Highlands Church Of The Cumberlands

Highlands Church Of The Cumberlands shows consistent revenue growth and strong program spending with no reported officer compensation.

EIN: 200722290 · Jamestown, TN · NTEE: X20 · Updated: 2026-03-28

$450KRevenue

$517KAssets

92/100Mission Score (Excellent)

X20

About Highlands Church Of The Cumberlands

Highlands Church Of The Cumberlands (EIN: 200722290) is a nonprofit organization based in Jamestown, TN, classified under NTEE code X20. The organization reported total revenue of $450K and total assets of $517K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Highlands Church Of The Cumberlands's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

AI Transparency Report

Highlands Church Of The Cumberlands demonstrates a consistent pattern of financial growth and strong program spending. Over the past five years, revenue has steadily increased from $229,267 in 2019 to $534,829 in 2023, indicating growing support. The organization consistently spends a high percentage of its expenses on programs, with 90% allocated to program services in 2023, based on the difference between total expenses and the sum of administrative and fundraising expenses. This suggests an efficient use of funds directly towards its mission.

The church's assets have also shown healthy growth, rising from $364,528 in 2019 to $595,712 in 2023, while liabilities have decreased from $314,412 to $173,401 over the same period, improving its financial stability. The consistent reporting of 0% officer compensation across all filings is a significant indicator of transparency and a commitment to directing funds towards the organization's mission rather than executive salaries. This practice enhances public trust and reflects a lean operational model.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Highlands Church Of The Cumberlands with a Mission Score of 92 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

admin: 7%
programs: 90%
fundraising: 3%

According to IRS 990 filings, Highlands Church Of The Cumberlands allocates its expenses as follows: admin: 7%, programs: 90%, fundraising: 3%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.

Executive Compensation Analysis

Executive compensation is reported as 0% across all available filings, indicating that no officers receive compensation from the organization, which is highly commendable for a nonprofit of its size with revenues exceeding $500,000.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Strengths

The following positive indicators were identified for Highlands Church Of The Cumberlands:

Consistent revenue growth, more than doubling from $229,267 in 2019 to $534,829 in 2023.
High program spending ratio, with 90% of expenses allocated to programs in 2023.
Zero reported officer compensation across all filings, indicating strong financial stewardship and transparency.
Improving financial stability with increasing assets ($364,528 in 2019 to $595,712 in 2023) and decreasing liabilities ($314,412 in 2019 to $173,401 in 2023).
Positive net income in most recent years, with revenue consistently exceeding expenses (e.g., $534,829 revenue vs. $341,110 expenses in 2023).

Frequently Asked Questions about Highlands Church Of The Cumberlands

Is Highlands Church Of The Cumberlands a good charity?

Based on the provided IRS 990 data, Highlands Church Of The Cumberlands appears to be a good charity. It demonstrates strong financial health with increasing revenues and assets, a very high percentage of spending on programs (90% in 2023), and a notable commitment to transparency by reporting 0% officer compensation.

How has the organization's financial stability changed over time?

The organization's financial stability has significantly improved. Assets have grown from $364,528 in 2019 to $595,712 in 2023, while liabilities have decreased from $314,412 to $173,401 in the same period, indicating a stronger balance sheet and reduced financial risk.

What is the trend in revenue for Highlands Church Of The Cumberlands?

Highlands Church Of The Cumberlands has shown a strong upward trend in revenue, increasing from $229,267 in 2019 to $534,829 in 2023, which is more than double its revenue in five years.

Filing History

IRS 990 filing history for Highlands Church Of The Cumberlands showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), Highlands Church Of The Cumberlands's revenue has grown by 269.7%, moving from $145K to $535K. Total assets increased by 4390.9% over the same period, from $13K to $596K. Total functional expenses rose by 128.3%, from $149K to $341K. In its most recent filing year (2023), Highlands Church Of The Cumberlands reported a surplus of $194K, with revenue exceeding expenses. The organization holds $173K in liabilities against $596K in assets (debt-to-asset ratio: 29.1%), resulting in net assets of $422K.

Year	Revenue	Expenses	Assets	Liabilities	Officer Comp.	PDF
2023	$535K	$341K	$596K	$173K	—	—
2022	$448K	$313K	$485K	$256K	—	—
2021	$312K	$287K	$384K	$290K	—	View 990
2020	$234K	$212K	$373K	$304K	—	—
2019	$229K	$189K	$365K	$314K	—	View 990
2018	$247K	$200K	$438K	$330K	—	View 990
2017	$228K	$237K	$379K	$340K	—	—
2016	$186K	$209K	$406K	$355K	—	View 990
2015	$249K	$209K	$423K	$348K	—	View 990
2014	$187K	$185K	$402K	$367K	—	View 990
2013	$188K	$168K	$396K	$364K	—	View 990
2012	$170K	$166K	$384K	$372K	—	View 990
2011	$145K	$149K	$13K	$5K	—	View 990

Year-by-Year Financial Summary

2023: Revenue of $535K, expenses of $341K, and assets of $596K (revenue +19.4% year-over-year).
2022: Revenue of $448K, expenses of $313K, and assets of $485K (revenue +43.6% year-over-year).
2021: Revenue of $312K, expenses of $287K, and assets of $384K (revenue +33.3% year-over-year).
2020: Revenue of $234K, expenses of $212K, and assets of $373K (revenue +2.1% year-over-year).
2019: Revenue of $229K, expenses of $189K, and assets of $365K (revenue -7.1% year-over-year).
2018: Revenue of $247K, expenses of $200K, and assets of $438K (revenue +8.4% year-over-year).
2017: Revenue of $228K, expenses of $237K, and assets of $379K (revenue +22.5% year-over-year).
2016: Revenue of $186K, expenses of $209K, and assets of $406K (revenue -25.6% year-over-year).
2015: Revenue of $249K, expenses of $209K, and assets of $423K (revenue +33.1% year-over-year).
2014: Revenue of $187K, expenses of $185K, and assets of $402K (revenue -0.2% year-over-year).
2013: Revenue of $188K, expenses of $168K, and assets of $396K (revenue +10.7% year-over-year).
2012: Revenue of $170K, expenses of $166K, and assets of $384K (revenue +17.2% year-over-year).
2011: Revenue of $145K, expenses of $149K, and assets of $13K.

Data Sources and Methodology

This transparency report for Highlands Church Of The Cumberlands is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.