Geisinger Insurance Corporation Risk Retention Group
Geisinger Insurance Corporation Risk Retention Group shows consistent revenue growth and asset accumulation with no reported officer compensation.
EIN: 141909894 · Danville, PA · NTEE: Y200 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $2.1M |
| Total Expenses | $1.7M |
| Program Spending | 85% |
| Net Assets | $2.6M |
| Transparency Score | 75/100 |
Search Intent Cockpit
Geisinger Insurance Corporation Risk Retention Group Form 990, Revenue, CEO Pay, and IRS Filing Signals
Geisinger Insurance Corporation Risk Retention Group is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Geisinger Insurance Corporation Risk Retention Group in one place.
Form 990 Filing Summary
14 filing years are available, with latest revenue of $2.0M and expenses of $1.7M.
Revenue and Expenses
Geisinger Insurance Corporation Risk Retention Group reported $2.0M in revenue and $1.7M in expenses, a surplus of $278K.
Executive Compensation
Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.
Charity Score and Red Flags
75/100 mission score, 2 red flags, and 3 strengths are shown from structured and AI review.
Is Geisinger Insurance Corporation Risk Retention Group Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $1.4M (85%) |
Across stored filings, Geisinger Insurance Corporation Risk Retention Group shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
Decision Cockpit
One-Stop Donor, Research, and Peer Context Hub
| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Some Concerns | Good filing record; 2 red flags identified |
| Mission spend | 85% to programs | Excellent |
| Financial durability | Grade A | 14 stored filing years |
| Peer context | Compare with The Garage Community And Youth Center | Pennsylvania and Category Y context |
Trust Check
Review legitimacy, deductibility, red flags, and filing consistency.
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Danville, PA nonprofitsCategory Y in Pennsylvania
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Keep the Investigation Moving
Geisinger Insurance Corporation Risk Retention Group directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Geisinger Insurance Corporation Risk Retention Group
Geisinger Insurance Corporation Risk Retention Group (EIN: 141909894) is a nonprofit organization based in Danville, PA, classified under NTEE code Y200. The organization reported total revenue of $2.1M and total assets of $4.7M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Geisinger Insurance Corporation Risk Retention Group's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Geisinger Insurance Corporation Risk Retention Group is a mid-size nonprofit that has been operating for 21 years, with 14 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 6.8%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $2.0M |
| Total Expenses | $1.7M |
| Surplus / Deficit | +$278K |
| Total Assets | $5.1M |
| Total Liabilities | $2.4M |
| Net Assets | $2.6M |
| Operating Margin | 14.2% |
| Debt-to-Asset Ratio | 48.4% |
| Months of Reserves | 36.0 months |
Financial Health Grade: A
In 2023, Geisinger Insurance Corporation Risk Retention Group reported a surplus of $278K with revenue exceeding expenses, holds 36.0 months of operating reserves (strong position), has a debt-to-asset ratio of 48.4% (moderate leverage).
Financial Trends
Over 14 years of filings (2011–2023), Geisinger Insurance Corporation Risk Retention Group's revenue has grown at a compound annual growth rate (CAGR) of 6.8%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +2.1% | +4.6% | +43.3% |
| 2022 | +15.9% | +4.5% | +14.7% |
| 2021 | +113.9% | +98.0% | +16.7% |
| 2020 | -42.7% | -44.3% | +21.5% |
| 2020 | +2.0% | +16.4% | -2.2% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2005 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Geisinger Insurance Corporation Risk Retention Group with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 85%
- fundraising: 0%
According to IRS 990 filings, Geisinger Insurance Corporation Risk Retention Group allocates its expenses as follows: admin: 15%, programs: 85%, fundraising: 0%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $278K, with revenue exceeding expenses.
- Debt-to-asset ratio: 48.4%.
Executive Compensation Analysis
No officer compensation has been reported in any of the available IRS 990 filings, which is unusual for an organization of this size and revenue, suggesting executives may be compensated by a parent entity or serve in an uncompensated capacity.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Geisinger Insurance Corporation Risk Retention Group's IRS 990 filings:
- Significant increase in liabilities without detailed explanation in available data.
- No reported officer compensation, which could obscure the true cost of leadership if compensated by a related entity.
Strengths
The following positive indicators were identified for Geisinger Insurance Corporation Risk Retention Group:
- Consistent revenue generation exceeding expenses, indicating financial stability.
- Substantial growth in assets from $2,189,036 in 201506 to $5,054,824 in 202312.
- Absence of direct officer compensation reported on the 990s, potentially reducing direct administrative overhead for this specific entity.
Frequently Asked Questions about Geisinger Insurance Corporation Risk Retention Group
Is Geisinger Insurance Corporation Risk Retention Group a legitimate charity?
Geisinger Insurance Corporation Risk Retention Group (EIN: 141909894) is a registered tax-exempt nonprofit based in Pennsylvania. Our AI analysis gives it a Mission Score of 75/100. It has 14 years of IRS 990 filings on record. Total revenue: $2.1M. 2 red flags identified. 3 strengths noted. Financial health grade: A.
How does Geisinger Insurance Corporation Risk Retention Group spend its money?
Geisinger Insurance Corporation Risk Retention Group directs 85% of its spending to programs and services. This exceeds the 65% industry benchmark.
Are donations to Geisinger Insurance Corporation Risk Retention Group tax-deductible?
Geisinger Insurance Corporation Risk Retention Group is registered as a tax-exempt nonprofit (EIN: 141909894). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How does Geisinger Insurance Corporation Risk Retention Group compare to similar nonprofits?
With a transparency score of 75/100 (Good), Geisinger Insurance Corporation Risk Retention Group is above average for NTEE category Y200 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Geisinger Insurance Corporation Risk Retention Group located?
Geisinger Insurance Corporation Risk Retention Group is headquartered in Danville, Pennsylvania and files with the IRS under EIN 141909894. It is classified under NTEE code Y200.
How many years of IRS 990 filings does Geisinger Insurance Corporation Risk Retention Group have?
Geisinger Insurance Corporation Risk Retention Group has 14 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $2.1M in total revenue.
What is the nature of the significant increase in liabilities from $393,665 in 201506 to $2,445,549 in 202312?
The filings do not provide specific details on the nature of these liabilities, but given it's a risk retention group, they could relate to insurance reserves or intercompany payables.
How are executive leaders compensated if no officer compensation is reported on the 990s?
It is likely that executive compensation is handled by a parent organization, such as Geisinger, and not directly reported on this specific entity's 990.
What specific 'program' activities does a Risk Retention Group engage in?
As a Risk Retention Group, its primary program activity is providing liability insurance coverage to its members, which are typically healthcare providers within the Geisinger system.
Filing History
IRS 990 filing history for Geisinger Insurance Corporation Risk Retention Group showing financial trends over 14 years of public records:
Over 14 years of IRS 990 filings (2011–2023), Geisinger Insurance Corporation Risk Retention Group's revenue has grown by 119.6%, moving from $894K to $2.0M. Total assets increased by 238.8% over the same period, from $1.5M to $5.1M. Total functional expenses rose by 73.3%, from $972K to $1.7M. In its most recent filing year (2023), Geisinger Insurance Corporation Risk Retention Group reported a surplus of $278K, with revenue exceeding expenses. The organization holds $2.4M in liabilities against $5.1M in assets (debt-to-asset ratio: 48.4%), resulting in net assets of $2.6M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $2.0M | $1.7M | $5.1M | $2.4M | — | View 990 |
| 2022 | $1.9M | $1.6M | $3.5M | $1.2M | — | View 990 |
| 2021 | $1.7M | $1.5M | $3.1M | $1.1M | — | View 990 |
| 2020 | $775K | $778K | $2.6M | $744K | — | View 990 |
| 2020 | $1.4M | $1.4M | $2.2M | $274K | — | View 990 |
| 2019 | $1.3M | $1.2M | $2.2M | $280K | — | View 990 |
| 2018 | $1.3M | $1.2M | $2.1M | $274K | — | View 990 |
| 2017 | $1.2M | $1.1M | $2.4M | $616K | — | View 990 |
| 2016 | $1.2M | $1.2M | $2.3M | $496K | — | View 990 |
| 2015 | $1.2M | $1.1M | $2.2M | $394K | — | View 990 |
| 2014 | $1.1M | $1.0M | $1.8M | $140K | — | View 990 |
| 2013 | $1.1M | $987K | $1.8M | $190K | — | View 990 |
| 2012 | $991K | $921K | $3.4M | $1.9M | — | View 990 |
| 2011 | $894K | $972K | $1.5M | $45K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $2.0M, expenses of $1.7M, and assets of $5.1M (revenue +2.1% year-over-year).
- 2022: Revenue of $1.9M, expenses of $1.6M, and assets of $3.5M (revenue +15.9% year-over-year).
- 2021: Revenue of $1.7M, expenses of $1.5M, and assets of $3.1M (revenue +113.9% year-over-year).
- 2020: Revenue of $775K, expenses of $778K, and assets of $2.6M (revenue -42.7% year-over-year).
- 2020: Revenue of $1.4M, expenses of $1.4M, and assets of $2.2M (revenue +2.0% year-over-year).
- 2019: Revenue of $1.3M, expenses of $1.2M, and assets of $2.2M (revenue +3.8% year-over-year).
- 2018: Revenue of $1.3M, expenses of $1.2M, and assets of $2.1M (revenue +3.4% year-over-year).
- 2017: Revenue of $1.2M, expenses of $1.1M, and assets of $2.4M (revenue +2.4% year-over-year).
- 2016: Revenue of $1.2M, expenses of $1.2M, and assets of $2.3M (revenue +1.2% year-over-year).
- 2015: Revenue of $1.2M, expenses of $1.1M, and assets of $2.2M (revenue +7.6% year-over-year).
- 2014: Revenue of $1.1M, expenses of $1.0M, and assets of $1.8M (revenue +5.1% year-over-year).
- 2013: Revenue of $1.1M, expenses of $987K, and assets of $1.8M (revenue +6.3% year-over-year).
- 2012: Revenue of $991K, expenses of $921K, and assets of $3.4M (revenue +10.9% year-over-year).
- 2011: Revenue of $894K, expenses of $972K, and assets of $1.5M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Geisinger Insurance Corporation Risk Retention Group:
Data Sources and Methodology
This transparency report for Geisinger Insurance Corporation Risk Retention Group is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.