Habitat For Hope
Habitat For Hope shows declining assets and high liabilities, with no reported officer compensation.
EIN: 203340646 · Memphis, TN · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Expenses | $267K |
| Program Spending | 80% |
| Net Assets | $32K |
| Transparency Score | 70/100 |
Is Habitat For Hope Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Habitat For Hope directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Habitat For Hope
Habitat For Hope (EIN: 203340646) is a nonprofit organization based in Memphis, TN. The organization reported total revenue of $0 and total assets of $0 according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Habitat For Hope's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Habitat For Hope is a small nonprofit, with 4 years of IRS 990 filings on record (2011–2014). Revenue has grown at a compound annual rate of 13.9%.
Key Financial Metrics (2014)
From the most recent IRS 990 filing on record:
| Total Revenue | $267K |
| Total Expenses | $267K |
| Surplus / Deficit | +$318 |
| Total Assets | $290K |
| Total Liabilities | $257K |
| Net Assets | $32K |
| Operating Margin | 0.1% |
| Debt-to-Asset Ratio | 88.8% |
| Months of Reserves | 13.0 months |
Financial Health Grade: A
In 2014, Habitat For Hope reported a surplus of $318 with revenue exceeding expenses, holds 13.0 months of operating reserves (strong position), has a debt-to-asset ratio of 88.8% (high leverage).
Financial Trends
Over 4 years of filings (2011–2014), Habitat For Hope's revenue has grown at a compound annual growth rate (CAGR) of 13.9%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2014 | +17.0% | -7.2% | -1.2% |
| 2013 | +7.5% | +19.1% | -8.0% |
| 2012 | +17.5% | +14.3% | -12.0% |
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Habitat For Hope with a Mission Score of 70 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, Habitat For Hope allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2014)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $318, with revenue exceeding expenses.
- Debt-to-asset ratio: 88.8%.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, indicating that the organization's leadership is either entirely volunteer-based or compensated through non-officer roles, which is highly efficient for an organization of this size.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Habitat For Hope's IRS 990 filings:
- Declining asset base from $362,000 in 2011 to $289,747 in 2014.
- High liabilities consistently exceeding 80% of assets.
- Reported $0 for latest revenue and assets, indicating a potential operational halt or data discrepancy.
Strengths
The following positive indicators were identified for Habitat For Hope:
- Consistent 0% officer compensation, indicating efficient use of funds for leadership.
- Maintained operations with revenues in the low to mid-$200,000s for several years.
- Expenses generally aligned with revenues, suggesting operational control in prior years.
Frequently Asked Questions about Habitat For Hope
Is Habitat For Hope a legitimate charity?
Habitat For Hope (EIN: 203340646) is a registered tax-exempt nonprofit based in Tennessee. Our AI analysis gives it a Mission Score of 70/100. It has 4 years of IRS 990 filings on record. 3 red flags identified. 3 strengths noted. Financial health grade: A.
How does Habitat For Hope spend its money?
Habitat For Hope directs 80% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Habitat For Hope tax-deductible?
Habitat For Hope is registered as a tax-exempt nonprofit (EIN: 203340646). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Habitat For Hope's spending goes to programs?
Habitat For Hope directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
Where is Habitat For Hope located?
Habitat For Hope is headquartered in Memphis, Tennessee and files with the IRS under EIN 203340646.
How many years of IRS 990 filings does Habitat For Hope have?
Habitat For Hope has 4 years of IRS 990 filings on record at NonprofitSpending. Additional filing years may become available as the IRS releases new data.
What caused the reported $0 revenue and assets in the latest data?
The provided data shows $0 for latest revenue and assets, which is a significant departure from previous years' active financial operations. This could indicate a recent cessation of operations, a change in filing status, or an error in the provided 'latest' data point.
How does Habitat For Hope manage its high liabilities relative to assets?
The organization consistently reported liabilities exceeding 80% of its assets (e.g., $257,273 liabilities vs. $289,747 assets in 2014). Understanding the nature of these liabilities (e.g., program-related debt, mortgages, restricted funds) is crucial for assessing financial risk.
What is the organization's NTEE code and specific program activities?
The NTEE code is unknown, and without it, it's difficult to precisely categorize Habitat For Hope's mission and compare its financial metrics to similar organizations. More information on its specific programs would clarify its impact.
Filing History
IRS 990 filing history for Habitat For Hope showing financial trends over 4 years of public records:
Over 4 years of IRS 990 filings (2011–2014), Habitat For Hope's revenue has grown by 47.8%, moving from $181K to $267K. Total assets decreased by 20% over the same period, from $362K to $290K. Total functional expenses rose by 26.3%, from $211K to $267K. In its most recent filing year (2014), Habitat For Hope reported a surplus of $318, with revenue exceeding expenses. The organization holds $257K in liabilities against $290K in assets (debt-to-asset ratio: 88.8%), resulting in net assets of $32K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2014 | $267K | $267K | $290K | $257K | — | View 990 |
| 2013 | $228K | $288K | $293K | $261K | — | View 990 |
| 2012 | $213K | $242K | $319K | $227K | — | View 990 |
| 2011 | $181K | $211K | $362K | $242K | — | View 990 |
Year-by-Year Financial Summary
- 2014: Revenue of $267K, expenses of $267K, and assets of $290K (revenue +17.0% year-over-year).
- 2013: Revenue of $228K, expenses of $288K, and assets of $293K (revenue +7.5% year-over-year).
- 2012: Revenue of $213K, expenses of $242K, and assets of $319K (revenue +17.5% year-over-year).
- 2011: Revenue of $181K, expenses of $211K, and assets of $362K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Habitat For Hope:
Data Sources and Methodology
This transparency report for Habitat For Hope is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.