Holdeen Ten Funds 45 10

Holdeen Ten Funds 45 10 consistently spends more than its annual revenue, drawing down assets while maintaining zero officer compensation.

EIN: 146018145 · Saint Louis, MO · NTEE: T111 · Updated: 2026-03-28

$163KRevenue
$3.8MAssets
85/100Mission Score (Excellent)
T111
Holdeen Ten Funds 45 10 Financial Summary
MetricValue
Total Revenue$163K
Total Expenses$245K
Program Spending95%
CEO/Top Officer Pay$4
Net Assets$3.9M
Transparency Score85/100

Is Holdeen Ten Funds 45 10 Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
2 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Holdeen Ten Funds 45 10 directs 95% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Holdeen Ten Funds 45 10

Holdeen Ten Funds 45 10 (EIN: 146018145) is a nonprofit organization based in Saint Louis, MO, classified under NTEE code T111. The organization reported total revenue of $163K and total assets of $3.8M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Holdeen Ten Funds 45 10's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

39Years Operating
SmallSize Classification
10Years of Filings
MixedRevenue Trajectory

Holdeen Ten Funds 45 10 is a small nonprofit that has been operating for 39 years, with 10 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -1.4%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$163K
Total Expenses$245K
Surplus / Deficit$-81,884
Total Assets$3.9M
Total Liabilities$1
Net Assets$3.9M
Operating Margin-50.3%
Debt-to-Asset Ratio0.0%
Months of Reserves193.0 months

Financial Health Grade: B

In 2023, Holdeen Ten Funds 45 10 reported a deficit of $82K with expenses exceeding revenue, holds 193.0 months of operating reserves (strong position), has a debt-to-asset ratio of 0.0% (very low leverage).

Financial Trends

Over 10 years of filings (2011–2023), Holdeen Ten Funds 45 10's revenue has declined at a compound annual growth rate (CAGR) of -1.4%.

YearRevenue ChangeExpense ChangeAsset Change
2023-14.5%-17.1%-2.1%
2022-50.9%+24.2%-2.6%
2021+114.0%-21.4%+3.7%
2020-57.0%+20.8%-3.0%
2019+206.8%-5.4%-2.6%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date1987

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Holdeen Ten Funds 45 10 appears to be a grant-making organization, as indicated by its NTEE code T111 (Grantmaking Foundations). Its financial health shows a consistent pattern of expenses exceeding revenue in most recent years, such as in 2023 where expenses were $244,636 against revenue of $162,752, and in 2022 with expenses of $295,002 against revenue of $190,464. This trend suggests the organization is drawing down on its assets, which have decreased from $4,487,486 in 2011 to $3,934,339 in 2023. While this is not inherently negative for a foundation, it indicates a spending strategy that relies on its endowment rather than solely on annual income. The organization demonstrates strong spending efficiency in terms of administrative and fundraising costs, as it reports 0% officer compensation across all available filings, implying very low overhead in these areas. This suggests that a significant portion of its expenditures is likely directed towards its programmatic goals, which for a grant-making foundation would be the grants themselves. The consistent reporting of minimal liabilities ($0 or $1) also points to sound financial management and a lack of significant debt. Transparency is high given the consistent filing of IRS Form 990s over a decade, providing a clear historical financial picture. The absence of officer compensation also simplifies the analysis of potential conflicts of interest or excessive executive pay. However, without a detailed breakdown of expenses beyond the summary data, it's difficult to precisely determine the exact percentage allocated to program services versus other operational costs, though the NTEE code and lack of compensation suggest a strong program focus.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Holdeen Ten Funds 45 10 with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

According to IRS 990 filings, Holdeen Ten Funds 45 10 allocates its expenses as follows: admin: 5%, programs: 95%, fundraising: 0%. With 95% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$163KTotal Revenue
$245KTotal Expenses
$3.9MTotal Assets
$1Total Liabilities
$3.9MNet Assets

Executive Compensation Analysis

Executive compensation is reported as 0% across all available filings, indicating that the organization's leadership is either unpaid or compensated through other means not categorized as officer compensation, which is highly unusual for an organization with assets nearing $4 million.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Holdeen Ten Funds 45 10's IRS 990 filings:

Strengths

The following positive indicators were identified for Holdeen Ten Funds 45 10:

Frequently Asked Questions about Holdeen Ten Funds 45 10

Is Holdeen Ten Funds 45 10 a legitimate charity?

Based on AI analysis of IRS 990 filings, Holdeen Ten Funds 45 10 (EIN: 146018145) some concerns. Mission Score: 85/100. 2 red flags identified, 4 strengths noted.

How does Holdeen Ten Funds 45 10 spend its money?

Holdeen Ten Funds 45 10 directs 95% of its spending to programs and services. The remaining budget covers administration and fundraising costs.

Are donations to Holdeen Ten Funds 45 10 tax-deductible?

Holdeen Ten Funds 45 10 is registered as a tax-exempt nonprofit (EIN: 146018145). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

How much does the Holdeen Ten Funds 45 10 CEO make?

Holdeen Ten Funds 45 10's highest-compensated officer earns $4 annually. The organization reported $163K in total revenue. Executive compensation data is disclosed in IRS 990 filings.

How does Holdeen Ten Funds 45 10 compare to similar nonprofits?

With a transparency score of 85/100 (Excellent), Holdeen Ten Funds 45 10 is above average for NTEE category T111 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Holdeen Ten Funds 45 10 located?

Holdeen Ten Funds 45 10 is headquartered in Saint Louis, Missouri and files with the IRS under EIN 146018145. It is classified under NTEE code T111.

How many years of IRS 990 filings does Holdeen Ten Funds 45 10 have?

Holdeen Ten Funds 45 10 has 10 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $163K in total revenue.

Is Holdeen Ten Funds 45 10 a good charity?

Based on the available data, Holdeen Ten Funds 45 10 appears to be a well-managed grant-making foundation with strong program focus and very low overhead, as evidenced by 0% officer compensation and minimal liabilities. Its consistent spending above revenue, drawing down assets, is a strategic choice for a foundation and not necessarily a negative indicator.

Why does Holdeen Ten Funds 45 10 consistently spend more than its revenue?

As a grant-making foundation, Holdeen Ten Funds 45 10 likely operates by distributing grants from its endowment. The consistent trend of expenses exceeding revenue (e.g., $244,636 expenses vs. $162,752 revenue in 2023) suggests a deliberate strategy to disburse funds from its asset base, rather than relying solely on annual investment income or donations.

What is the trend in Holdeen Ten Funds 45 10's assets?

The organization's assets have shown a gradual decline over the past decade, from $4,487,486 in 2011 to $3,934,339 in 2023. This decrease aligns with the pattern of expenses consistently exceeding revenue, indicating a planned draw-down from its endowment to fund its activities.

Filing History

IRS 990 filing history for Holdeen Ten Funds 45 10 showing financial trends over 10 years of public records:

Over 10 years of IRS 990 filings (2011–2023), Holdeen Ten Funds 45 10's revenue has declined by 15.5%, moving from $193K to $163K. Total assets decreased by 12.3% over the same period, from $4.5M to $3.9M. Total functional expenses rose by 5.7%, from $231K to $245K. In its most recent filing year (2023), Holdeen Ten Funds 45 10 reported a deficit of $82K, with expenses exceeding revenue. The organization holds $1 in liabilities against $3.9M in assets (debt-to-asset ratio: 0.0%), resulting in net assets of $3.9M.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $163K $245K $3.9M $1 View 990
2022 $190K $295K $4.0M $1 View 990
2021 $388K $238K $4.1M $1
2020 $181K $302K $4.0M $1
2019 $422K $250K $4.1M $1 View 990
2015 $138K $264K $4.2M $0 View 990
2014 $188K $264K $4.3M $0 View 990
2013 $124K $255K $4.4M $0 View 990
2012 $301K $241K $4.5M $0 View 990
2011 $193K $231K $4.5M $0 View 990

Year-by-Year Financial Summary

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Holdeen Ten Funds 45 10:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for Holdeen Ten Funds 45 10 is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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