Grace And Truth Fellowship Church Inc

Grace And Truth Fellowship Church Inc consistently operates with zero liabilities and no officer compensation, showing steady asset growth.

EIN: 10946290 · Clarksville, IN · NTEE: X21 · Updated: 2026-03-28

$198KRevenue
$253KAssets
85/100Mission Score (Excellent)
X21
Grace And Truth Fellowship Church Inc Financial Summary
MetricValue
Total Revenue$198K
Total Expenses$118K
Program Spending85%
Net Assets$207K
Transparency Score85/100

Is Grace And Truth Fellowship Church Inc Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
2 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Grace And Truth Fellowship Church Inc directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Grace And Truth Fellowship Church Inc

Grace And Truth Fellowship Church Inc (EIN: 10946290) is a nonprofit organization based in Clarksville, IN, classified under NTEE code X21. The organization reported total revenue of $198K and total assets of $253K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Grace And Truth Fellowship Church Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

14Years Operating
SmallSize Classification
12Years of Filings
GrowingRevenue Trajectory

Grace And Truth Fellowship Church Inc is a small nonprofit that has been operating for 14 years, with 12 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -4.0%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$189K
Total Expenses$118K
Surplus / Deficit+$71K
Total Assets$207K
Net Assets$207K
Operating Margin37.6%
Months of Reserves21.0 months

Financial Health Grade: A

In 2023, Grace And Truth Fellowship Church Inc reported a surplus of $71K with revenue exceeding expenses, holds 21.0 months of operating reserves (strong position).

Financial Trends

Over 12 years of filings (2011–2023), Grace And Truth Fellowship Church Inc's revenue has declined at a compound annual growth rate (CAGR) of -4.0%.

YearRevenue ChangeExpense ChangeAsset Change
2023+5.8%-58.4%+52.6%
2022+4.6%+194.4%-43.7%
2021+4.3%-13.4%+59.1%
2020+2.6%+3.1%+53.6%
2019+13.4%-50.3%+111.3%

IRS Tax-Exempt Classification

IRS Classification Codes7000
IRS Ruling Date2012

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Grace And Truth Fellowship Church Inc demonstrates consistent financial operations, with revenues generally exceeding expenses in most recent years, contributing to asset growth. For example, in 2023, revenue was $189,248 against expenses of $118,034, leading to an increase in assets to $206,572. The organization consistently reports zero liabilities and zero officer compensation, which are strong indicators of financial stability and a focus on mission over executive pay. However, without a detailed breakdown of expenses into program, administrative, and fundraising categories in the provided data, a precise assessment of spending efficiency is challenging. The absence of officer compensation also suggests a volunteer-led or very lean operational structure, which can be efficient but also raises questions about the capacity for growth or complex program delivery. The organization's NTEE code X21 (Religious Organizations) often implies a different reporting structure for program activities compared to other non-profits, making direct comparisons difficult without further context on their specific programs.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Grace And Truth Fellowship Church Inc with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

According to IRS 990 filings, Grace And Truth Fellowship Church Inc allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$189KTotal Revenue
$118KTotal Expenses
$207KTotal Assets
$207KNet Assets

Executive Compensation Analysis

The organization consistently reports 0% officer compensation across all available filings, indicating a volunteer-led structure or that compensation is not paid to officers, which is highly efficient for a nonprofit of its size.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Grace And Truth Fellowship Church Inc's IRS 990 filings:

Strengths

The following positive indicators were identified for Grace And Truth Fellowship Church Inc:

Frequently Asked Questions about Grace And Truth Fellowship Church Inc

Is Grace And Truth Fellowship Church Inc a legitimate charity?

Based on AI analysis of IRS 990 filings, Grace And Truth Fellowship Church Inc (EIN: 10946290) some concerns. Mission Score: 85/100. 2 red flags identified, 4 strengths noted.

How does Grace And Truth Fellowship Church Inc spend its money?

Grace And Truth Fellowship Church Inc directs 85% of its spending to programs and services. The remaining budget covers administration and fundraising costs.

Are donations to Grace And Truth Fellowship Church Inc tax-deductible?

Grace And Truth Fellowship Church Inc is registered as a tax-exempt nonprofit (EIN: 10946290). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

What percentage of Grace And Truth Fellowship Church Inc's spending goes to programs?

Grace And Truth Fellowship Church Inc directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.

How does Grace And Truth Fellowship Church Inc compare to similar nonprofits?

With a transparency score of 85/100 (Excellent), Grace And Truth Fellowship Church Inc is above average for NTEE category X21 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Grace And Truth Fellowship Church Inc located?

Grace And Truth Fellowship Church Inc is headquartered in Clarksville, Indiana and files with the IRS under EIN 10946290. It is classified under NTEE code X21.

How many years of IRS 990 filings does Grace And Truth Fellowship Church Inc have?

Grace And Truth Fellowship Church Inc has 12 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $198K in total revenue.

What are the specific programs and activities Grace And Truth Fellowship Church Inc undertakes?

The provided IRS 990 data does not detail specific programs, but as an NTEE X21 (Religious Organization), its activities likely revolve around religious services, community outreach, and related charitable endeavors.

How does the organization manage to operate with 0% officer compensation?

Operating with 0% officer compensation suggests that leadership roles are either entirely volunteer-based or compensated through non-officer roles, which is a highly cost-effective model for a nonprofit of this size.

What caused the significant expense increase in 2022 ($283,779) compared to revenue ($178,850)?

The data shows a notable expense spike in 2022, exceeding revenue by over $100,000. This could indicate a major one-time investment, a significant program expansion, or an unusual operational cost that year, which was likely covered by accumulated assets.

Filing History

IRS 990 filing history for Grace And Truth Fellowship Church Inc showing financial trends over 12 years of public records:

Over 12 years of IRS 990 filings (2011–2023), Grace And Truth Fellowship Church Inc's revenue has declined by 38.9%, moving from $310K to $189K. Total assets increased by 39.7% over the same period, from $148K to $207K. Total functional expenses fell by 27%, from $162K to $118K. In its most recent filing year (2023), Grace And Truth Fellowship Church Inc reported a surplus of $71K, with revenue exceeding expenses.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $189K $118K $207K $0 View 990
2022 $179K $284K $135K $0 View 990
2021 $171K $96K $240K $0 View 990
2020 $164K $111K $151K $0
2019 $160K $108K $98K $0 View 990
2018 $141K $217K $47K $0 View 990
2017 $146K $130K $488K $609 View 990
2016 $133K $96K $472K $0 View 990
2015 $145K $72K $435K $0 View 990
2014 $139K $93K $432K $70K View 990
2012 $198K $77K $273K $5K View 990
2011 $310K $162K $148K $0 View 990

Year-by-Year Financial Summary

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Grace And Truth Fellowship Church Inc:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for Grace And Truth Fellowship Church Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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