Habitat For Humanity International Inc

Habitat For Humanity International Inc shows asset growth and no reported officer compensation, but recent liabilities have increased.

EIN: 203407734 · New Whiteland, IN · NTEE: L20Z · Updated: 2026-03-28

$803KRevenue
$791KGross Revenue
$1.8MAssets
88/100Mission Score (Excellent)
L20Z
Habitat For Humanity International Inc Financial Summary
MetricValue
Total Revenue$803K
Total Expenses$447K
Program Spending85%
Net Assets$1.2M
Transparency Score88/100

Is Habitat For Humanity International Inc Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
2 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Habitat For Humanity International Inc directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Habitat For Humanity International Inc

Habitat For Humanity International Inc (EIN: 203407734) is a nonprofit organization based in New Whiteland, IN, classified under NTEE code L20Z. The organization reported total revenue of $803K and total assets of $1.8M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Habitat For Humanity International Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

39Years Operating
SmallSize Classification
13Years of Filings
MixedRevenue Trajectory

Habitat For Humanity International Inc is a small nonprofit that has been operating for 39 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 3.9%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$554K
Total Expenses$447K
Surplus / Deficit+$106K
Total Assets$1.9M
Total Liabilities$680K
Net Assets$1.2M
Operating Margin19.2%
Debt-to-Asset Ratio35.2%
Months of Reserves51.8 months

Financial Health Grade: A

In 2023, Habitat For Humanity International Inc reported a surplus of $106K with revenue exceeding expenses, holds 51.8 months of operating reserves (strong position), has a debt-to-asset ratio of 35.2% (moderate leverage).

Financial Trends

Over 13 years of filings (2011–2023), Habitat For Humanity International Inc's revenue has grown at a compound annual growth rate (CAGR) of 3.9%.

YearRevenue ChangeExpense ChangeAsset Change
2023-42.0%-55.2%+66.5%
2022+43.3%+176.9%-7.4%
2021-14.3%-50.8%+27.3%
2020+17.2%+41.5%+0.8%
2019+58.9%+89.0%+14.8%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date1987

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Habitat For Humanity International Inc, based in New Whiteland, IN, demonstrates a generally stable financial profile, though with some fluctuations in recent years. In the latest filing (202306), the organization reported revenue of $553,870 against expenses of $447,386, indicating a surplus. However, the previous period (202206) saw expenses ($999,719) exceeding revenue ($955,714), suggesting a deficit. The organization's assets have shown consistent growth over the past decade, reaching $1,929,456 in 202306, which is a positive indicator of long-term stability. Liabilities have also increased, notably to $679,552 in 202306, which warrants monitoring. The organization's spending efficiency appears to be strong, with a consistent trend of expenses being managed relative to revenue. The absence of reported officer compensation across all available filings suggests a high degree of volunteer leadership or that compensation is reported under other categories, which could be a positive sign for donor confidence if leadership is truly uncompensated. However, without a detailed breakdown of program, administrative, and fundraising expenses, a precise assessment of spending efficiency is challenging. The NTEE code L20Z (Housing, Shelter, & Homeless Services) aligns well with the Habitat for Humanity mission, suggesting a clear program focus. Transparency is generally good, with 13 filings available, indicating consistent reporting to the IRS. The detailed financial figures provided allow for a reasonable level of scrutiny. The lack of reported officer compensation is a notable point for transparency, as it either indicates a highly volunteer-driven leadership or a reporting method that consolidates compensation, which would require further clarification for complete transparency. Overall, the organization appears to be financially sound with a strong asset base, but the recent increase in liabilities and revenue fluctuations should be observed.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Habitat For Humanity International Inc with a Mission Score of 88 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

According to IRS 990 filings, Habitat For Humanity International Inc allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$554KTotal Revenue
$447KTotal Expenses
$1.9MTotal Assets
$680KTotal Liabilities
$1.2MNet Assets

Executive Compensation Analysis

No officer compensation has been reported across all 13 available IRS 990 filings, suggesting either a fully volunteer-led executive team or that compensation is categorized differently, which is highly favorable for donor perception of efficiency.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Habitat For Humanity International Inc's IRS 990 filings:

Strengths

The following positive indicators were identified for Habitat For Humanity International Inc:

Frequently Asked Questions about Habitat For Humanity International Inc

Is Habitat For Humanity International Inc a legitimate charity?

Habitat For Humanity International Inc (EIN: 203407734) is a registered tax-exempt nonprofit based in Indiana. Our AI analysis gives it a Mission Score of 88/100. It has 13 years of IRS 990 filings on record. Total revenue: $803K. 2 red flags identified. 4 strengths noted. Financial health grade: A.

How does Habitat For Humanity International Inc spend its money?

Habitat For Humanity International Inc directs 85% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.

Are donations to Habitat For Humanity International Inc tax-deductible?

Habitat For Humanity International Inc is registered as a tax-exempt nonprofit (EIN: 203407734). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

What percentage of Habitat For Humanity International Inc's spending goes to programs?

Habitat For Humanity International Inc directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.

How does Habitat For Humanity International Inc compare to similar nonprofits?

With a transparency score of 88/100 (Excellent), Habitat For Humanity International Inc is above average for NTEE category L20Z nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Habitat For Humanity International Inc located?

Habitat For Humanity International Inc is headquartered in New Whiteland, Indiana and files with the IRS under EIN 203407734. It is classified under NTEE code L20Z.

How many years of IRS 990 filings does Habitat For Humanity International Inc have?

Habitat For Humanity International Inc has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $803K in total revenue.

Is Habitat For Humanity International Inc financially stable?

Yes, the organization appears financially stable, with assets growing to $1,929,456 in 202306. While there was a deficit in 202206, the 202306 filing shows a surplus of $106,484 (Revenue $553,870 - Expenses $447,386).

How has the organization's revenue trended recently?

Revenue has fluctuated, with $955,714 in 202206, dropping to $553,870 in 202306, after a previous high of $955,714. This indicates some variability in funding streams.

What is the trend in the organization's liabilities?

Liabilities have shown an increasing trend, particularly in the latest filing, jumping from $15,426 in 202206 to $679,552 in 202306. This significant increase warrants further investigation.

Does the organization pay its officers?

Based on the provided IRS 990 data, there is 0% officer compensation reported across all 13 filings, suggesting that officers are either unpaid or their compensation is not reported under this specific category.

Filing History

IRS 990 filing history for Habitat For Humanity International Inc showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), Habitat For Humanity International Inc's revenue has grown by 58.4%, moving from $350K to $554K. Total assets increased by 369.4% over the same period, from $411K to $1.9M. Total functional expenses rose by 51.6%, from $295K to $447K. In its most recent filing year (2023), Habitat For Humanity International Inc reported a surplus of $106K, with revenue exceeding expenses. The organization holds $680K in liabilities against $1.9M in assets (debt-to-asset ratio: 35.2%), resulting in net assets of $1.2M.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $554K $447K $1.9M $680K
2022 $956K $1000K $1.2M $15K View 990
2021 $667K $361K $1.3M $63K View 990
2020 $779K $733K $982K $101K View 990
2019 $664K $518K $975K $138K
2018 $418K $274K $849K $158K View 990
2017 $430K $422K $746K $199K View 990
2016 $404K $500K $657K $118K View 990
2015 $341K $271K $695K $61K View 990
2014 $355K $333K $606K $41K View 990
2013 $368K $296K $565K $22K View 990
2012 $398K $293K $516K $6K View 990
2011 $350K $295K $411K $6K View 990

Year-by-Year Financial Summary

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Habitat For Humanity International Inc:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for Habitat For Humanity International Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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