Gene Upshaw Nfl Player Health Reimbursement Account Plan Trust
Gene Upshaw NFL Player Health Reimbursement Account Trust maintains over $1 billion in assets with no officer compensation.
EIN: 113805568 · Baltimore, MD · NTEE: Y43 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $265.8M |
| Total Expenses | $46.7M |
| Program Spending | 100% |
| Net Assets | $763.3M |
| Transparency Score | 95/100 |
Is Gene Upshaw Nfl Player Health Reimbursement Account Plan Trust Legit?
Appears Legitimate
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Gene Upshaw Nfl Player Health Reimbursement Account Plan Trust directs 100% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Gene Upshaw Nfl Player Health Reimbursement Account Plan Trust
Gene Upshaw Nfl Player Health Reimbursement Account Plan Trust (EIN: 113805568) is a nonprofit organization based in Baltimore, MD, classified under NTEE code Y43. The organization reported total revenue of $265.8M and total assets of $1.1B according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Gene Upshaw Nfl Player Health Reimbursement Account Plan Trust's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Gene Upshaw Nfl Player Health Reimbursement Account Plan Trust is a major nonprofit that has been operating for 18 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 38.9%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $135.1M |
| Total Expenses | $46.7M |
| Surplus / Deficit | +$88.3M |
| Total Assets | $763.8M |
| Total Liabilities | $524K |
| Net Assets | $763.3M |
| Operating Margin | 65.4% |
| Debt-to-Asset Ratio | 0.1% |
| Months of Reserves | 196.1 months |
Financial Health Grade: A
In 2023, Gene Upshaw Nfl Player Health Reimbursement Account Plan Trust reported a surplus of $88.3M with revenue exceeding expenses, holds 196.1 months of operating reserves (strong position), has a debt-to-asset ratio of 0.1% (very low leverage).
Financial Trends
Over 13 years of filings (2011–2023), Gene Upshaw Nfl Player Health Reimbursement Account Plan Trust's revenue has grown at a compound annual growth rate (CAGR) of 38.9%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +1161.1% | +11.0% | +11.1% |
| 2022 | -42.6% | +24.7% | -10.5% |
| 2021 | -79.1% | +50.0% | -0.4% |
| 2020 | -1.3% | +11.3% | +8.3% |
| 2019 | +24.8% | -9.4% | +13.7% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2008 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Gene Upshaw Nfl Player Health Reimbursement Account Plan Trust with a Mission Score of 95 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 0%
- programs: 100%
- fundraising: 0%
According to IRS 990 filings, Gene Upshaw Nfl Player Health Reimbursement Account Plan Trust allocates its expenses as follows: admin: 0%, programs: 100%, fundraising: 0%. With 100% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $88.3M, with revenue exceeding expenses.
- Debt-to-asset ratio: 0.1%.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, indicating that no officers receive compensation from the trust, which is highly favorable for a non-profit of this size and purpose.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Strengths
The following positive indicators were identified for Gene Upshaw Nfl Player Health Reimbursement Account Plan Trust:
- Consistent 0% officer compensation, indicating high efficiency in executive pay.
- Substantial and growing asset base, exceeding $1 billion, ensuring long-term financial stability.
- Clear focus on its stated mission as a health reimbursement account for NFL players.
- Strong financial health with significant revenue inflows in recent periods, such as $135 million in 2023.
Frequently Asked Questions about Gene Upshaw Nfl Player Health Reimbursement Account Plan Trust
Is Gene Upshaw Nfl Player Health Reimbursement Account Plan Trust a legitimate charity?
Based on AI analysis of IRS 990 filings, Gene Upshaw Nfl Player Health Reimbursement Account Plan Trust (EIN: 113805568) appears legitimate. Mission Score: 95/100. 0 red flags identified, 4 strengths noted.
How does Gene Upshaw Nfl Player Health Reimbursement Account Plan Trust spend its money?
Gene Upshaw Nfl Player Health Reimbursement Account Plan Trust directs 100% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Gene Upshaw Nfl Player Health Reimbursement Account Plan Trust tax-deductible?
Gene Upshaw Nfl Player Health Reimbursement Account Plan Trust is registered as a tax-exempt nonprofit (EIN: 113805568). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How does Gene Upshaw Nfl Player Health Reimbursement Account Plan Trust compare to similar nonprofits?
With a transparency score of 95/100 (Excellent), Gene Upshaw Nfl Player Health Reimbursement Account Plan Trust is above average for NTEE category Y43 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Gene Upshaw Nfl Player Health Reimbursement Account Plan Trust located?
Gene Upshaw Nfl Player Health Reimbursement Account Plan Trust is headquartered in Baltimore, Maryland and files with the IRS under EIN 113805568. It is classified under NTEE code Y43.
How many years of IRS 990 filings does Gene Upshaw Nfl Player Health Reimbursement Account Plan Trust have?
Gene Upshaw Nfl Player Health Reimbursement Account Plan Trust has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $265.8M in total revenue.
Is the Gene Upshaw NFL Player Health Reimbursement Account Plan Trust a good charity?
Given its purpose as a health reimbursement account trust for NFL players, its consistent 0% officer compensation, and substantial asset growth, it appears to be effectively managing its funds for its intended beneficiaries. It's not a traditional charity in the sense of public fundraising, but rather a benefit trust.
How does the organization manage its significant asset base?
With over $1 billion in assets, the trust manages a substantial pool of funds. While specific investment strategies aren't detailed in the provided summary, the consistent growth in assets suggests prudent financial management to ensure long-term availability of funds for player health reimbursements.
Why do revenue and expenses fluctuate so much year-to-year?
As a health reimbursement account trust, revenue likely consists of contributions (e.g., from the NFL or player agreements) and investment returns, while expenses are primarily health reimbursements. Both can vary significantly based on agreements, market performance, and the health needs of eligible players in any given year, as seen with revenue ranging from $53,293 in 2014 to $135 million in 2023.
Filing History
IRS 990 filing history for Gene Upshaw Nfl Player Health Reimbursement Account Plan Trust showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Gene Upshaw Nfl Player Health Reimbursement Account Plan Trust's revenue has grown by 5059.4%, moving from $2.6M to $135.1M. Total assets increased by 185.9% over the same period, from $267.1M to $763.8M. Total functional expenses rose by 1841.5%, from $2.4M to $46.7M. In its most recent filing year (2023), Gene Upshaw Nfl Player Health Reimbursement Account Plan Trust reported a surplus of $88.3M, with revenue exceeding expenses. The organization holds $524K in liabilities against $763.8M in assets (debt-to-asset ratio: 0.1%), resulting in net assets of $763.3M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $135.1M | $46.7M | $763.8M | $524K | — | View 990 |
| 2022 | $10.7M | $42.1M | $687.6M | $599K | — | View 990 |
| 2021 | $18.7M | $33.8M | $768.5M | $21.0M | — | View 990 |
| 2020 | $89.3M | $22.5M | $771.5M | $8.9M | — | View 990 |
| 2019 | $90.5M | $20.2M | $712.2M | $16.4M | — | View 990 |
| 2018 | $72.5M | $22.3M | $626.3M | $742K | — | View 990 |
| 2017 | $72.3M | $15.9M | $575.9M | $482K | — | View 990 |
| 2016 | $174.6M | $13.0M | $529.5M | $10.5M | — | View 990 |
| 2015 | $65.1M | $11.3M | $360.0M | $2.6M | — | View 990 |
| 2014 | $53K | $7.5M | $304.1M | $527K | — | View 990 |
| 2013 | $4.3M | $4.5M | $312.6M | $1.6M | — | View 990 |
| 2012 | $53.1M | $8.7M | $311.5M | $347K | — | View 990 |
| 2011 | $2.6M | $2.4M | $267.1M | $382K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $135.1M, expenses of $46.7M, and assets of $763.8M (revenue +1161.1% year-over-year).
- 2022: Revenue of $10.7M, expenses of $42.1M, and assets of $687.6M (revenue -42.6% year-over-year).
- 2021: Revenue of $18.7M, expenses of $33.8M, and assets of $768.5M (revenue -79.1% year-over-year).
- 2020: Revenue of $89.3M, expenses of $22.5M, and assets of $771.5M (revenue -1.3% year-over-year).
- 2019: Revenue of $90.5M, expenses of $20.2M, and assets of $712.2M (revenue +24.8% year-over-year).
- 2018: Revenue of $72.5M, expenses of $22.3M, and assets of $626.3M (revenue +0.3% year-over-year).
- 2017: Revenue of $72.3M, expenses of $15.9M, and assets of $575.9M (revenue -58.6% year-over-year).
- 2016: Revenue of $174.6M, expenses of $13.0M, and assets of $529.5M (revenue +168.2% year-over-year).
- 2015: Revenue of $65.1M, expenses of $11.3M, and assets of $360.0M (revenue +122091.7% year-over-year).
- 2014: Revenue of $53K, expenses of $7.5M, and assets of $304.1M (revenue -98.8% year-over-year).
- 2013: Revenue of $4.3M, expenses of $4.5M, and assets of $312.6M (revenue -91.9% year-over-year).
- 2012: Revenue of $53.1M, expenses of $8.7M, and assets of $311.5M (revenue +1930.3% year-over-year).
- 2011: Revenue of $2.6M, expenses of $2.4M, and assets of $267.1M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Gene Upshaw Nfl Player Health Reimbursement Account Plan Trust:
Data Sources and Methodology
This transparency report for Gene Upshaw Nfl Player Health Reimbursement Account Plan Trust is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.