Gonzales Charitable Trust Underwill
Gonzales Charitable Trust Underwill shows declining assets and minimal revenue, operating with zero officer compensation.
EIN: 206881245 · Guthrie Ctr, IA · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $496 |
| Total Expenses | $101 |
| Program Spending | 80% |
| Net Assets | $7K |
| Transparency Score | 60/100 |
Is Gonzales Charitable Trust Underwill Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Gonzales Charitable Trust Underwill directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Gonzales Charitable Trust Underwill
Gonzales Charitable Trust Underwill (EIN: 206881245) is a nonprofit organization based in Guthrie Ctr, IA. The organization reported total revenue of $496 and total assets of $7K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Gonzales Charitable Trust Underwill's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Gonzales Charitable Trust Underwill is a micro nonprofit, with 7 years of IRS 990 filings on record (2011–2020). Revenue has grown at a compound annual rate of 20.7%.
Key Financial Metrics (2020)
From the most recent IRS 990 filing on record:
| Total Revenue | $496 |
| Total Expenses | $101 |
| Surplus / Deficit | +$395 |
| Total Assets | $7K |
| Total Liabilities | $1 |
| Net Assets | $7K |
| Operating Margin | 79.6% |
| Debt-to-Asset Ratio | 0.0% |
| Months of Reserves | 812.1 months |
Financial Health Grade: A
In 2020, Gonzales Charitable Trust Underwill reported a surplus of $395 with revenue exceeding expenses, holds 812.1 months of operating reserves (strong position), has a debt-to-asset ratio of 0.0% (very low leverage).
Financial Trends
Over 7 years of filings (2011–2020), Gonzales Charitable Trust Underwill's revenue has grown at a compound annual growth rate (CAGR) of 20.7%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2020 | +933.3% | -90.8% | +6.1% |
| 2019 | +152.6% | +22.2% | -30.1% |
| 2015 | +1800.0% | +0.0% | -8.7% |
| 2014 | -96.0% | -10.0% | -8.2% |
| 2013 | -40.5% | — | -8.1% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Gonzales Charitable Trust Underwill with a Mission Score of 60 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 20%
- programs: 80%
- fundraising: 0%
According to IRS 990 filings, Gonzales Charitable Trust Underwill allocates its expenses as follows: admin: 20%, programs: 80%, fundraising: 0%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2020)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $395, with revenue exceeding expenses.
- Debt-to-asset ratio: 0.0%.
Executive Compensation Analysis
Executive compensation has consistently been reported as 0% of expenses across all available filings, indicating that the trust is managed without paid officers, which is appropriate for an organization of its extremely small size and financial activity.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Gonzales Charitable Trust Underwill's IRS 990 filings:
- Consistent decline in assets over time (from $11,931 in 2011 to $6,835 in 2020)
- Revenue consistently lower than expenses in most reporting periods (e.g., $48 revenue vs. $1,100 expenses in 2019)
- Extremely low revenue generation, indicating limited fundraising or income-generating activities.
Strengths
The following positive indicators were identified for Gonzales Charitable Trust Underwill:
- Zero officer compensation, indicating efficient use of funds for administrative overhead.
- Consistent filing of IRS 990 forms, demonstrating basic transparency.
- Very low liabilities reported across all periods, indicating minimal debt.
Frequently Asked Questions about Gonzales Charitable Trust Underwill
Is Gonzales Charitable Trust Underwill a legitimate charity?
Based on AI analysis of IRS 990 filings, Gonzales Charitable Trust Underwill (EIN: 206881245) some concerns. Mission Score: 60/100. 3 red flags identified, 3 strengths noted.
How does Gonzales Charitable Trust Underwill spend its money?
Gonzales Charitable Trust Underwill directs 80% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Gonzales Charitable Trust Underwill tax-deductible?
Gonzales Charitable Trust Underwill is registered as a tax-exempt nonprofit (EIN: 206881245). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Where is Gonzales Charitable Trust Underwill located?
Gonzales Charitable Trust Underwill is headquartered in Guthrie Ctr, Iowa and files with the IRS under EIN 206881245.
How many years of IRS 990 filings does Gonzales Charitable Trust Underwill have?
Gonzales Charitable Trust Underwill has 7 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $496 in total revenue.
What is the primary purpose or program activity of the Gonzales Charitable Trust Underwill?
Based on the provided financial data, the specific program activities are not detailed. The NTEE code is unknown, and the financial figures are too small to infer specific programs. The trust's expenses are minimal, suggesting very limited programmatic output.
How does the trust sustain its operations given its low revenue and declining assets?
The trust appears to sustain its operations by drawing down its existing assets. With revenues consistently below expenses in most years (e.g., $48 revenue vs. $1,100 expenses in 2019), the decline in assets from $11,931 in 2011 to $6,835 in 2020 indicates it is spending down its principal.
Is the Gonzales Charitable Trust Underwill financially stable?
No, the trust does not appear financially stable in the long term. Its assets have been steadily declining, and its revenue generation is consistently very low, often not covering its minimal expenses. This suggests a limited lifespan if current trends continue.
Filing History
IRS 990 filing history for Gonzales Charitable Trust Underwill showing financial trends over 7 years of public records:
Over 7 years of IRS 990 filings (2011–2020), Gonzales Charitable Trust Underwill's revenue has grown by 445.1%, moving from $91 to $496. Total assets decreased by 42.7% over the same period, from $12K to $7K. Total functional expenses fell by 95%, from $2K to $101. In its most recent filing year (2020), Gonzales Charitable Trust Underwill reported a surplus of $395, with revenue exceeding expenses. The organization holds $1 in liabilities against $7K in assets (debt-to-asset ratio: 0.0%), resulting in net assets of $7K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2020 | $496 | $101 | $7K | $1 | — | — |
| 2019 | $48 | $1K | $6K | $1 | — | View 990 |
| 2015 | $19 | $900 | $9K | $1 | — | View 990 |
| 2014 | $1 | $900 | $10K | $1 | — | View 990 |
| 2013 | $25 | $1K | $11K | $1 | — | View 990 |
| 2012 | $42 | $0 | $12K | $1 | — | View 990 |
| 2011 | $91 | $2K | $12K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2020: Revenue of $496, expenses of $101, and assets of $7K (revenue +933.3% year-over-year).
- 2019: Revenue of $48, expenses of $1K, and assets of $6K (revenue +152.6% year-over-year).
- 2015: Revenue of $19, expenses of $900, and assets of $9K (revenue +1800.0% year-over-year).
- 2014: Revenue of $1, expenses of $900, and assets of $10K (revenue -96.0% year-over-year).
- 2013: Revenue of $25, expenses of $1K, and assets of $11K (revenue -40.5% year-over-year).
- 2012: Revenue of $42, expenses of $0, and assets of $12K (revenue -53.8% year-over-year).
- 2011: Revenue of $91, expenses of $2K, and assets of $12K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Gonzales Charitable Trust Underwill:
Data Sources and Methodology
This transparency report for Gonzales Charitable Trust Underwill is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.