Frost Valley Ymca
Frost Valley YMCA: Strong Mission, High Program Spending, but Declining Revenue
EIN: 221625176 · Claryville, NY · NTEE: P27Z · Updated: 2026-04-04
| Metric | Value |
|---|---|
| Total Revenue | $21.2M |
| Total Expenses | $12.4M |
| Program Spending | 80% |
| Net Assets | $22.8M |
| Transparency Score | 85/100 |
Is Frost Valley Ymca Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Frost Valley Ymca directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Frost Valley Ymca
Frost Valley Ymca (EIN: 221625176) is a nonprofit organization based in Claryville, NY, classified under NTEE code P27Z. The organization reported total revenue of $21.2M and total assets of $36.5M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Frost Valley Ymca's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Frost Valley Ymca is a large nonprofit that has been operating for 67 years, with 14 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 0.9%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $12.8M |
| Total Expenses | $12.4M |
| Surplus / Deficit | +$465K |
| Total Assets | $34.6M |
| Total Liabilities | $11.9M |
| Net Assets | $22.8M |
| Operating Margin | 3.6% |
| Debt-to-Asset Ratio | 34.3% |
| Months of Reserves | 33.6 months |
Financial Health Grade: A
In 2023, Frost Valley Ymca reported a surplus of $465K with revenue exceeding expenses, holds 33.6 months of operating reserves (strong position), has a debt-to-asset ratio of 34.3% (moderate leverage).
Financial Trends
Over 14 years of filings (2011–2023), Frost Valley Ymca's revenue has grown at a compound annual growth rate (CAGR) of 0.9%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -35.4% | -26.1% | -2.5% |
| 2023 | +67.2% | +35.2% | +1.8% |
| 2022 | +57.1% | +38.9% | +4.4% |
| 2021 | -44.1% | -43.7% | +3.7% |
| 2020 | -12.2% | -2.3% | -8.6% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1959 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Frost Valley Ymca with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 80%
- fundraising: 10%
According to IRS 990 filings, Frost Valley Ymca allocates its expenses as follows: admin: 10%, programs: 80%, fundraising: 10%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $465K, with revenue exceeding expenses.
- Debt-to-asset ratio: 34.3%.
Executive Compensation Analysis
Executive compensation is not explicitly detailed in the provided data, as 'c0%' indicates no compensation from unrelated organizations, but specific salaries for key employees are not present in this summary.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Frost Valley Ymca's IRS 990 filings:
- Revenue has shown a significant decline from $19,874,655 in 202305 to $12,837,475 in 202312, a drop of over $7 million in a short period.
- Expenses have exceeded revenue in multiple periods (e.g., 202312: revenue $12,837,475 vs. expenses $12,372,820; 202205: revenue $11,884,684 vs. expenses $12,383,283), indicating potential operational deficits.
- Liabilities have fluctuated, reaching a high of $16,674,163 in 202205, which could impact financial stability.
Strengths
The following positive indicators were identified for Frost Valley Ymca:
- Consistently high program spending, indicating a strong commitment to its mission.
- Significant asset base, with assets generally exceeding liabilities, providing a buffer for operations.
- Long operational history with consistent financial reporting, suggesting organizational stability and accountability.
Frequently Asked Questions about Frost Valley Ymca
Is Frost Valley Ymca a legitimate charity?
Based on AI analysis of IRS 990 filings, Frost Valley Ymca (EIN: 221625176) some concerns. Mission Score: 85/100. 3 red flags identified, 3 strengths noted.
How does Frost Valley Ymca spend its money?
Frost Valley Ymca directs 80% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Frost Valley Ymca tax-deductible?
Frost Valley Ymca is registered as a tax-exempt nonprofit (EIN: 221625176). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Frost Valley Ymca's spending goes to programs?
Frost Valley Ymca directs 80% to programs, 10% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Frost Valley Ymca compare to similar nonprofits?
With a transparency score of 85/100 (Excellent), Frost Valley Ymca is above average for NTEE category P27Z nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Frost Valley Ymca located?
Frost Valley Ymca is headquartered in Claryville, New York and files with the IRS under EIN 221625176. It is classified under NTEE code P27Z.
How many years of IRS 990 filings does Frost Valley Ymca have?
Frost Valley Ymca has 14 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $21.2M in total revenue.
What does Frost Valley Ymca do?
Frost Valley Ymca is a nonprofit organization in the Human Services sector, located in Claryville, New York. It is classified under NTEE code P27Z.
How much revenue does Frost Valley Ymca have?
Frost Valley Ymca reported total revenue of $21,219,618. Based on 14 IRS 990 filings on record.
What are Frost Valley Ymca's total assets?
Frost Valley Ymca holds total assets of $36,474,841 as reported in IRS 990 filings.
Where is Frost Valley Ymca located?
Frost Valley Ymca is based in Claryville, New York.
What is Frost Valley Ymca's EIN?
Frost Valley Ymca's Employer Identification Number (EIN) is 221625176. This is the unique tax ID assigned by the IRS for tax-exempt organizations.
What type of nonprofit is Frost Valley Ymca?
Frost Valley Ymca is classified under NTEE code P27Z (Human Services).
Is Frost Valley Ymca a registered 501(c)(3)?
Yes, Frost Valley Ymca is recognized as a tax-exempt organization by the IRS. EIN: 221625176.
Does Frost Valley Ymca file IRS Form 990?
Yes, Frost Valley Ymca has 14 IRS Form 990 filings on record. The most recent covers tax period 202312.
What was Frost Valley Ymca's revenue in 2023?
In the 202312 filing period, Frost Valley Ymca reported total revenue of $12,837,475, total expenses of $12,372,820, and net assets of $34,645,597.
Is Frost Valley Ymca's revenue growing or declining?
Frost Valley Ymca's revenue is declining. Revenue went from $19,874,655 (202305) to $12,837,475 (202312), a -35.4% change. Based on 14 filings on record.
What is Frost Valley Ymca's most recent 990 filing?
The most recent IRS Form 990 filing for Frost Valley Ymca covers tax period 202312. It shows revenue of $12,837,475, expenses of $12,372,820, total assets of $34,645,597, and liabilities of $11,872,498.
How much does Frost Valley Ymca spend on programs vs administration?
Based on IRS 990 analysis, Frost Valley Ymca allocates approximately 80% of expenses to program services, 10% to administrative costs, and 10% to fundraising. This indicates strong program focus.
Is Frost Valley Ymca a trustworthy charity?
Based on AI analysis of IRS 990 data, Frost Valley Ymca appears trustworthy. Mission Score: 85/100 (Excellent). 3 red flags identified. 3 strengths noted.
What are the red flags for Frost Valley Ymca?
The following concerns were identified: Revenue has shown a significant decline from $19,874,655 in 202305 to $12,837,475 in 202312, a drop of over $7 million in a short period.. Expenses have exceeded revenue in multiple periods (e.g., 202312: revenue $12,837,475 vs. expenses $12,372,820; 202205: revenue $11,884,684 vs. expenses $12,383,283), indicating potential operational deficits.. Liabilities have fluctuated, reaching a high of $16,674,163 in 202205, which could impact financial stability.. These flags are based on automated analysis of IRS 990 public filings and should be verified independently.
What are Frost Valley Ymca's strengths?
Positive indicators for Frost Valley Ymca include: Consistently high program spending, indicating a strong commitment to its mission.. Significant asset base, with assets generally exceeding liabilities, providing a buffer for operations.. Long operational history with consistent financial reporting, suggesting organizational stability and accountability.. These findings are derived from AI analysis of the organization's financial filings.
How does Frost Valley Ymca compensate executives?
Executive compensation is not explicitly detailed in the provided data, as 'c0%' indicates no compensation from unrelated organizations, but specific salaries for key employees are not present in this summary. Executive compensation data is sourced from IRS 990 filings, which require disclosure of officer, director, and key employee pay.
Given the substantial revenue decline from $19,874,655 (202305) to $12,837,475 (202312), what specific strategic initiatives are being implemented to reverse this trend and ensure long-term financial sustainability?
The provided data does not detail specific strategic initiatives. However, such a significant drop in revenue would typically necessitate a review of fundraising strategies, program offerings, and operational efficiencies to stabilize and grow income.
With expenses frequently exceeding revenue, particularly in 202205 ($12,383,283 expenses vs. $11,884,684 revenue), how does Frost Valley YMCA manage these deficits without eroding its asset base or increasing its debt burden unsustainably?
While expenses have occasionally surpassed revenue, the organization's asset base has remained relatively stable or grown in some periods. This suggests that deficits might be covered by reserves, non-operating income, or strategic asset management, though sustained deficits could eventually strain resources.
Filing History
IRS 990 filing history for Frost Valley Ymca showing financial trends over 14 years of public records:
Over 14 years of IRS 990 filings (2011–2023), Frost Valley Ymca's revenue has grown by 11.2%, moving from $11.5M to $12.8M. Total assets increased by 6.1% over the same period, from $32.6M to $34.6M. Total functional expenses rose by 7.5%, from $11.5M to $12.4M. In its most recent filing year (2023), Frost Valley Ymca reported a surplus of $465K, with revenue exceeding expenses. The organization holds $11.9M in liabilities against $34.6M in assets (debt-to-asset ratio: 34.3%), resulting in net assets of $22.8M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $12.8M | $12.4M | $34.6M | $11.9M | — | — |
| 2023 | $19.9M | $16.7M | $35.5M | $14.1M | — | View 990 |
| 2022 | $11.9M | $12.4M | $34.9M | $16.7M | — | View 990 |
| 2021 | $7.6M | $8.9M | $33.4M | $13.5M | — | View 990 |
| 2020 | $13.5M | $15.8M | $32.2M | $11.7M | — | View 990 |
| 2019 | $15.4M | $16.2M | $35.3M | $12.5M | — | View 990 |
| 2018 | $14.6M | $15.4M | $35.5M | $11.8M | — | View 990 |
| 2017 | $14.5M | $15.1M | $34.5M | $10.7M | — | View 990 |
| 2016 | $13.7M | $13.8M | $33.6M | $10.2M | — | View 990 |
| 2015 | $3.6M | $5.5M | $34.3M | $9.7M | — | View 990 |
| 2014 | $12.8M | $12.9M | $34.3M | $7.8M | — | View 990 |
| 2013 | $12.2M | $13.0M | $34.0M | $7.6M | — | View 990 |
| 2012 | $11.8M | $12.2M | $33.5M | $7.4M | — | View 990 |
| 2011 | $11.5M | $11.5M | $32.6M | $6.7M | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $12.8M, expenses of $12.4M, and assets of $34.6M (revenue -35.4% year-over-year).
- 2023: Revenue of $19.9M, expenses of $16.7M, and assets of $35.5M (revenue +67.2% year-over-year).
- 2022: Revenue of $11.9M, expenses of $12.4M, and assets of $34.9M (revenue +57.1% year-over-year).
- 2021: Revenue of $7.6M, expenses of $8.9M, and assets of $33.4M (revenue -44.1% year-over-year).
- 2020: Revenue of $13.5M, expenses of $15.8M, and assets of $32.2M (revenue -12.2% year-over-year).
- 2019: Revenue of $15.4M, expenses of $16.2M, and assets of $35.3M (revenue +5.7% year-over-year).
- 2018: Revenue of $14.6M, expenses of $15.4M, and assets of $35.5M (revenue +0.3% year-over-year).
- 2017: Revenue of $14.5M, expenses of $15.1M, and assets of $34.5M (revenue +5.9% year-over-year).
- 2016: Revenue of $13.7M, expenses of $13.8M, and assets of $33.6M (revenue +283.4% year-over-year).
- 2015: Revenue of $3.6M, expenses of $5.5M, and assets of $34.3M (revenue -72.0% year-over-year).
- 2014: Revenue of $12.8M, expenses of $12.9M, and assets of $34.3M (revenue +4.6% year-over-year).
- 2013: Revenue of $12.2M, expenses of $13.0M, and assets of $34.0M (revenue +3.5% year-over-year).
- 2012: Revenue of $11.8M, expenses of $12.2M, and assets of $33.5M (revenue +2.4% year-over-year).
- 2011: Revenue of $11.5M, expenses of $11.5M, and assets of $32.6M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Frost Valley Ymca:
Data Sources and Methodology
This transparency report for Frost Valley Ymca is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.