Hebrew Free Loan Association
EIN: 916035624 · Mercer Island, WA · NTEE: P60
| Metric | Value |
|---|---|
| Total Revenue | $266K |
| Total Expenses | $128K |
| Net Assets | $730K |
Search Intent Cockpit
Hebrew Free Loan Association Form 990, Revenue, CEO Pay, and IRS Filing Signals
Hebrew Free Loan Association is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Hebrew Free Loan Association in one place.
Form 990 Filing Summary
6 filing years are available, with latest revenue of $228K and expenses of $128K.
Revenue and Expenses
Hebrew Free Loan Association reported $228K in revenue and $128K in expenses, a surplus of $100K.
Executive Compensation
Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.
Charity Score and Red Flags
Mission score and red-flag review are shown when AI enrichment is available.
Is Hebrew Free Loan Association Legit?
Insufficient Data
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
Functional expense detail is not available on the stored filing yet. Existing program percentage and future extracted expense fields will populate this panel.
Across stored filings, Hebrew Free Loan Association shows contribution history pending. Next enrichment targets: revenue-source fields, functional expense detail, IRS BMF classification, AI synthesis.
Decision Cockpit
One-Stop Donor, Research, and Peer Context Hub
| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Insufficient Data | Good filing record; no red flags identified |
| Mission spend | Pending | Unknown |
| Financial durability | Grade A | 6 stored filing years |
| Peer context | Compare with Okanogan Regional Humane | Washington and Human Services context |
Trust Check
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Turn this Form 990 profile into a donor-ready report
Request a concise report for Hebrew Free Loan Association with revenue, expenses, executive compensation, red flags, peer context, and IRS source links. You can also request CSV exports or watchlist updates for future filings.
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About Hebrew Free Loan Association
Hebrew Free Loan Association (EIN: 916035624) is a nonprofit organization based in Mercer Island, WA, classified under NTEE code P60. The organization reported total revenue of $266K and total assets of $882K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Hebrew Free Loan Association's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Hebrew Free Loan Association is a small nonprofit that has been operating for 15 years, with 6 years of IRS 990 filings on record (2018–2023). Revenue has grown at a compound annual rate of 28.3%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $228K |
| Total Expenses | $128K |
| Surplus / Deficit | +$100K |
| Total Assets | $745K |
| Total Liabilities | $15K |
| Net Assets | $730K |
| Operating Margin | 43.9% |
| Debt-to-Asset Ratio | 2.0% |
| Months of Reserves | 69.8 months |
Financial Health Grade: A
In 2023, Hebrew Free Loan Association reported a surplus of $100K with revenue exceeding expenses, holds 69.8 months of operating reserves (strong position), has a debt-to-asset ratio of 2.0% (very low leverage).
Financial Trends
Over 6 years of filings (2018–2023), Hebrew Free Loan Association's revenue has grown at a compound annual growth rate (CAGR) of 28.3%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +18.4% | +48.1% | +16.8% |
| 2022 | -5.4% | +16.1% | +21.8% |
| 2021 | +16.6% | +9.9% | +30.3% |
| 2020 | +85.9% | +22.8% | +38.5% |
| 2019 | +42.9% | +36.9% | +16.6% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2011 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Analysis Pending
AI enrichment for Hebrew Free Loan Association has not yet been completed. Basic IRS 990 data is shown below. Check back later for a full transparency report including a Mission Score, spending breakdown, executive compensation analysis, and red flags assessment.
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Hebrew Free Loan Association with a Mission Score of 0 out of 100 (Very Poor). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $100K, with revenue exceeding expenses.
- Debt-to-asset ratio: 2.0%.
Frequently Asked Questions about Hebrew Free Loan Association
Is Hebrew Free Loan Association a legitimate charity?
Hebrew Free Loan Association (EIN: 916035624) is a registered tax-exempt nonprofit based in Washington. It has 6 years of IRS 990 filings on record. Total revenue: $266K. No red flags identified. Financial health grade: A.
How does Hebrew Free Loan Association spend its money?
Hebrew Free Loan Association reported $266K in total revenue in IRS 990 filings. 6 years of filing data available. Revenue exceeded expenses in the most recent year. Review the full spending breakdown on NonprofitSpending.
Are donations to Hebrew Free Loan Association tax-deductible?
Hebrew Free Loan Association is registered as a tax-exempt nonprofit (EIN: 916035624). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Where is Hebrew Free Loan Association located?
Hebrew Free Loan Association is headquartered in Mercer Island, Washington and files with the IRS under EIN 916035624. It is classified under NTEE code P60.
How many years of IRS 990 filings does Hebrew Free Loan Association have?
Hebrew Free Loan Association has 6 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $266K in total revenue.
Filing History
IRS 990 filing history for Hebrew Free Loan Association showing financial trends over 6 years of public records:
Over 6 years of IRS 990 filings (2018–2023), Hebrew Free Loan Association's revenue has grown by 247.2%, moving from $66K to $228K. Total assets increased by 199.3% over the same period, from $249K to $745K. Total functional expenses rose by 217.5%, from $40K to $128K. In its most recent filing year (2023), Hebrew Free Loan Association reported a surplus of $100K, with revenue exceeding expenses. The organization holds $15K in liabilities against $745K in assets (debt-to-asset ratio: 2.0%), resulting in net assets of $730K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $228K | $128K | $745K | $15K | — | View 990 |
| 2022 | $193K | $86K | $637K | $8K | — | View 990 |
| 2021 | $204K | $74K | $523K | $-39 | — | — |
| 2020 | $175K | $68K | $402K | $8K | — | — |
| 2019 | $94K | $55K | $290K | $133 | — | View 990 |
| 2018 | $66K | $40K | $249K | $221 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $228K, expenses of $128K, and assets of $745K (revenue +18.4% year-over-year).
- 2022: Revenue of $193K, expenses of $86K, and assets of $637K (revenue -5.4% year-over-year).
- 2021: Revenue of $204K, expenses of $74K, and assets of $523K (revenue +16.6% year-over-year).
- 2020: Revenue of $175K, expenses of $68K, and assets of $402K (revenue +85.9% year-over-year).
- 2019: Revenue of $94K, expenses of $55K, and assets of $290K (revenue +42.9% year-over-year).
- 2018: Revenue of $66K, expenses of $40K, and assets of $249K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Hebrew Free Loan Association:
Data Sources and Methodology
This transparency report for Hebrew Free Loan Association is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.