Heartland Lakes Development Commission

Heartland Lakes Development Commission shows highly volatile revenue and significant asset growth with zero reported officer compensation.

EIN: 204208381 · Park Rapids, MN · NTEE: S41 · Updated: 2026-03-28

$890KRevenue
$888KGross Revenue
$6.8MAssets
85/100Mission Score (Excellent)
S41

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Heartland Lakes Development Commission Financial Summary
MetricValue
Total Revenue$890K
Total Expenses$589K
Program Spending80%
Net Assets$966K
Transparency Score85/100

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Heartland Lakes Development Commission Form 990, Revenue, CEO Pay, and IRS Filing Signals

Heartland Lakes Development Commission is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Heartland Lakes Development Commission in one place.

Form 990 Filing Summary

12 filing years are available, with latest revenue of $922K and expenses of $589K.

Revenue and Expenses

Heartland Lakes Development Commission reported $922K in revenue and $589K in expenses, a surplus of $334K.

Executive Compensation

Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.

Charity Score and Red Flags

85/100 mission score, 2 red flags, and 3 strengths are shown from structured and AI review.

Is Heartland Lakes Development Commission Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
2 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

IRS 990 Data Cockpit

Where the Money Comes From and Where It Goes

PendingDonor/Grant Funding
80%Program Expense
$0Grants Paid
12Stored Filing Years

Revenue Source Mix

Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.

Expense Deployment

Heartland Lakes Development Commission Expense Deployment
Program services$471K (80%)

Across stored filings, Heartland Lakes Development Commission shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.

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Decision LensSignalWhat to Inspect Next
LegitimacySome ConcernsGood filing record; 2 red flags identified
Mission spend80% to programsExcellent
Financial durabilityGrade A12 stored filing years
Peer contextCompare with North American Lake Management SocietyMinnesota and Community Improvement context

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Heartland Lakes Development Commission directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Heartland Lakes Development Commission

Heartland Lakes Development Commission (EIN: 204208381) is a nonprofit organization based in Park Rapids, MN, classified under NTEE code S41. The organization reported total revenue of $890K and total assets of $6.8M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Heartland Lakes Development Commission's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

6Years Operating
SmallSize Classification
12Years of Filings
MixedRevenue Trajectory

Heartland Lakes Development Commission is a small nonprofit that has been operating for 6 years, with 12 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 17.4%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$922K
Total Expenses$589K
Surplus / Deficit+$334K
Total Assets$3.1M
Total Liabilities$2.1M
Net Assets$966K
Operating Margin36.2%
Debt-to-Asset Ratio68.5%
Months of Reserves62.6 months

Financial Health Grade: A

In 2023, Heartland Lakes Development Commission reported a surplus of $334K with revenue exceeding expenses, holds 62.6 months of operating reserves (strong position), has a debt-to-asset ratio of 68.5% (high leverage).

Financial Trends

Over 12 years of filings (2011–2023), Heartland Lakes Development Commission's revenue has grown at a compound annual growth rate (CAGR) of 17.4%.

YearRevenue ChangeExpense ChangeAsset Change
2023+142.9%+67.5%+505.1%
2022-48.9%-38.2%+20.1%
2021-63.6%-70.7%+16.3%
2020+1335.8%+1374.9%+517.4%
2018-4.9%-12.0%+0.6%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date2020

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Heartland Lakes Development Commission demonstrates a highly variable financial history, with revenues fluctuating significantly year-over-year, from a low of $129,000 in 2013 to a high of over $2 million in 2020. The organization's assets have seen substantial growth, particularly in the most recent filing period (202312), where assets jumped from $507,422 to $3,070,645, accompanied by a notable increase in liabilities to $2,104,193. This suggests significant capital projects or investments are underway, which could impact future financial stability if not managed effectively. The consistent reporting of 0% officer compensation across all available filings indicates a strong commitment to minimizing administrative overhead related to executive pay, enhancing spending efficiency in this area. The organization's spending efficiency appears generally sound, with expenses typically staying below or close to revenue, indicating responsible financial management. For instance, in 2023, expenses were $588,572 against revenues of $922,283, leaving a substantial surplus. However, the dramatic increase in assets and liabilities in the latest period warrants closer examination to understand the nature of these financial movements and their long-term implications for the organization's mission delivery. The lack of detailed program, administrative, and fundraising expense breakdowns in the provided data limits a precise assessment of spending efficiency across these categories. Transparency regarding executive compensation is excellent, with no reported officer compensation. However, without more granular expense data (e.g., program service expenses vs. administrative and fundraising), a full assessment of overall spending transparency and efficiency is challenging. The significant increase in assets and liabilities in the latest filing period, while potentially positive for growth, also introduces a level of complexity that would benefit from further public explanation to ensure stakeholders understand the financial strategy and its alignment with the organization's development mission.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Heartland Lakes Development Commission with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 15%
  • programs: 80%
  • fundraising: 5%

According to IRS 990 filings, Heartland Lakes Development Commission allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$922KTotal Revenue
$589KTotal Expenses
$3.1MTotal Assets
$2.1MTotal Liabilities
$966KNet Assets
  • The organization reported a surplus of $334K, with revenue exceeding expenses.
  • Debt-to-asset ratio: 68.5%.

Executive Compensation Analysis

The organization consistently reports 0% officer compensation across all available filings, indicating that no salaries or benefits are paid to officers, which is highly commendable for minimizing administrative costs.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Heartland Lakes Development Commission's IRS 990 filings:

  • Highly volatile revenue streams make long-term financial planning challenging.
  • Significant increase in liabilities in 2023 ($2,104,193) warrants scrutiny regarding debt management and repayment capacity.

Strengths

The following positive indicators were identified for Heartland Lakes Development Commission:

  • Consistent reporting of 0% officer compensation demonstrates excellent fiscal responsibility regarding executive pay.
  • Substantial asset growth, particularly in 2023, indicates potential for significant future impact or investment capacity.
  • Generally maintains expenses below revenue, indicating sound financial management and the ability to generate surpluses.

Frequently Asked Questions about Heartland Lakes Development Commission

Is Heartland Lakes Development Commission a legitimate charity?

Heartland Lakes Development Commission (EIN: 204208381) is a registered tax-exempt nonprofit based in Minnesota. Our AI analysis gives it a Mission Score of 85/100. It has 12 years of IRS 990 filings on record. Total revenue: $890K. 2 red flags identified. 3 strengths noted. Financial health grade: A.

How does Heartland Lakes Development Commission spend its money?

Heartland Lakes Development Commission directs 80% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.

Are donations to Heartland Lakes Development Commission tax-deductible?

Heartland Lakes Development Commission is registered as a tax-exempt nonprofit (EIN: 204208381). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

What percentage of Heartland Lakes Development Commission's spending goes to programs?

Heartland Lakes Development Commission directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.

How does Heartland Lakes Development Commission compare to similar nonprofits?

With a transparency score of 85/100 (Excellent), Heartland Lakes Development Commission is above average for NTEE category S41 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Heartland Lakes Development Commission located?

Heartland Lakes Development Commission is headquartered in Park Rapids, Minnesota and files with the IRS under EIN 204208381. It is classified under NTEE code S41.

How many years of IRS 990 filings does Heartland Lakes Development Commission have?

Heartland Lakes Development Commission has 12 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $890K in total revenue.

What caused the significant increase in assets and liabilities in the 2023 filing?

In 2023, assets surged from $507,422 to $3,070,645, and liabilities increased from $110,270 to $2,104,193. This substantial change suggests major capital investments, property acquisitions, or significant debt financing, which would require further detail to understand its impact on the organization's long-term financial health and mission.

How does the organization manage its highly fluctuating revenue streams?

The organization has experienced revenues ranging from $129,000 to over $2 million. Managing such volatility typically requires robust financial planning, diversified funding sources, and strategic reserve building to ensure consistent operations despite revenue swings.

What are the primary program activities funded by the organization?

As a 'Development Commission' (NTEE S41), the organization likely focuses on community and economic development. Without specific program expense breakdowns, it's difficult to ascertain the exact nature and scale of its program activities, but the NTEE code suggests a focus on regional growth and improvement.

Filing History

IRS 990 filing history for Heartland Lakes Development Commission showing financial trends over 12 years of public records:

Over 12 years of IRS 990 filings (2011–2023), Heartland Lakes Development Commission's revenue has grown by 588%, moving from $134K to $922K. Total assets increased by 16198.5% over the same period, from $19K to $3.1M. Total functional expenses rose by 348.7%, from $131K to $589K. In its most recent filing year (2023), Heartland Lakes Development Commission reported a surplus of $334K, with revenue exceeding expenses. The organization holds $2.1M in liabilities against $3.1M in assets (debt-to-asset ratio: 68.5%), resulting in net assets of $966K.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $922K $589K $3.1M $2.1M
2022 $380K $351K $507K $110K View 990
2021 $742K $568K $423K $54K View 990
2020 $2.0M $1.9M $364K $15K View 990
2018 $142K $132K $59K $106 View 990
2017 $149K $149K $59K $11K View 990
2016 $157K $154K $59K $11K View 990
2015 $145K $142K $50K $5K View 990
2014 $133K $131K $47K $4K View 990
2013 $129K $126K $45K $4K View 990
2012 $260K $229K $66K $29K View 990
2011 $134K $131K $19K $12K View 990

Year-by-Year Financial Summary

  • 2023: Revenue of $922K, expenses of $589K, and assets of $3.1M (revenue +142.9% year-over-year).
  • 2022: Revenue of $380K, expenses of $351K, and assets of $507K (revenue -48.9% year-over-year).
  • 2021: Revenue of $742K, expenses of $568K, and assets of $423K (revenue -63.6% year-over-year).
  • 2020: Revenue of $2.0M, expenses of $1.9M, and assets of $364K (revenue +1335.8% year-over-year).
  • 2018: Revenue of $142K, expenses of $132K, and assets of $59K (revenue -4.9% year-over-year).
  • 2017: Revenue of $149K, expenses of $149K, and assets of $59K (revenue -5.0% year-over-year).
  • 2016: Revenue of $157K, expenses of $154K, and assets of $59K (revenue +8.6% year-over-year).
  • 2015: Revenue of $145K, expenses of $142K, and assets of $50K (revenue +9.2% year-over-year).
  • 2014: Revenue of $133K, expenses of $131K, and assets of $47K (revenue +2.7% year-over-year).
  • 2013: Revenue of $129K, expenses of $126K, and assets of $45K (revenue -50.3% year-over-year).
  • 2012: Revenue of $260K, expenses of $229K, and assets of $66K (revenue +93.6% year-over-year).
  • 2011: Revenue of $134K, expenses of $131K, and assets of $19K.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Heartland Lakes Development Commission:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for Heartland Lakes Development Commission is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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