Hawaiian Lending & Investments
EIN: 844259100 · Honolulu, HI · NTEE: P51
| Metric | Value |
|---|---|
| Total Revenue | $1.4M |
| Total Expenses | $356K |
| Net Assets | $423K |
Is Hawaiian Lending & Investments Legit?
Insufficient Data
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
About Hawaiian Lending & Investments
Hawaiian Lending & Investments (EIN: 844259100) is a nonprofit organization based in Honolulu, HI, classified under NTEE code P51. The organization reported total revenue of $1.4M and total assets of $3.7M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Hawaiian Lending & Investments's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Hawaiian Lending & Investments is a mid-size nonprofit that has been operating for 5 years, with 4 years of IRS 990 filings on record (2020–2023). Revenue has grown at a compound annual rate of 69.3%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $485K |
| Total Expenses | $356K |
| Surplus / Deficit | +$129K |
| Total Assets | $2.1M |
| Total Liabilities | $1.7M |
| Net Assets | $423K |
| Operating Margin | 26.6% |
| Debt-to-Asset Ratio | 80.2% |
| Months of Reserves | 72.1 months |
Financial Health Grade: A
In 2023, Hawaiian Lending & Investments reported a surplus of $129K with revenue exceeding expenses, holds 72.1 months of operating reserves (strong position), has a debt-to-asset ratio of 80.2% (high leverage).
Financial Trends
Over 4 years of filings (2020–2023), Hawaiian Lending & Investments's revenue has grown at a compound annual growth rate (CAGR) of 69.3%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +7.3% | -4.0% | +0.0% |
| 2022 | +186.5% | +708.6% | +95.6% |
| 2021 | +57.9% | — | +992.8% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1200 |
| IRS Ruling Date | 2021 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Analysis Pending
AI enrichment for Hawaiian Lending & Investments has not yet been completed. Basic IRS 990 data is shown below. Check back later for a full transparency report including a Mission Score, spending breakdown, executive compensation analysis, and red flags assessment.
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Hawaiian Lending & Investments with a Mission Score of 0 out of 100 (Very Poor). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $129K, with revenue exceeding expenses.
- Debt-to-asset ratio: 80.2%.
Frequently Asked Questions about Hawaiian Lending & Investments
Is Hawaiian Lending & Investments a legitimate charity?
Hawaiian Lending & Investments (EIN: 844259100) is a registered tax-exempt nonprofit based in Hawaii. It has 4 years of IRS 990 filings on record. Total revenue: $1.4M. No red flags identified. Financial health grade: A.
How does Hawaiian Lending & Investments spend its money?
Hawaiian Lending & Investments reported $1.4M in total revenue in IRS 990 filings. 4 years of filing data available. Revenue exceeded expenses in the most recent year. Review the full spending breakdown on NonprofitSpending.
Are donations to Hawaiian Lending & Investments tax-deductible?
Hawaiian Lending & Investments is registered as a tax-exempt nonprofit (EIN: 844259100). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Where is Hawaiian Lending & Investments located?
Hawaiian Lending & Investments is headquartered in Honolulu, Hawaii and files with the IRS under EIN 844259100. It is classified under NTEE code P51.
How many years of IRS 990 filings does Hawaiian Lending & Investments have?
Hawaiian Lending & Investments has 4 years of IRS 990 filings on record at NonprofitSpending. Additional filing years may become available as the IRS releases new data. The most recent filing shows $1.4M in total revenue.
Filing History
IRS 990 filing history for Hawaiian Lending & Investments showing financial trends over 4 years of public records:
Over 4 years of IRS 990 filings (2020–2023), Hawaiian Lending & Investments's revenue has grown by 385.3%, moving from $100K to $485K. Total assets increased by 2038.5% over the same period, from $100K to $2.1M. In its most recent filing year (2023), Hawaiian Lending & Investments reported a surplus of $129K, with revenue exceeding expenses. The organization holds $1.7M in liabilities against $2.1M in assets (debt-to-asset ratio: 80.2%), resulting in net assets of $423K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $485K | $356K | $2.1M | $1.7M | — | View 990 |
| 2022 | $452K | $371K | $2.1M | $1.8M | — | — |
| 2021 | $158K | $46K | $1.1M | $881K | — | View 990 |
| 2020 | $100K | $0 | $100K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $485K, expenses of $356K, and assets of $2.1M (revenue +7.3% year-over-year).
- 2022: Revenue of $452K, expenses of $371K, and assets of $2.1M (revenue +186.5% year-over-year).
- 2021: Revenue of $158K, expenses of $46K, and assets of $1.1M (revenue +57.9% year-over-year).
- 2020: Revenue of $100K, expenses of $0, and assets of $100K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Hawaiian Lending & Investments:
Data Sources and Methodology
This transparency report for Hawaiian Lending & Investments is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.