Greater Capital Association Of Realtors
Greater Capital Association Of Realtors shows consistent revenue growth and asset accumulation with no reported officer compensation.
EIN: 141468905 · Albany, NY · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $2.7M |
| Total Expenses | $1.9M |
| Program Spending | 80% |
| CEO/Top Officer Pay | $2 |
| Net Assets | $4.9M |
| Transparency Score | 85/100 |
Is Greater Capital Association Of Realtors Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Greater Capital Association Of Realtors directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Greater Capital Association Of Realtors
Greater Capital Association Of Realtors (EIN: 141468905) is a nonprofit organization based in Albany, NY. The organization reported total revenue of $2.7M and total assets of $6.5M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Greater Capital Association Of Realtors's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Greater Capital Association Of Realtors is a mid-size nonprofit that has been operating for 32 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -4.5%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $2.5M |
| Total Expenses | $1.9M |
| Surplus / Deficit | +$614K |
| Total Assets | $5.7M |
| Total Liabilities | $803K |
| Net Assets | $4.9M |
| Operating Margin | 24.8% |
| Debt-to-Asset Ratio | 14.1% |
| Months of Reserves | 36.8 months |
Financial Health Grade: A
In 2023, Greater Capital Association Of Realtors reported a surplus of $614K with revenue exceeding expenses, holds 36.8 months of operating reserves (strong position), has a debt-to-asset ratio of 14.1% (very low leverage).
Financial Trends
Over 13 years of filings (2011–2023), Greater Capital Association Of Realtors's revenue has declined at a compound annual growth rate (CAGR) of -4.5%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -2.1% | +2.8% | +13.8% |
| 2022 | +25.8% | +15.9% | +15.2% |
| 2021 | +10.5% | +8.7% | +12.3% |
| 2020 | +1.4% | +0.1% | +13.3% |
| 2019 | +0.6% | +10.1% | +9.8% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 2000 |
| IRS Ruling Date | 1994 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Greater Capital Association Of Realtors with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, Greater Capital Association Of Realtors allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $614K, with revenue exceeding expenses.
- Debt-to-asset ratio: 14.1%.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all available filings, suggesting that executive leadership is either volunteer-based or compensated through means not classified as officer compensation, which is unusual for an organization of its size with over $2 million in annual revenue.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Greater Capital Association Of Realtors's IRS 990 filings:
- Consistent 0% officer compensation for an organization of this size warrants further investigation into how executive leadership is compensated or structured.
- Lack of detailed expense breakdown (program, admin, fundraising) in the provided data limits a full assessment of spending efficiency.
Strengths
The following positive indicators were identified for Greater Capital Association Of Realtors:
- Consistent revenue growth from $1.3M in 2016 to $2.4M in 2023, indicating financial stability.
- Healthy asset growth, more than doubling from $2.4M in 2017 to $5.7M in 2023.
- Consistent operational surpluses, with expenses generally well below revenue (e.g., $1.8M expenses vs. $2.4M revenue in 2023).
- Strong financial reserves, with assets significantly exceeding liabilities (e.g., $5.7M assets vs. $802K liabilities in 2023).
- Regular and consistent IRS 990 filing history (13 filings), indicating good compliance and transparency.
Frequently Asked Questions about Greater Capital Association Of Realtors
Is Greater Capital Association Of Realtors a legitimate charity?
Greater Capital Association Of Realtors (EIN: 141468905) is a registered tax-exempt nonprofit based in New York. Our AI analysis gives it a Mission Score of 85/100. It has 13 years of IRS 990 filings on record. Total revenue: $2.7M. 2 red flags identified. 5 strengths noted. Financial health grade: A.
How does Greater Capital Association Of Realtors spend its money?
Greater Capital Association Of Realtors directs 80% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Greater Capital Association Of Realtors tax-deductible?
Greater Capital Association Of Realtors is registered as a tax-exempt nonprofit (EIN: 141468905). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Greater Capital Association Of Realtors CEO make?
Greater Capital Association Of Realtors's highest-compensated officer earns $2 annually. The organization reported $2.7M in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of Greater Capital Association Of Realtors's spending goes to programs?
Greater Capital Association Of Realtors directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
Where is Greater Capital Association Of Realtors located?
Greater Capital Association Of Realtors is headquartered in Albany, New York and files with the IRS under EIN 141468905.
How many years of IRS 990 filings does Greater Capital Association Of Realtors have?
Greater Capital Association Of Realtors has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $2.7M in total revenue.
How does the organization manage to report 0% officer compensation with over $2 million in annual revenue?
The provided data consistently shows 0% officer compensation. This could indicate a volunteer-led executive team, or that executive salaries are categorized under other expense lines, which would require reviewing the full 990 forms for clarification.
What caused the significant spike in revenue and expenses in 2014-2015?
In 2015, revenue was $5,196,626 and expenses were $5,121,995, significantly higher than surrounding years. This suggests a major event, project, or change in accounting, which would need further investigation of the specific 990 filings for those years.
What are the specific program services provided by the Greater Capital Association Of Realtors?
The NTEE code is unknown, and the provided financial data does not detail specific program services. To understand the mission impact, one would need to consult the organization's website or full IRS 990 filings for program descriptions.
Filing History
IRS 990 filing history for Greater Capital Association Of Realtors showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Greater Capital Association Of Realtors's revenue has declined by 42.1%, moving from $4.3M to $2.5M. Total assets increased by 257.7% over the same period, from $1.6M to $5.7M. Total functional expenses fell by 57.2%, from $4.3M to $1.9M. In its most recent filing year (2023), Greater Capital Association Of Realtors reported a surplus of $614K, with revenue exceeding expenses. The organization holds $803K in liabilities against $5.7M in assets (debt-to-asset ratio: 14.1%), resulting in net assets of $4.9M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $2.5M | $1.9M | $5.7M | $803K | — | View 990 |
| 2022 | $2.5M | $1.8M | $5.0M | $723K | — | View 990 |
| 2021 | $2.0M | $1.6M | $4.3M | $778K | — | — |
| 2020 | $1.8M | $1.4M | $3.9M | $749K | — | — |
| 2019 | $1.8M | $1.4M | $3.4M | $676K | — | View 990 |
| 2018 | $1.8M | $1.3M | $3.1M | $730K | — | View 990 |
| 2017 | $2.0M | $1.2M | $2.5M | $578K | — | View 990 |
| 2016 | $1.3M | $1.2M | $1.5M | $356K | — | View 990 |
| 2015 | $5.2M | $5.1M | $1.8M | $734K | — | View 990 |
| 2014 | $4.2M | $4.2M | $1.5M | $542K | — | View 990 |
| 2013 | $3.7M | $3.9M | $1.2M | $253K | — | View 990 |
| 2012 | $3.6M | $3.7M | $1.5M | $317K | — | View 990 |
| 2011 | $4.3M | $4.3M | $1.6M | $426K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $2.5M, expenses of $1.9M, and assets of $5.7M (revenue -2.1% year-over-year).
- 2022: Revenue of $2.5M, expenses of $1.8M, and assets of $5.0M (revenue +25.8% year-over-year).
- 2021: Revenue of $2.0M, expenses of $1.6M, and assets of $4.3M (revenue +10.5% year-over-year).
- 2020: Revenue of $1.8M, expenses of $1.4M, and assets of $3.9M (revenue +1.4% year-over-year).
- 2019: Revenue of $1.8M, expenses of $1.4M, and assets of $3.4M (revenue +0.6% year-over-year).
- 2018: Revenue of $1.8M, expenses of $1.3M, and assets of $3.1M (revenue -9.6% year-over-year).
- 2017: Revenue of $2.0M, expenses of $1.2M, and assets of $2.5M (revenue +48.4% year-over-year).
- 2016: Revenue of $1.3M, expenses of $1.2M, and assets of $1.5M (revenue -74.4% year-over-year).
- 2015: Revenue of $5.2M, expenses of $5.1M, and assets of $1.8M (revenue +24.9% year-over-year).
- 2014: Revenue of $4.2M, expenses of $4.2M, and assets of $1.5M (revenue +13.2% year-over-year).
- 2013: Revenue of $3.7M, expenses of $3.9M, and assets of $1.2M (revenue +1.9% year-over-year).
- 2012: Revenue of $3.6M, expenses of $3.7M, and assets of $1.5M (revenue -15.6% year-over-year).
- 2011: Revenue of $4.3M, expenses of $4.3M, and assets of $1.6M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Greater Capital Association Of Realtors:
Data Sources and Methodology
This transparency report for Greater Capital Association Of Realtors is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.