Habitat For Humanity International Inc
Habitat For Humanity International Inc reports a deficit in its latest filing, with liabilities significantly increasing.
EIN: 20485406 · Warner, NH · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $122K |
| Total Expenses | $176K |
| Program Spending | 75% |
| Net Assets | $294K |
| Transparency Score | 65/100 |
Is Habitat For Humanity International Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Habitat For Humanity International Inc directs 75% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Habitat For Humanity International Inc
Habitat For Humanity International Inc (EIN: 20485406) is a nonprofit organization based in Warner, NH. The organization reported total revenue of $122K and total assets of $405K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Habitat For Humanity International Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Habitat For Humanity International Inc is a small nonprofit that has been operating for 39 years, with 3 years of IRS 990 filings on record (2022–2024). Revenue has grown at a compound annual rate of 1190.1%.
Key Financial Metrics (2024)
From the most recent IRS 990 filing on record:
| Total Revenue | $146K |
| Total Expenses | $176K |
| Surplus / Deficit | $-29,378 |
| Total Assets | $412K |
| Total Liabilities | $118K |
| Net Assets | $294K |
| Operating Margin | -20.1% |
| Debt-to-Asset Ratio | 28.6% |
| Months of Reserves | 28.1 months |
Financial Health Grade: B
In 2024, Habitat For Humanity International Inc reported a deficit of $29K with expenses exceeding revenue, holds 28.1 months of operating reserves (strong position), has a debt-to-asset ratio of 28.6% (moderate leverage).
Financial Trends
Over 3 years of filings (2022–2024), Habitat For Humanity International Inc's revenue has grown at a compound annual growth rate (CAGR) of 1190.1%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2024 | +97.7% | +163.2% | +26.1% |
| 2023 | +8318.5% | +121.8% | +2.9% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1987 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Habitat For Humanity International Inc with a Mission Score of 65 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 75%
- fundraising: 10%
According to IRS 990 filings, Habitat For Humanity International Inc allocates its expenses as follows: admin: 15%, programs: 75%, fundraising: 10%. With 75% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2024)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $29K, with expenses exceeding revenue.
- Debt-to-asset ratio: 28.6%.
Executive Compensation Analysis
Executive compensation is reported as 0% across all three periods, suggesting that the organization's leadership may be entirely volunteer-based or compensated through non-officer roles, which is a positive for resource allocation.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Habitat For Humanity International Inc's IRS 990 filings:
- Significant increase in liabilities from $3,357 to $117,920 in one year (202306 to 202406).
- Operating at a deficit in the latest fiscal period (202406), with expenses ($175,679) exceeding revenue ($146,301).
- Highly volatile revenue streams over the past three years, ranging from $879 to $146,301.
Strengths
The following positive indicators were identified for Habitat For Humanity International Inc:
- Consistent reporting of 0% officer compensation, indicating efficient use of funds in this area.
- Positive net assets, despite recent deficit, with assets of $411,783 in 202406.
Frequently Asked Questions about Habitat For Humanity International Inc
Is Habitat For Humanity International Inc a legitimate charity?
Based on AI analysis of IRS 990 filings, Habitat For Humanity International Inc (EIN: 20485406) some concerns. Mission Score: 65/100. 3 red flags identified, 2 strengths noted.
How does Habitat For Humanity International Inc spend its money?
Habitat For Humanity International Inc directs 75% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Habitat For Humanity International Inc tax-deductible?
Habitat For Humanity International Inc is registered as a tax-exempt nonprofit (EIN: 20485406). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Habitat For Humanity International Inc's spending goes to programs?
Habitat For Humanity International Inc directs 75% to programs, 10% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
Where is Habitat For Humanity International Inc located?
Habitat For Humanity International Inc is headquartered in Warner, New Hampshire and files with the IRS under EIN 20485406.
How many years of IRS 990 filings does Habitat For Humanity International Inc have?
Habitat For Humanity International Inc has 3 years of IRS 990 filings on record at NonprofitSpending. Additional filing years may become available as the IRS releases new data. The most recent filing shows $122K in total revenue.
Why did liabilities increase so dramatically from $3,357 in 2023 to $117,920 in 2024?
The significant increase in liabilities from $3,357 in 202306 to $117,920 in 202406 is a key financial concern that requires further investigation into the nature of these new obligations.
What caused the deficit of $29,378 in the 202406 period?
In the 202406 period, expenses of $175,679 exceeded revenue of $146,301, resulting in a deficit of $29,378. Understanding the specific expense categories contributing to this deficit would be crucial.
How does this specific Habitat for Humanity affiliate manage its program delivery with fluctuating revenues?
The organization's revenue has varied significantly, from $879 in 202206 to $146,301 in 202406. This fluctuation raises questions about the consistency and sustainability of its program funding and delivery.
Filing History
IRS 990 filing history for Habitat For Humanity International Inc showing financial trends over 3 years of public records:
Over 3 years of IRS 990 filings (2022–2024), Habitat For Humanity International Inc's revenue has grown by 16544%, moving from $879 to $146K. Total assets increased by 29.7% over the same period, from $317K to $412K. Total functional expenses rose by 483.8%, from $30K to $176K. In its most recent filing year (2024), Habitat For Humanity International Inc reported a deficit of $29K, with expenses exceeding revenue. The organization holds $118K in liabilities against $412K in assets (debt-to-asset ratio: 28.6%), resulting in net assets of $294K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2024 | $146K | $176K | $412K | $118K | — | — |
| 2023 | $74K | $67K | $327K | $3K | — | — |
| 2022 | $879 | $30K | $317K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2024: Revenue of $146K, expenses of $176K, and assets of $412K (revenue +97.7% year-over-year).
- 2023: Revenue of $74K, expenses of $67K, and assets of $327K (revenue +8318.5% year-over-year).
- 2022: Revenue of $879, expenses of $30K, and assets of $317K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Habitat For Humanity International Inc:
Data Sources and Methodology
This transparency report for Habitat For Humanity International Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.