Frankenmuth Mutual Ins Co Group Health Insurance Trust
EIN: 386507902 · Frankenmuth, MI
| Metric | Value |
|---|---|
| Total Expenses | $5.7M |
| Net Assets | $1.1M |
Is Frankenmuth Mutual Ins Co Group Health Insurance Trust Legit?
Insufficient Data
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
About Frankenmuth Mutual Ins Co Group Health Insurance Trust
Frankenmuth Mutual Ins Co Group Health Insurance Trust (EIN: 386507902) is a nonprofit organization based in Frankenmuth, MI. The organization reported total revenue of $0 and total assets of $0 according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Frankenmuth Mutual Ins Co Group Health Insurance Trust's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Frankenmuth Mutual Ins Co Group Health Insurance Trust is a mid-size nonprofit, with 4 years of IRS 990 filings on record (2011–2014). Revenue has grown at a compound annual rate of 4.7%.
Key Financial Metrics (2014)
From the most recent IRS 990 filing on record:
| Total Revenue | $5.9M |
| Total Expenses | $5.7M |
| Surplus / Deficit | +$269K |
| Total Assets | $1.5M |
| Total Liabilities | $380K |
| Net Assets | $1.1M |
| Operating Margin | 4.5% |
| Debt-to-Asset Ratio | 25.7% |
| Months of Reserves | 3.1 months |
Financial Health Grade: A
In 2014, Frankenmuth Mutual Ins Co Group Health Insurance Trust reported a surplus of $269K with revenue exceeding expenses, holds 3.1 months of operating reserves (adequate), has a debt-to-asset ratio of 25.7% (moderate leverage).
Financial Trends
Over 4 years of filings (2011–2014), Frankenmuth Mutual Ins Co Group Health Insurance Trust's revenue has grown at a compound annual growth rate (CAGR) of 4.7%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2014 | +21.2% | +12.2% | +23.4% |
| 2013 | +6.0% | +10.4% | -11.8% |
| 2012 | -10.7% | -8.8% | +3.6% |
AI Analysis Pending
AI enrichment for Frankenmuth Mutual Ins Co Group Health Insurance Trust has not yet been completed. Basic IRS 990 data is shown below. Check back later for a full transparency report including a Mission Score, spending breakdown, executive compensation analysis, and red flags assessment.
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Frankenmuth Mutual Ins Co Group Health Insurance Trust with a Mission Score of 0 out of 100 (Very Poor). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Key Financial Metrics (2014)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $269K, with revenue exceeding expenses.
- Debt-to-asset ratio: 25.7%.
Frequently Asked Questions about Frankenmuth Mutual Ins Co Group Health Insurance Trust
Is Frankenmuth Mutual Ins Co Group Health Insurance Trust a legitimate charity?
Based on AI analysis of IRS 990 filings, Frankenmuth Mutual Ins Co Group Health Insurance Trust (EIN: 386507902) insufficient data. 0 red flags identified, 0 strengths noted.
How does Frankenmuth Mutual Ins Co Group Health Insurance Trust spend its money?
Detailed spending breakdown data is not yet available for Frankenmuth Mutual Ins Co Group Health Insurance Trust. Check back for updated IRS 990 analysis.
Are donations to Frankenmuth Mutual Ins Co Group Health Insurance Trust tax-deductible?
Frankenmuth Mutual Ins Co Group Health Insurance Trust is registered as a tax-exempt nonprofit (EIN: 386507902). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Where is Frankenmuth Mutual Ins Co Group Health Insurance Trust located?
Frankenmuth Mutual Ins Co Group Health Insurance Trust is headquartered in Frankenmuth, Michigan and files with the IRS under EIN 386507902.
How many years of IRS 990 filings does Frankenmuth Mutual Ins Co Group Health Insurance Trust have?
Frankenmuth Mutual Ins Co Group Health Insurance Trust has 4 years of IRS 990 filings on record at NonprofitSpending. Additional filing years may become available as the IRS releases new data.
Filing History
IRS 990 filing history for Frankenmuth Mutual Ins Co Group Health Insurance Trust showing financial trends over 4 years of public records:
Over 4 years of IRS 990 filings (2011–2014), Frankenmuth Mutual Ins Co Group Health Insurance Trust's revenue has grown by 14.7%, moving from $5.2M to $5.9M. Total assets increased by 12.8% over the same period, from $1.3M to $1.5M. Total functional expenses rose by 12.9%, from $5.0M to $5.7M. In its most recent filing year (2014), Frankenmuth Mutual Ins Co Group Health Insurance Trust reported a surplus of $269K, with revenue exceeding expenses. The organization holds $380K in liabilities against $1.5M in assets (debt-to-asset ratio: 25.7%), resulting in net assets of $1.1M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2014 | $5.9M | $5.7M | $1.5M | $380K | — | View 990 |
| 2013 | $4.9M | $5.1M | $1.2M | $403K | — | View 990 |
| 2012 | $4.6M | $4.6M | $1.4M | $379K | — | View 990 |
| 2011 | $5.2M | $5.0M | $1.3M | $240K | — | View 990 |
Year-by-Year Financial Summary
- 2014: Revenue of $5.9M, expenses of $5.7M, and assets of $1.5M (revenue +21.2% year-over-year).
- 2013: Revenue of $4.9M, expenses of $5.1M, and assets of $1.2M (revenue +6.0% year-over-year).
- 2012: Revenue of $4.6M, expenses of $4.6M, and assets of $1.4M (revenue -10.7% year-over-year).
- 2011: Revenue of $5.2M, expenses of $5.0M, and assets of $1.3M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Frankenmuth Mutual Ins Co Group Health Insurance Trust:
Data Sources and Methodology
This transparency report for Frankenmuth Mutual Ins Co Group Health Insurance Trust is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.