Highlands Church Of The Cumberlands
Highlands Church Of The Cumberlands shows consistent revenue growth and strong program spending with no reported officer compensation.
EIN: 200722290 · Jamestown, TN · NTEE: X20 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $450K |
| Total Expenses | $341K |
| Program Spending | 90% |
| CEO/Top Officer Pay | $500,000. |
| Net Assets | $422K |
| Transparency Score | 92/100 |
Search Intent Cockpit
Highlands Church Of The Cumberlands Form 990, Revenue, CEO Pay, and IRS Filing Signals
Highlands Church Of The Cumberlands is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Highlands Church Of The Cumberlands in one place.
Form 990 Filing Summary
13 filing years are available, with latest revenue of $535K and expenses of $341K.
Revenue and Expenses
Highlands Church Of The Cumberlands reported $535K in revenue and $341K in expenses, a surplus of $194K.
Executive Compensation
Top officer compensation appears as $500,000. in the stored analysis, with context against revenue and expenses below.
Charity Score and Red Flags
92/100 mission score, 0 red flags, and 5 strengths are shown from structured and AI review.
Is Highlands Church Of The Cumberlands Legit?
Appears Legitimate
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $307K (90%) |
Across stored filings, Highlands Church Of The Cumberlands shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
Decision Cockpit
One-Stop Donor, Research, and Peer Context Hub
| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Appears Legitimate | Good filing record; no red flags identified |
| Mission spend | 90% to programs | Excellent |
| Financial durability | Grade A | 13 stored filing years |
| Peer context | Compare with Domino's Franchisee Forum | Tennessee and Religion context |
Trust Check
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Keep the Investigation Moving
Highlands Church Of The Cumberlands directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Highlands Church Of The Cumberlands
Highlands Church Of The Cumberlands (EIN: 200722290) is a nonprofit organization based in Jamestown, TN, classified under NTEE code X20. The organization reported total revenue of $450K and total assets of $517K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Highlands Church Of The Cumberlands's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Highlands Church Of The Cumberlands is a small nonprofit that has been operating for 20 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 11.5%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $535K |
| Total Expenses | $341K |
| Surplus / Deficit | +$194K |
| Total Assets | $596K |
| Total Liabilities | $173K |
| Net Assets | $422K |
| Operating Margin | 36.2% |
| Debt-to-Asset Ratio | 29.1% |
| Months of Reserves | 21.0 months |
Financial Health Grade: A
In 2023, Highlands Church Of The Cumberlands reported a surplus of $194K with revenue exceeding expenses, holds 21.0 months of operating reserves (strong position), has a debt-to-asset ratio of 29.1% (moderate leverage).
Financial Trends
Over 13 years of filings (2011–2023), Highlands Church Of The Cumberlands's revenue has grown at a compound annual growth rate (CAGR) of 11.5%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +19.4% | +8.8% | +22.9% |
| 2022 | +43.6% | +9.3% | +26.2% |
| 2021 | +33.3% | +35.0% | +3.0% |
| 2020 | +2.1% | +12.4% | +2.3% |
| 2019 | -7.1% | -5.6% | -16.8% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 7000 |
| IRS Ruling Date | 2006 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Highlands Church Of The Cumberlands with a Mission Score of 92 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 7%
- programs: 90%
- fundraising: 3%
According to IRS 990 filings, Highlands Church Of The Cumberlands allocates its expenses as follows: admin: 7%, programs: 90%, fundraising: 3%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $194K, with revenue exceeding expenses.
- Debt-to-asset ratio: 29.1%.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, indicating that no officers receive compensation from the organization, which is highly commendable for a nonprofit of its size with revenues exceeding $500,000.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Strengths
The following positive indicators were identified for Highlands Church Of The Cumberlands:
- Consistent revenue growth, more than doubling from $229,267 in 2019 to $534,829 in 2023.
- High program spending ratio, with 90% of expenses allocated to programs in 2023.
- Zero reported officer compensation across all filings, indicating strong financial stewardship and transparency.
- Improving financial stability with increasing assets ($364,528 in 2019 to $595,712 in 2023) and decreasing liabilities ($314,412 in 2019 to $173,401 in 2023).
- Positive net income in most recent years, with revenue consistently exceeding expenses (e.g., $534,829 revenue vs. $341,110 expenses in 2023).
Frequently Asked Questions about Highlands Church Of The Cumberlands
Is Highlands Church Of The Cumberlands a legitimate charity?
Highlands Church Of The Cumberlands (EIN: 200722290) is a registered tax-exempt nonprofit based in Tennessee. Our AI analysis gives it a Mission Score of 92/100. It has 13 years of IRS 990 filings on record. Total revenue: $450K. No red flags identified. 5 strengths noted. Financial health grade: A.
How does Highlands Church Of The Cumberlands spend its money?
Highlands Church Of The Cumberlands directs 90% of its spending to programs and services. Fundraising costs 3%. This exceeds the 65% industry benchmark.
Are donations to Highlands Church Of The Cumberlands tax-deductible?
Highlands Church Of The Cumberlands is registered as a tax-exempt nonprofit (EIN: 200722290). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Highlands Church Of The Cumberlands CEO make?
Highlands Church Of The Cumberlands's highest-compensated officer earns $500,000. annually. The organization reported $450K in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of Highlands Church Of The Cumberlands's spending goes to programs?
Highlands Church Of The Cumberlands directs 90% to programs, 3% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Highlands Church Of The Cumberlands compare to similar nonprofits?
With a transparency score of 92/100 (Excellent), Highlands Church Of The Cumberlands is above average for NTEE category X20 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Highlands Church Of The Cumberlands located?
Highlands Church Of The Cumberlands is headquartered in Jamestown, Tennessee and files with the IRS under EIN 200722290. It is classified under NTEE code X20.
How many years of IRS 990 filings does Highlands Church Of The Cumberlands have?
Highlands Church Of The Cumberlands has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $450K in total revenue.
Is Highlands Church Of The Cumberlands a good charity?
Based on the provided IRS 990 data, Highlands Church Of The Cumberlands appears to be a good charity. It demonstrates strong financial health with increasing revenues and assets, a very high percentage of spending on programs (90% in 2023), and a notable commitment to transparency by reporting 0% officer compensation.
How has the organization's financial stability changed over time?
The organization's financial stability has significantly improved. Assets have grown from $364,528 in 2019 to $595,712 in 2023, while liabilities have decreased from $314,412 to $173,401 in the same period, indicating a stronger balance sheet and reduced financial risk.
What is the trend in revenue for Highlands Church Of The Cumberlands?
Highlands Church Of The Cumberlands has shown a strong upward trend in revenue, increasing from $229,267 in 2019 to $534,829 in 2023, which is more than double its revenue in five years.
Filing History
IRS 990 filing history for Highlands Church Of The Cumberlands showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Highlands Church Of The Cumberlands's revenue has grown by 269.7%, moving from $145K to $535K. Total assets increased by 4390.9% over the same period, from $13K to $596K. Total functional expenses rose by 128.3%, from $149K to $341K. In its most recent filing year (2023), Highlands Church Of The Cumberlands reported a surplus of $194K, with revenue exceeding expenses. The organization holds $173K in liabilities against $596K in assets (debt-to-asset ratio: 29.1%), resulting in net assets of $422K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $535K | $341K | $596K | $173K | — | — |
| 2022 | $448K | $313K | $485K | $256K | — | — |
| 2021 | $312K | $287K | $384K | $290K | — | View 990 |
| 2020 | $234K | $212K | $373K | $304K | — | — |
| 2019 | $229K | $189K | $365K | $314K | — | View 990 |
| 2018 | $247K | $200K | $438K | $330K | — | View 990 |
| 2017 | $228K | $237K | $379K | $340K | — | — |
| 2016 | $186K | $209K | $406K | $355K | — | View 990 |
| 2015 | $249K | $209K | $423K | $348K | — | View 990 |
| 2014 | $187K | $185K | $402K | $367K | — | View 990 |
| 2013 | $188K | $168K | $396K | $364K | — | View 990 |
| 2012 | $170K | $166K | $384K | $372K | — | View 990 |
| 2011 | $145K | $149K | $13K | $5K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $535K, expenses of $341K, and assets of $596K (revenue +19.4% year-over-year).
- 2022: Revenue of $448K, expenses of $313K, and assets of $485K (revenue +43.6% year-over-year).
- 2021: Revenue of $312K, expenses of $287K, and assets of $384K (revenue +33.3% year-over-year).
- 2020: Revenue of $234K, expenses of $212K, and assets of $373K (revenue +2.1% year-over-year).
- 2019: Revenue of $229K, expenses of $189K, and assets of $365K (revenue -7.1% year-over-year).
- 2018: Revenue of $247K, expenses of $200K, and assets of $438K (revenue +8.4% year-over-year).
- 2017: Revenue of $228K, expenses of $237K, and assets of $379K (revenue +22.5% year-over-year).
- 2016: Revenue of $186K, expenses of $209K, and assets of $406K (revenue -25.6% year-over-year).
- 2015: Revenue of $249K, expenses of $209K, and assets of $423K (revenue +33.1% year-over-year).
- 2014: Revenue of $187K, expenses of $185K, and assets of $402K (revenue -0.2% year-over-year).
- 2013: Revenue of $188K, expenses of $168K, and assets of $396K (revenue +10.7% year-over-year).
- 2012: Revenue of $170K, expenses of $166K, and assets of $384K (revenue +17.2% year-over-year).
- 2011: Revenue of $145K, expenses of $149K, and assets of $13K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Highlands Church Of The Cumberlands:
Data Sources and Methodology
This transparency report for Highlands Church Of The Cumberlands is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.