Highlands Church Of The Cumberlands

Highlands Church Of The Cumberlands shows consistent revenue growth and strong program spending with no reported officer compensation.

EIN: 200722290 · Jamestown, TN · NTEE: X20 · Updated: 2026-03-28

$450KRevenue
$517KAssets
92/100Mission Score (Excellent)
X20
Highlands Church Of The Cumberlands Financial Summary
MetricValue
Total Revenue$450K
Total Expenses$341K
Program Spending90%
CEO/Top Officer Pay$500,000.
Net Assets$422K
Transparency Score92/100

Search Intent Cockpit

Highlands Church Of The Cumberlands Form 990, Revenue, CEO Pay, and IRS Filing Signals

Highlands Church Of The Cumberlands is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Highlands Church Of The Cumberlands in one place.

Form 990 Filing Summary

13 filing years are available, with latest revenue of $535K and expenses of $341K.

Revenue and Expenses

Highlands Church Of The Cumberlands reported $535K in revenue and $341K in expenses, a surplus of $194K.

Executive Compensation

Top officer compensation appears as $500,000. in the stored analysis, with context against revenue and expenses below.

Charity Score and Red Flags

92/100 mission score, 0 red flags, and 5 strengths are shown from structured and AI review.

Is Highlands Church Of The Cumberlands Legit?

Appears Legitimate

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
NoneRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

IRS 990 Data Cockpit

Where the Money Comes From and Where It Goes

PendingDonor/Grant Funding
90%Program Expense
$0Grants Paid
13Stored Filing Years

Revenue Source Mix

Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.

Expense Deployment

Highlands Church Of The Cumberlands Expense Deployment
Program services$307K (90%)

Across stored filings, Highlands Church Of The Cumberlands shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.

Decision Cockpit

One-Stop Donor, Research, and Peer Context Hub

Highlands Church Of The Cumberlands Donor Decision Matrix
Decision LensSignalWhat to Inspect Next
LegitimacyAppears LegitimateGood filing record; no red flags identified
Mission spend90% to programsExcellent
Financial durabilityGrade A13 stored filing years
Peer contextCompare with Domino's Franchisee ForumTennessee and Religion context

Trust Check

Review legitimacy, deductibility, red flags, and filing consistency.

Open charity check →

Peer Benchmark

Compare against real state and category peers.

Compare with Domino's Franchisee Forum →
All Tennessee nonprofits
All Religion

Local and Sector Spokes

Move into this nonprofit's local market, category, and sector maps.

Jamestown, TN nonprofits
Religion in Tennessee
Religion in Tennessee

Follow the Money

Jump into spending, compensation, rankings, and filing-year evidence.

State spending analysis
State compensation analysis
Religion spending
Best Religion charities in Tennessee
Relevant rankings

Donation Decision Flow

From Trust Check to Better Alternatives

1

Verify

Appears Legitimate. Check deductibility, filings, and red flags.

2

Understand money

90% of spending goes to programs.

3

Compare

Benchmark against Domino's Franchisee Forum.

4

Decide

Build a shortlist, compare alternatives, and review the latest filing before giving.

Alternative Shopping

Similar Nonprofits Donors Should Compare

Browse the full Religion peer market in Tennessee →

Next Best Actions

Keep the Investigation Moving

Verify legitimacy

Open the focused charity-check flow before donating.

Compare a peer

Benchmark against Domino's Franchisee Forum.

Find best peers

See best Religion charities in Tennessee.

Inspect local compensation

See whether pay levels look unusual in this state.

Highlands Church Of The Cumberlands directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Highlands Church Of The Cumberlands

Highlands Church Of The Cumberlands (EIN: 200722290) is a nonprofit organization based in Jamestown, TN, classified under NTEE code X20. The organization reported total revenue of $450K and total assets of $517K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Highlands Church Of The Cumberlands's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

20Years Operating
SmallSize Classification
13Years of Filings
MixedRevenue Trajectory

Highlands Church Of The Cumberlands is a small nonprofit that has been operating for 20 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 11.5%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$535K
Total Expenses$341K
Surplus / Deficit+$194K
Total Assets$596K
Total Liabilities$173K
Net Assets$422K
Operating Margin36.2%
Debt-to-Asset Ratio29.1%
Months of Reserves21.0 months

Financial Health Grade: A

In 2023, Highlands Church Of The Cumberlands reported a surplus of $194K with revenue exceeding expenses, holds 21.0 months of operating reserves (strong position), has a debt-to-asset ratio of 29.1% (moderate leverage).

Financial Trends

Over 13 years of filings (2011–2023), Highlands Church Of The Cumberlands's revenue has grown at a compound annual growth rate (CAGR) of 11.5%.

YearRevenue ChangeExpense ChangeAsset Change
2023+19.4%+8.8%+22.9%
2022+43.6%+9.3%+26.2%
2021+33.3%+35.0%+3.0%
2020+2.1%+12.4%+2.3%
2019-7.1%-5.6%-16.8%

IRS Tax-Exempt Classification

IRS Classification Codes7000
IRS Ruling Date2006

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Highlands Church Of The Cumberlands demonstrates a consistent pattern of financial growth and strong program spending. Over the past five years, revenue has steadily increased from $229,267 in 2019 to $534,829 in 2023, indicating growing support. The organization consistently spends a high percentage of its expenses on programs, with 90% allocated to program services in 2023, based on the difference between total expenses and the sum of administrative and fundraising expenses. This suggests an efficient use of funds directly towards its mission. The church's assets have also shown healthy growth, rising from $364,528 in 2019 to $595,712 in 2023, while liabilities have decreased from $314,412 to $173,401 over the same period, improving its financial stability. The consistent reporting of 0% officer compensation across all filings is a significant indicator of transparency and a commitment to directing funds towards the organization's mission rather than executive salaries. This practice enhances public trust and reflects a lean operational model.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Highlands Church Of The Cumberlands with a Mission Score of 92 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 7%
  • programs: 90%
  • fundraising: 3%

According to IRS 990 filings, Highlands Church Of The Cumberlands allocates its expenses as follows: admin: 7%, programs: 90%, fundraising: 3%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$535KTotal Revenue
$341KTotal Expenses
$596KTotal Assets
$173KTotal Liabilities
$422KNet Assets
  • The organization reported a surplus of $194K, with revenue exceeding expenses.
  • Debt-to-asset ratio: 29.1%.

Executive Compensation Analysis

Executive compensation is reported as 0% across all available filings, indicating that no officers receive compensation from the organization, which is highly commendable for a nonprofit of its size with revenues exceeding $500,000.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Strengths

The following positive indicators were identified for Highlands Church Of The Cumberlands:

  • Consistent revenue growth, more than doubling from $229,267 in 2019 to $534,829 in 2023.
  • High program spending ratio, with 90% of expenses allocated to programs in 2023.
  • Zero reported officer compensation across all filings, indicating strong financial stewardship and transparency.
  • Improving financial stability with increasing assets ($364,528 in 2019 to $595,712 in 2023) and decreasing liabilities ($314,412 in 2019 to $173,401 in 2023).
  • Positive net income in most recent years, with revenue consistently exceeding expenses (e.g., $534,829 revenue vs. $341,110 expenses in 2023).

Frequently Asked Questions about Highlands Church Of The Cumberlands

Is Highlands Church Of The Cumberlands a legitimate charity?

Highlands Church Of The Cumberlands (EIN: 200722290) is a registered tax-exempt nonprofit based in Tennessee. Our AI analysis gives it a Mission Score of 92/100. It has 13 years of IRS 990 filings on record. Total revenue: $450K. No red flags identified. 5 strengths noted. Financial health grade: A.

How does Highlands Church Of The Cumberlands spend its money?

Highlands Church Of The Cumberlands directs 90% of its spending to programs and services. Fundraising costs 3%. This exceeds the 65% industry benchmark.

Are donations to Highlands Church Of The Cumberlands tax-deductible?

Highlands Church Of The Cumberlands is registered as a tax-exempt nonprofit (EIN: 200722290). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

How much does the Highlands Church Of The Cumberlands CEO make?

Highlands Church Of The Cumberlands's highest-compensated officer earns $500,000. annually. The organization reported $450K in total revenue. Executive compensation data is disclosed in IRS 990 filings.

What percentage of Highlands Church Of The Cumberlands's spending goes to programs?

Highlands Church Of The Cumberlands directs 90% to programs, 3% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.

How does Highlands Church Of The Cumberlands compare to similar nonprofits?

With a transparency score of 92/100 (Excellent), Highlands Church Of The Cumberlands is above average for NTEE category X20 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Highlands Church Of The Cumberlands located?

Highlands Church Of The Cumberlands is headquartered in Jamestown, Tennessee and files with the IRS under EIN 200722290. It is classified under NTEE code X20.

How many years of IRS 990 filings does Highlands Church Of The Cumberlands have?

Highlands Church Of The Cumberlands has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $450K in total revenue.

Is Highlands Church Of The Cumberlands a good charity?

Based on the provided IRS 990 data, Highlands Church Of The Cumberlands appears to be a good charity. It demonstrates strong financial health with increasing revenues and assets, a very high percentage of spending on programs (90% in 2023), and a notable commitment to transparency by reporting 0% officer compensation.

How has the organization's financial stability changed over time?

The organization's financial stability has significantly improved. Assets have grown from $364,528 in 2019 to $595,712 in 2023, while liabilities have decreased from $314,412 to $173,401 in the same period, indicating a stronger balance sheet and reduced financial risk.

What is the trend in revenue for Highlands Church Of The Cumberlands?

Highlands Church Of The Cumberlands has shown a strong upward trend in revenue, increasing from $229,267 in 2019 to $534,829 in 2023, which is more than double its revenue in five years.

Filing History

IRS 990 filing history for Highlands Church Of The Cumberlands showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), Highlands Church Of The Cumberlands's revenue has grown by 269.7%, moving from $145K to $535K. Total assets increased by 4390.9% over the same period, from $13K to $596K. Total functional expenses rose by 128.3%, from $149K to $341K. In its most recent filing year (2023), Highlands Church Of The Cumberlands reported a surplus of $194K, with revenue exceeding expenses. The organization holds $173K in liabilities against $596K in assets (debt-to-asset ratio: 29.1%), resulting in net assets of $422K.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $535K $341K $596K $173K
2022 $448K $313K $485K $256K
2021 $312K $287K $384K $290K View 990
2020 $234K $212K $373K $304K
2019 $229K $189K $365K $314K View 990
2018 $247K $200K $438K $330K View 990
2017 $228K $237K $379K $340K
2016 $186K $209K $406K $355K View 990
2015 $249K $209K $423K $348K View 990
2014 $187K $185K $402K $367K View 990
2013 $188K $168K $396K $364K View 990
2012 $170K $166K $384K $372K View 990
2011 $145K $149K $13K $5K View 990

Year-by-Year Financial Summary

  • 2023: Revenue of $535K, expenses of $341K, and assets of $596K (revenue +19.4% year-over-year).
  • 2022: Revenue of $448K, expenses of $313K, and assets of $485K (revenue +43.6% year-over-year).
  • 2021: Revenue of $312K, expenses of $287K, and assets of $384K (revenue +33.3% year-over-year).
  • 2020: Revenue of $234K, expenses of $212K, and assets of $373K (revenue +2.1% year-over-year).
  • 2019: Revenue of $229K, expenses of $189K, and assets of $365K (revenue -7.1% year-over-year).
  • 2018: Revenue of $247K, expenses of $200K, and assets of $438K (revenue +8.4% year-over-year).
  • 2017: Revenue of $228K, expenses of $237K, and assets of $379K (revenue +22.5% year-over-year).
  • 2016: Revenue of $186K, expenses of $209K, and assets of $406K (revenue -25.6% year-over-year).
  • 2015: Revenue of $249K, expenses of $209K, and assets of $423K (revenue +33.1% year-over-year).
  • 2014: Revenue of $187K, expenses of $185K, and assets of $402K (revenue -0.2% year-over-year).
  • 2013: Revenue of $188K, expenses of $168K, and assets of $396K (revenue +10.7% year-over-year).
  • 2012: Revenue of $170K, expenses of $166K, and assets of $384K (revenue +17.2% year-over-year).
  • 2011: Revenue of $145K, expenses of $149K, and assets of $13K.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Highlands Church Of The Cumberlands:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for Highlands Church Of The Cumberlands is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

Other Nonprofits in Tennessee

Explore more nonprofits based in Tennessee with AI-powered transparency reports.

View all Tennessee nonprofits →

Similar Organizations (NTEE X20)

Other nonprofits classified under NTEE code X20.

View all X20 nonprofits →

Explore Related Nonprofits

Browse by State