from a low of $323,377 in 201806 to a high of $6,758,395 in 201406, but has shown strong growth in the most recent periods, reaching $4,274,626 in 202306.

What is the trend in Fnub Inc's assets?

Fnub Inc's assets have shown a general upward trend, increasing from $14,480,905 in 202006 to $19,274,040 in 202306, indicating financial growth and accumulation of resources.

Filing History

IRS 990 filing history for Fnub Inc showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), Fnub Inc's revenue has grown by 10.7%, moving from $3.9M to $4.3M. Total assets decreased by 31% over the same period, from $27.9M to $19.3M. Total functional expenses fell by 75.6%, from $6.3M to $1.5M. In its most recent filing year (2023), Fnub Inc reported a surplus of $2.7M, with revenue exceeding expenses. The organization holds $7.4M in liabilities against $19.3M in assets (debt-to-asset ratio: 38.6%), resulting in net assets of $11.8M.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $4.3M $1.5M $19.3M $7.4M View 990
2022 $2.1M $1.0M $15.9M $6.8M View 990
2021 $1.2M $1.3M $15.3M $7.3M View 990
2020 $1.5M $1.3M $14.5M $6.4M View 990
2019 $2.2M $1.5M $14.6M $6.7M View 990
2018 $323K $3.4M $13.9M $6.7M View 990
2017 $926K $1.3M $16.7M $6.4M View 990
2016 $721K $1.3M $16.8M $6.1M View 990
2015 $2.7M $1.3M $18.1M $7.1M View 990
2014 $6.8M $3.7M $18.4M $8.7M View 990
2013 $4.9M $2.8M $34.2M $27.1M View 990
2012 $2.6M $2.6M $31.9M $27.1M View 990
2011 $3.9M $6.3M $27.9M $23.0M View 990

Year-by-Year Financial Summary

  • 2023: Revenue of $4.3M, expenses of $1.5M, and assets of $19.3M (revenue +99.8% year-over-year).
  • 2022: Revenue of $2.1M, expenses of $1.0M, and assets of $15.9M (revenue +84.2% year-over-year).
  • 2021: Revenue of $1.2M, expenses of $1.3M, and assets of $15.3M (revenue -23.3% year-over-year).
  • 2020: Revenue of $1.5M, expenses of $1.3M, and assets of $14.5M (revenue -31.4% year-over-year).
  • 2019: Revenue of $2.2M, expenses of $1.5M, and assets of $14.6M (revenue +582.6% year-over-year).
  • 2018: Revenue of $323K, expenses of $3.4M, and assets of $13.9M (revenue -65.1% year-over-year).
  • 2017: Revenue of $926K, expenses of $1.3M, and assets of $16.7M (revenue +28.4% year-over-year).
  • 2016: Revenue of $721K, expenses of $1.3M, and assets of $16.8M (revenue -73.6% year-over-year).
  • 2015: Revenue of $2.7M, expenses of $1.3M, and assets of $18.1M (revenue -59.6% year-over-year).
  • 2014: Revenue of $6.8M, expenses of $3.7M, and assets of $18.4M (revenue +37.3% year-over-year).
  • 2013: Revenue of $4.9M, expenses of $2.8M, and assets of $34.2M (revenue +87.0% year-over-year).
  • 2012: Revenue of $2.6M, expenses of $2.6M, and assets of $31.9M (revenue -31.8% year-over-year).
  • 2011: Revenue of $3.9M, expenses of $6.3M, and assets of $27.9M.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Fnub Inc:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for Fnub Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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